LONCF (Loncor Gold) Effective Interest Rate on Debt %: 7.08% (As of Sep. 2025)


LONCF Loncor Gold Inc LONCF
20 GF Score
Price $1.02
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What is Loncor Gold Effective Interest Rate on Debt %?

Loncor Gold LONCF 20 Effective Interest Rate on Debt % is 7.08% as of Sep. 2025. GuruFocus rates LONCF with a GF Score™ of 20/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Loncor Gold's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was $0.02 Mil. Loncor Gold's average total debt for the quarter that ended in Sep. 2025 was $0.28 Mil. Therefore, Loncor Gold's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 7.08%.

Loncor Gold  (OTCPK:LONCF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Loncor Gold Effective Interest Rate on Debt % Related Terms

Loncor Gold Effective Interest Rate on Debt % Historical Data

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The historical data trend for Loncor Gold's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Loncor Gold Effective Interest Rate on Debt % Chart

Loncor Gold Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.57 11.57 5.17 6.58 68.97

Loncor Gold Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.36 483.56 9.59 6.58 7.08

LONCF vs NEM, AU: Effective Interest Rate on Debt % Comparison

For the Gold subindustry, Loncor Gold's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Loncor Gold Effective Interest Rate on Debt % vs Metals & Mining Industry

For the Metals & Mining industry and Basic Materials sector, Loncor Gold's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Loncor Gold's Effective Interest Rate on Debt % falls into.


LONCF
20GF Score
Loncor Gold Inc LONCF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Loncor Gold Effective Interest Rate on Debt % Calculation

Loncor Gold's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -0.15/( (0.333+0.102)/ 2 )
=-1  *  -0.15/0.2175
=68.97 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.103 + 0.23
=0.333

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.018 + 0.084
=0.102

Loncor Gold's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  -0.02/( (0.293+0.272)/ 2 )
=-1  *  -0.02/0.2825
=7.08 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.217 + 0.076
=0.293

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.182 + 0.09
=0.272

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.08% mean?
Loncor Gold (LONCF) has a Effective Interest Rate on Debt % of 7.08% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Loncor Gold and its competitors.
Is Loncor Gold's Effective Interest Rate on Debt % too high?
Loncor Gold's current Effective Interest Rate on Debt % is 7.08%. Overall, Loncor Gold has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Loncor Gold's Effective Interest Rate on Debt % compare to NEM and AU?
Loncor Gold's Effective Interest Rate on Debt % of 7.08% can be compared against companies in the Metals & Mining industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Metals & Mining company?
A good Effective Interest Rate on Debt % depends on the Metals & Mining industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Loncor Gold and its competitors. Loncor Gold's current Effective Interest Rate on Debt % is 7.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Loncor Gold stock overvalued right now?
Loncor Gold (LONCF) has a current Effective Interest Rate on Debt % of 7.08%. The current Effective Interest Rate on Debt % is 7.08%. Loncor Gold's overall GF Score™ is 20/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Loncor Gold (LONCF), the current Effective Interest Rate on Debt % is 7.08% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Loncor Gold Business Description

Address 4120 Yonge Street, Suite 304, 1 First Canadian Place, Toronto, ON, CAN, M2P 2B8
Loncor Gold Inc is a Canadian gold exploration company focussed on the Ngayu Greenstone Gold Belt in the northeast of the Democratic Republic of the Congo. The Adumbi gold deposit is the focus of Loncor's activity and can be found within Loncor's 84.68% owned Imbo Project. The company has Africa's largest gold producer, the Barrick-managed Kibali Gold mine as a neighbour 130 miles away.
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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