Cementos PacasmayoA (LIM:CPAC) Effective Interest Rate on Debt %: 5.92% (As of Mar. 2026)


LIM:CPAC Cementos Pacasmayo SAA LIM:CPAC
62 GF Score
Price $11.92
GF Value $6.86
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Cementos PacasmayoA Effective Interest Rate on Debt %?

Cementos PacasmayoA LIM:CPAC 62 Effective Interest Rate on Debt % is 5.92% as of Mar. 2026. GuruFocus rates LIM:CPAC with a GF Score™ of 62/100 and a GF Value™ of $6.86 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Cementos PacasmayoA's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $25.0 Mil. Cementos PacasmayoA's average total debt for the quarter that ended in Mar. 2026 was $422.0 Mil. Therefore, Cementos PacasmayoA's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.92%.


Cementos PacasmayoA  (LIM:CPAC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Cementos PacasmayoA Effective Interest Rate on Debt % Related Terms


Cementos PacasmayoA Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Cementos PacasmayoA's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cementos PacasmayoA Effective Interest Rate on Debt % Chart

Cementos PacasmayoA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.22 4.88 6.35 6.42 6.23

Cementos PacasmayoA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.99 12.03 6.13 6.72 5.92

LIM:CPAC vs CRH, VMC, MLM: Effective Interest Rate on Debt % Comparison

For the Building Materials subindustry, Cementos PacasmayoA's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cementos PacasmayoA Effective Interest Rate on Debt % vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, Cementos PacasmayoA's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Cementos PacasmayoA's Effective Interest Rate on Debt % falls into.


LIM:CPAC
62GF Score
Cementos Pacasmayo SAA LIM:CPAC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Cementos PacasmayoA Effective Interest Rate on Debt % Calculation

Cementos PacasmayoA's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -26.869/( (441.866+420.038)/ 2 )
=-1  *  -26.869/430.952
=6.23 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=306.212 + 135.654
=441.866

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=262.059 + 157.979
=420.038

Cementos PacasmayoA's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -24.992/( (420.038+424.001)/ 2 )
=-1  *  -24.992/422.0195
=5.92 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=262.059 + 157.979
=420.038

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=250.443 + 173.558
=424.001

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.92% mean?
Cementos PacasmayoA (LIM:CPAC) has a Effective Interest Rate on Debt % of 5.92% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Cementos PacasmayoA and its competitors.
Is Cementos PacasmayoA's Effective Interest Rate on Debt % too high?
Cementos PacasmayoA's current Effective Interest Rate on Debt % is 5.92%. Overall, Cementos PacasmayoA has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cementos PacasmayoA's Effective Interest Rate on Debt % compare to CRH and VMC?
Cementos PacasmayoA's Effective Interest Rate on Debt % of 5.92% can be compared against companies in the Building Materials industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Building Materials company?
A good Effective Interest Rate on Debt % depends on the Building Materials industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Cementos PacasmayoA and its competitors. Cementos PacasmayoA's current Effective Interest Rate on Debt % is 5.92%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cementos PacasmayoA stock overvalued right now?
Based on GuruFocus' analysis, Cementos PacasmayoA (LIM:CPAC) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.86, compared to a current price of $11.92 — trading 73.8% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.92%. Cementos PacasmayoA's overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Cementos PacasmayoA (LIM:CPAC), the current Effective Interest Rate on Debt % is 5.92% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cementos PacasmayoA (LIM:CPAC) Overvalued in 2026?

Based on GuruFocus' analysis, Cementos PacasmayoA stock appears to be overvalued. The current stock price of $11.92 is trading 73.8% above its estimated GF Value™ of $6.86. GuruFocus considers Cementos PacasmayoA to be Significantly Overvalued.

Key valuation signals for LIM:CPAC:

  • Effective Interest Rate on Debt %: 5.92%
  • GF Value™: $6.86 vs. price of $11.92 (73.8% above fair value)
  • GF Score™: 62/100 with 8 warning signs

No single metric tells the full story. See the LIM:CPAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cementos PacasmayoA Business Description

Address Calle La Colonia 150, Urbanizacion El Vivero, Santiago de Surco, Lima, PER
Cementos Pacasmayo SAA is a Peruvian cement company, and only cement manufacturer serving in the northern region of Peru. It produce, distribute and sell cement and cement-related materials, such as precast products and ready-mix concrete. Its products are mainly used in construction, which has been one of the fastest growing segments of the Peruvian economy in recent years. It also produce and sell quicklime for use in mining operations. It also provide transportation services. It has three operating segments cement, concrete, mortar, pavement and precast; quicklime; and sales of construction supplies. The majority of profit comes from Cement segment. Peru's cement production is into three regions northern region, central region, including Lima's metropolitan area, and southern region.
62GF Score

Get the complete analysis for LIM:CPAC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.92
Price
$6.86
GF Value