Compartamos Banco (LIM:COMPARC1) Effective Interest Rate on Debt %: 0.00% (As of . 20)


What is Compartamos Banco Effective Interest Rate on Debt %?

Compartamos Banco LIM:COMPARC1 Effective Interest Rate on Debt % is 0.00% as of . 20.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Compartamos Banco's annualized positive value of Interest Expense for the quarter that ended in . 20 was S/. Mil. Compartamos Banco's average total debt for the quarter that ended in . 20 was S/. Mil. Therefore, Compartamos Banco's annualized Effective Interest Rate on Debt % for the quarter that ended in . 20 was %.

Compartamos Banco  (LIM:COMPARC1) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Compartamos Banco Effective Interest Rate on Debt % Related Terms

Compartamos Banco Effective Interest Rate on Debt % Historical Data

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The historical data trend for Compartamos Banco's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Compartamos Banco Effective Interest Rate on Debt % Chart

Compartamos Banco Annual Data
Trend
Effective Interest Rate on Debt %

Compartamos Banco Quarterly Data
Effective Interest Rate on Debt %

Compartamos Banco Effective Interest Rate on Debt % Competitor Comparison

For the Credit Services subindustry, Compartamos Banco's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Compartamos Banco Effective Interest Rate on Debt % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Compartamos Banco's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Compartamos Banco's Effective Interest Rate on Debt % falls into.


Compartamos Banco Effective Interest Rate on Debt % Calculation

Compartamos Banco's annualized Effective Interest Rate on Debt % for the fiscal year that ended in . 20 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: . 20 )+Total Debt  (A: . 20 ))/ count )
=-1  *  /( (+)/ )
=-1  *  /
= %

where

Total Debt  (A: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

Total Debt  (A: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

Compartamos Banco's annualized Effective Interest Rate on Debt % for the quarter that ended in . 20 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: . 20 )+Total Debt  (Q: . 20 ))/ count )
=-1  *  /( (+)/ )
=-1  *  /
= %

where

Total Debt  (Q: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

Total Debt  (Q: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (. 20) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Compartamos Banco (LIM:COMPARC1) has a Effective Interest Rate on Debt % of 0.00% as of . 20. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Compartamos Banco and its competitors.
Is Compartamos Banco's Effective Interest Rate on Debt % too high?
Compartamos Banco's current Effective Interest Rate on Debt % is 0.00%.
How does Compartamos Banco's Effective Interest Rate on Debt % compare to competitors?
Compartamos Banco's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Credit Services company?
A good Effective Interest Rate on Debt % depends on the Credit Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Compartamos Banco and its competitors. Compartamos Banco's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Compartamos Banco stock overvalued right now?
Compartamos Banco (LIM:COMPARC1) has a current Effective Interest Rate on Debt % of 0.00%. The current Effective Interest Rate on Debt % is 0.00%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Compartamos Banco (LIM:COMPARC1), the current Effective Interest Rate on Debt % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Compartamos Banco Business Description

Address Av. Benavides No. 801-821-881, Corner with Av. Paseo de la Republica No. 5887-5891-5895, Floors 12 and 13, Miraflores, Lima, PER
Compartamos Banco SA Formerly Compartamos Financiera SA grants loans to individuals and small and medium-sized enterprises. The company also offers savings accounts, as well as fixed-time deposits.