KWLGF (KWG Living Group Holdings) Effective Interest Rate on Debt %: 3.60% (As of Dec. 2025)

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KWLGF KWG Living Group Holdings Ltd KWLGF
62 GF Score
Price $0.23
GF Value $0.54
! 5 Warning Signs
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What is KWG Living Group Holdings Effective Interest Rate on Debt %?

KWG Living Group Holdings KWLGF 62 Effective Interest Rate on Debt % is 3.60% as of Dec. 2025. GuruFocus rates KWLGF with a GF Score™ of 62/100 and a GF Value™ of $0.54. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. KWG Living Group Holdings's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $2.3 Mil. KWG Living Group Holdings's average total debt for the quarter that ended in Dec. 2025 was $64.1 Mil. Therefore, KWG Living Group Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.60%.


KWG Living Group Holdings  (OTCPK:KWLGF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


KWG Living Group Holdings Effective Interest Rate on Debt % Related Terms


KWG Living Group Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for KWG Living Group Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KWG Living Group Holdings Effective Interest Rate on Debt % Chart

KWG Living Group Holdings Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 3.71 7.97 5.80 5.57 4.08

KWG Living Group Holdings Semi-Annual Data
Dec17 Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.51 5.48 5.41 4.40 3.60

KWLGF vs CBRE, BEKE, JLL: Effective Interest Rate on Debt % Comparison

For the Real Estate Services subindustry, KWG Living Group Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


KWG Living Group Holdings Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, KWG Living Group Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where KWG Living Group Holdings's Effective Interest Rate on Debt % falls into.


KWLGF
62GF Score
KWG Living Group Holdings Ltd KWLGF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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KWG Living Group Holdings Effective Interest Rate on Debt % Calculation

KWG Living Group Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -2.725/( (72.801+60.617)/ 2 )
=-1  *  -2.725/66.709
=4.08 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=55.122 + 17.679
=72.801

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=39.755 + 20.862
=60.617

KWG Living Group Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -2.304/( (67.529+60.617)/ 2 )
=-1  *  -2.304/64.073
=3.60 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=47.815 + 19.714
=67.529

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=39.755 + 20.862
=60.617

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.60% mean?
KWG Living Group Holdings (KWLGF) has a Effective Interest Rate on Debt % of 3.60% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on KWG Living Group Holdings and its competitors.
Is KWG Living Group Holdings' Effective Interest Rate on Debt % too high?
KWG Living Group Holdings' current Effective Interest Rate on Debt % is 3.60%. Overall, KWG Living Group Holdings has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does KWG Living Group Holdings' Effective Interest Rate on Debt % compare to CBRE and BEKE?
KWG Living Group Holdings' Effective Interest Rate on Debt % of 3.60% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on KWG Living Group Holdings and its competitors. KWG Living Group Holdings's current Effective Interest Rate on Debt % is 3.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KWG Living Group Holdings stock overvalued right now?
KWG Living Group Holdings (KWLGF) has a current Effective Interest Rate on Debt % of 3.60%. The stock's GF Value™ is $0.54, compared to a current price of $0.23 — trading 57% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.60%. KWG Living Group Holdings' overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For KWG Living Group Holdings (KWLGF), the current Effective Interest Rate on Debt % is 3.60% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KWG Living Group Holdings (KWLGF) Overvalued in 2026?

Based on GuruFocus' analysis, KWG Living Group Holdings stock appears to be undervalued. The current stock price of $0.23 is trading 57% below its estimated GF Value™ of $0.54.

Key valuation signals for KWLGF:

  • Effective Interest Rate on Debt %: 3.60%
  • GF Value™: $0.54 vs. price of $0.23 (57% below fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the KWLGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


KWG Living Group Holdings Business Description

Other Exchanges 03913:Hong Kong
Address 39 Gloucester Road, Room 1302, 13th Floor, Harcourt House, Wan Chai, Hong Kong, HKG
KWG Living Group Holdings Ltd is an investment holding company. Along with its subsidiaries, it operates in two reportable segments: Residential property management services and Non-residential property management and commercial operational services. Maximum revenue for the group is generated from its Residential property management and commercial operational services segment, which manages and operates a portfolio of non-residential properties, provides property management and commercial operational services to commercial properties such as shopping malls, office buildings and industrial parks, and provides property management services to schools, hospitals, government authorities and other public properties. Geographically, it derives all of its revenue from Chinese Mainland.
62GF Score

Get the complete analysis for KWLGF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.23
Price
$0.54
GF Value