AIQ (LSE:AIQ) Effective Interest Rate on Debt %: 1.98% (As of Oct. 2025)


What is AIQ Effective Interest Rate on Debt %?

AIQ LSE:AIQ Effective Interest Rate on Debt % is 1.98% as of Oct. 2025. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. AIQ's annualized positive value of Interest Expense for the quarter that ended in Oct. 2025 was £0.02 Mil. AIQ's average total debt for the quarter that ended in Oct. 2025 was £1.01 Mil. Therefore, AIQ's annualized Effective Interest Rate on Debt % for the quarter that ended in Oct. 2025 was 1.98%.

AIQ  (LSE:AIQ) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

AIQ Effective Interest Rate on Debt % Related Terms

AIQ Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for AIQ's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AIQ Effective Interest Rate on Debt % Chart

AIQ Annual Data
Trend Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 5.87 4.55 4.64 4.36 2.86

AIQ Semi-Annual Data
Oct18 Apr19 Oct19 Apr20 Oct20 Apr21 Oct21 Apr22 Oct22 Apr23 Oct23 Apr24 Oct24 Apr25 Oct25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.51 6.00 3.49 3.83 1.98

LSE:AIQ vs UBER, SHOP, CRM: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, AIQ's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

AIQ Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, AIQ's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where AIQ's Effective Interest Rate on Debt % falls into.


AIQ Effective Interest Rate on Debt % Calculation

AIQ's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Oct. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Oct. 2024 )+Total Debt  (A: Oct. 2025 ))/ count )
=-1  *  -0.025/( (0.647+1.103)/ 2 )
=-1  *  -0.025/0.875
=2.86 %

where

Total Debt  (A: Oct. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0.647
=0.647

Total Debt  (A: Oct. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.5 + 0.603
=1.103

AIQ's annualized Effective Interest Rate on Debt % for the quarter that ended in Oct. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Apr. 2025 )+Total Debt  (Q: Oct. 2025 ))/ count )
=-1  *  -0.02/( (0.918+1.103)/ 2 )
=-1  *  -0.02/1.0105
=1.98 %

where

Total Debt  (Q: Apr. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.5 + 0.418
=0.918

Total Debt  (Q: Oct. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.5 + 0.603
=1.103

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Oct. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.98% mean?
AIQ (LSE:AIQ) has a Effective Interest Rate on Debt % of 1.98% as of Oct. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AIQ and its competitors.
Is AIQ's Effective Interest Rate on Debt % too high?
AIQ's current Effective Interest Rate on Debt % is 1.98%.
How does AIQ's Effective Interest Rate on Debt % compare to UBER and SHOP?
AIQ's Effective Interest Rate on Debt % of 1.98% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AIQ and its competitors. AIQ's current Effective Interest Rate on Debt % is 1.98%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIQ stock overvalued right now?
Based on GuruFocus' analysis, AIQ (LSE:AIQ) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.02, compared to a current price of £0.07 — trading 225% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.98%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For AIQ (LSE:AIQ), the current Effective Interest Rate on Debt % is 1.98% as of Oct. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

AIQ Business Description

Address Genesis Close, Genesis Building, 5th Floor, PO Box 446, George Town, CYM, KY1-1106
AIQ Ltd is an information technology (IT) solutions provider, currently focused on the provision of IT consultancy services in Asia. The Company advises, sources, project-manages, and guides businesses through their IT, smart technology, and data centre project needs through its IT consultancy business and AIQ Vision, a strategic partnership with Centslink. Its IT consultancy services, delivered via its Alcodes International subsidiary, offer a broad range of solutions, mainly acting as a project manager to deliver customer IT requirements, including app or platform development related to metaverse, artificial intelligence, blockchain, and other technologies.