Specialities Group Holding Co KSCC (KUW:SPEC) Effective Interest Rate on Debt %: 2.04% (As of Mar. 2026)

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KUW:SPEC Specialities Group Holding Co KSCC KUW:SPEC
54 GF Score
Price KWD0.25
GF Value KWD0.20
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Specialities Group Holding Co KSCC Effective Interest Rate on Debt %?

Specialities Group Holding Co KSCC KUW:SPEC 54 Effective Interest Rate on Debt % is 2.04% as of Mar. 2026. GuruFocus rates KUW:SPEC with a GF Score™ of 54/100 and a GF Value™ of KWD0.20 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Specialities Group Holding Co KSCC's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was KWD0.14 Mil. Specialities Group Holding Co KSCC's average total debt for the quarter that ended in Mar. 2026 was KWD7.06 Mil. Therefore, Specialities Group Holding Co KSCC's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.04%.


Specialities Group Holding Co KSCC  (KUW:SPEC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Specialities Group Holding Co KSCC Effective Interest Rate on Debt % Related Terms


Specialities Group Holding Co KSCC Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Specialities Group Holding Co KSCC's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Specialities Group Holding Co KSCC Effective Interest Rate on Debt % Chart

Specialities Group Holding Co KSCC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 1.67 1.90

Specialities Group Holding Co KSCC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.93 1.91 2.13 2.34 2.04

KUW:SPEC vs HON, MMM: Effective Interest Rate on Debt % Comparison

For the Conglomerates subindustry, Specialities Group Holding Co KSCC's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Specialities Group Holding Co KSCC Effective Interest Rate on Debt % vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, Specialities Group Holding Co KSCC's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Specialities Group Holding Co KSCC's Effective Interest Rate on Debt % falls into.


KUW:SPEC
54GF Score
Specialities Group Holding Co KSCC KUW:SPEC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Specialities Group Holding Co KSCC Effective Interest Rate on Debt % Calculation

Specialities Group Holding Co KSCC's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.145/( (8.386+6.888)/ 2 )
=-1  *  -0.145/7.637
=1.90 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.887 + 6.499
=8.386

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.188 + 5.7
=6.888

Specialities Group Holding Co KSCC's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.144/( (6.888+7.228)/ 2 )
=-1  *  -0.144/7.058
=2.04 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.188 + 5.7
=6.888

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.295 + 5.933
=7.228

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.04% mean?
Specialities Group Holding Co KSCC (KUW:SPEC) has a Effective Interest Rate on Debt % of 2.04% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Specialities Group Holding Co KSCC and its competitors.
Is Specialities Group Holding Co KSCC's Effective Interest Rate on Debt % too high?
Specialities Group Holding Co KSCC's current Effective Interest Rate on Debt % is 2.04%. Overall, Specialities Group Holding Co KSCC has a GF Score™ of 54/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Specialities Group Holding Co KSCC's Effective Interest Rate on Debt % compare to HON and MMM?
Specialities Group Holding Co KSCC's Effective Interest Rate on Debt % of 2.04% can be compared against companies in the Conglomerates industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Conglomerates company?
A good Effective Interest Rate on Debt % depends on the Conglomerates industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Specialities Group Holding Co KSCC and its competitors. Specialities Group Holding Co KSCC's current Effective Interest Rate on Debt % is 2.04%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Specialities Group Holding Co KSCC stock overvalued right now?
Based on GuruFocus' analysis, Specialities Group Holding Co KSCC (KUW:SPEC) is currently considered Modestly Overvalued. The stock's GF Value™ is KWD0.20, compared to a current price of KWD0.25 — trading 25% above its estimated fair value. The current Effective Interest Rate on Debt % is 2.04%. Specialities Group Holding Co KSCC's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Specialities Group Holding Co KSCC (KUW:SPEC), the current Effective Interest Rate on Debt % is 2.04% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Specialities Group Holding Co KSCC (KUW:SPEC) Overvalued in 2026?

Based on GuruFocus' analysis, Specialities Group Holding Co KSCC stock appears to be overvalued. The current stock price of KWD0.25 is trading 25% above its estimated GF Value™ of KWD0.20. GuruFocus considers Specialities Group Holding Co KSCC to be Modestly Overvalued.

Key valuation signals for KUW:SPEC:

  • Effective Interest Rate on Debt %: 2.04%
  • GF Value™: KWD0.20 vs. price of KWD0.25 (25% above fair value)
  • GF Score™: 54/100 with 5 warning signs

No single metric tells the full story. See the KUW:SPEC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Specialities Group Holding Co KSCC Business Description

Address Amghara Industrial Area, P.O. Box 23595, Block 4, Plot 173, Safat, Kuwait, KWT, 13096
Specialities Group Holding Co KSCC is a diversified company operating various businesses. It is engaged in manufacturing and importing special construction chemicals and waterproofing systems with all necessary support and services. It is also involved in trading, manufacturing of construction materials and chemicals, and providing contracting and construction services. Additionally, the company has diversified its investments in the real estate and energy sectors through its subsidiaries. The Group generates maximum revenue from its general trading, marine, contracting, and construction activities, followed by its Oil and gas and Real estate activities. Geographically, it generates maximum revenue from Kuwait and also has its presence in other Gulf countries.
54GF Score

Get the complete analysis for KUW:SPEC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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