LCUT (Lifetime Brands) Effective Interest Rate on Debt %: 6.87% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LCUT Lifetime Brands Inc LCUT
54 GF Score
Price $9.29
GF Value $5.57
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Lifetime Brands Effective Interest Rate on Debt %?

Lifetime Brands LCUT -1.02% 54 Effective Interest Rate on Debt % is 6.87% as of Jun. 2026. GuruFocus rates LCUT with a GF Score™ of 54/100 and a GF Value™ of $5.57 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Lifetime Brands's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was $16.5 Mil. Lifetime Brands's average total debt for the quarter that ended in Jun. 2026 was $240.1 Mil. Therefore, Lifetime Brands's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 6.87%.


Lifetime Brands  (NAS:LCUT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Lifetime Brands Effective Interest Rate on Debt % Related Terms


Lifetime Brands Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Lifetime Brands's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lifetime Brands Effective Interest Rate on Debt % Chart

Lifetime Brands Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.15 4.95 6.91 8.29 8.11

Lifetime Brands Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.42 8.11 8.07 7.77 6.87

LCUT vs COOK, BSET, LOVE: Effective Interest Rate on Debt % Comparison

For the Furnishings, Fixtures & Appliances subindustry, Lifetime Brands's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lifetime Brands Effective Interest Rate on Debt % vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Lifetime Brands's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Lifetime Brands's Effective Interest Rate on Debt % falls into.


LCUT
54GF Score
Lifetime Brands Inc LCUT
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lifetime Brands Effective Interest Rate on Debt % Calculation

Lifetime Brands's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -20.03/( (250.418+243.639)/ 2 )
=-1  *  -20.03/247.0285
=8.11 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=230.382 + 20.036
=250.418

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=222.474 + 21.165
=243.639

Lifetime Brands's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -16.488/( (220.794+259.343)/ 2 )
=-1  *  -16.488/240.0685
=6.87 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=200.5 + 20.294
=220.794

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=207.137 + 52.206
=259.343

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.87% mean?
Lifetime Brands (LCUT) has a Effective Interest Rate on Debt % of 6.87% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Lifetime Brands and its competitors.
Is Lifetime Brands' Effective Interest Rate on Debt % too high?
Lifetime Brands' current Effective Interest Rate on Debt % is 6.87%. Overall, Lifetime Brands has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lifetime Brands' Effective Interest Rate on Debt % compare to COOK and BSET?
Lifetime Brands' Effective Interest Rate on Debt % of 6.87% can be compared against companies in the Furnishings, Fixtures & Appliances industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Furnishings, Fixtures & Appliances company?
A good Effective Interest Rate on Debt % depends on the Furnishings, Fixtures & Appliances industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Lifetime Brands and its competitors. Lifetime Brands's current Effective Interest Rate on Debt % is 6.87%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lifetime Brands stock overvalued right now?
Based on GuruFocus' analysis, Lifetime Brands (LCUT) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.57, compared to a current price of $9.29 — trading 66.8% above its estimated fair value. The current Effective Interest Rate on Debt % is 6.87%. Lifetime Brands' overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Lifetime Brands (LCUT), the current Effective Interest Rate on Debt % is 6.87% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lifetime Brands (LCUT) Overvalued in 2026?

Based on GuruFocus' analysis, Lifetime Brands stock appears to be overvalued. The current stock price of $9.29 is trading 66.8% above its estimated GF Value™ of $5.57. GuruFocus considers Lifetime Brands to be Significantly Overvalued.

Key valuation signals for LCUT:

  • Effective Interest Rate on Debt %: 6.87%
  • GF Value™: $5.57 vs. price of $9.29 (66.8% above fair value)
  • GF Score™: 54/100 with 7 warning signs

No single metric tells the full story. See the LCUT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lifetime Brands Business Description

Address 1000 Stewart Avenue, Garden City, NY, USA, 11530
Lifetime Brands Inc is a U.S.-based company that designs, sources, and sells branded kitchenware, tableware, and other home solution products used in the home. The company's product portfolio comprises kitchen tools, cutlery, thermometers, cutting boards, spice racks, dinnerware, stemware, flatware, bath scales, thermal beverage ware, food storage, neoprene travel products, etc. These products are marketed under owned or licensed brands like Farberware, KitchenAid, Mikasa, Misto, Taylor, Sabatier, and Pfaltzgraff, among others. The company mainly sells its products directly to retailers and distributors, and a limited selection directly to consumers through its own websites. It has two reportable operating segments: U.S., which derives maximum revenue, and International.
54GF Score

Get the complete analysis for LCUT

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.29
Price
$5.57
GF Value