LRDC (Laredo Oil) Effective Interest Rate on Debt %: 12.43% (As of Feb. 2026)

Laredo Oil LRDC -6.93% 11 Effective Interest Rate on Debt % is 12.43% as of Feb. 2026. GuruFocus rates LRDC with a GF Score™ of 11/100. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Laredo Oil's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was $0.60 Mil. Laredo Oil's average total debt for the quarter that ended in Feb. 2026 was $4.86 Mil. Therefore, Laredo Oil's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 12.43%.

Laredo Oil (OTCPK:LRDC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Laredo Oil Effective Interest Rate on Debt % Related Terms

Laredo Oil Effective Interest Rate on Debt % Historical Data

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The historical data trend for Laredo Oil's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Laredo Oil Effective Interest Rate on Debt % Chart

Laredo Oil Annual Data

Trend

May16

May17

May18

May19

May20

May21

May22

May23

May24

May25

Effective Interest Rate on Debt %

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2.24

5.03

16.98

14.85

13.62

Laredo Oil Quarterly Data
	May21	Aug21	Nov21	Feb22	May22	Aug22	Nov22	Feb23	May23	Aug23	Nov23	Feb24	May24	Aug24	Nov24	Feb25	May25	Aug25	Nov25	Feb26
Effective Interest Rate on Debt %	Get a 7-Day Free Trial															15.38	14.96	24.94	25.08	12.43

LRDC vs PROP, NRT, PVL: Effective Interest Rate on Debt % Comparison

For the Oil & Gas E&P subindustry, Laredo Oil's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Laredo Oil Effective Interest Rate on Debt % vs Oil & Gas Industry

For the Oil & Gas industry and Energy sector, Laredo Oil's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Laredo Oil's Effective Interest Rate on Debt % falls into.

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Laredo Oil Inc LRDC

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Laredo Oil Effective Interest Rate on Debt % Calculation

Laredo Oil's annualized Effective Interest Rate on Debt % for the fiscal year that ended in May. 2025 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (A: May. 2024 )	+	Total Debt (A: May. 2025 ))	/ count )
=	-1 * -0.489	/	( (3.213	+	3.967)	/ 2 )
=	-1 * -0.489	/	3.59
=	13.62 %

where

	Total Debt (A: May. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0.888	+	2.325
=	3.213

	Total Debt (A: May. 2025 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0.826	+	3.141
=	3.967

Laredo Oil's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (Q: Nov. 2025 )	+	Total Debt (Q: Feb. 2026 ))	/ count )
=	-1 * -0.604	/	( (4.936	+	4.784)	/ 2 )
=	-1 * -0.604	/	4.86
=	12.43 %

where

	Total Debt (Q: Nov. 2025 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0.795	+	4.141
=	4.936

	Total Debt (Q: Feb. 2026 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0.779	+	4.005
=	4.784

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about Effective Interest Rate on Debt % →

What does a Effective Interest Rate on Debt % of 12.43% mean?

Laredo Oil (LRDC) has a Effective Interest Rate on Debt % of 12.43% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Laredo Oil and its competitors.

Is Laredo Oil's Effective Interest Rate on Debt % too high?

Laredo Oil's current Effective Interest Rate on Debt % is 12.43%. Overall, Laredo Oil has a GF Score™ of 11/100, reflecting its overall financial health beyond just this single metric.

How does Laredo Oil's Effective Interest Rate on Debt % compare to PROP and NRT?

Laredo Oil's Effective Interest Rate on Debt % of 12.43% can be compared against companies in the Oil & Gas industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Effective Interest Rate on Debt % for an Oil & Gas company?

A good Effective Interest Rate on Debt % depends on the Oil & Gas industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Effective Interest Rate on Debt % mean?

A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Laredo Oil and its competitors. Laredo Oil's current Effective Interest Rate on Debt % is 12.43%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Laredo Oil stock overvalued right now?

Laredo Oil (LRDC) has a current Effective Interest Rate on Debt % of 12.43%. The current Effective Interest Rate on Debt % is 12.43%. Laredo Oil's overall GF Score™ is 11/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Effective Interest Rate on Debt % calculated?

Effective Interest Rate on Debt % is calculated from a company's financial statements. For Laredo Oil (LRDC), the current Effective Interest Rate on Debt % is 12.43% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Laredo Oil Business Description

Industry Energy Oil & Gas

Comparable Companies PROP NRT PVL BSIN CRT VOC INDO RSRV AMEN PRT HKSE:00883 COP TSX:CNQ EOG FANG OXY DVN MIC:NVTK ASX:WDS EQT

Address 2021 Guadalupe Street, Suite 260, Austin, TX, USA, 78705

Website https://www.laredo-oil.com

Laredo Oil Inc is are a publicly traded oil and gas E&P company acquiring, developing, and operating undervalued conventional assets and select mature fields where proprietary EOR technology can unlock value. In addition to pursuing conventional oil recovery methods in selected oil fields, Laredo Oil plans to locate and acquire mature oil fields, with the intention of recovering stranded oil using enhanced recovery methods.

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