Checkit (LSE:CKT) Effective Interest Rate on Debt %: 0.00% (As of Jan. 2026)

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LSE:CKT Checkit PLC LSE:CKT
30 GF Score
Price £0.20
GF Value £0.24
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Checkit Effective Interest Rate on Debt %?

Checkit LSE:CKT 30 Effective Interest Rate on Debt % is 0.00% as of Jan. 2026. GuruFocus rates LSE:CKT with a GF Score™ of 30/100 and a GF Value™ of £0.24 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Checkit's annualized positive value of Interest Expense for the quarter that ended in Jan. 2026 was £0.00 Mil. Checkit's average total debt for the quarter that ended in Jan. 2026 was £0.35 Mil. Therefore, Checkit's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 was 0.00%.


Checkit  (LSE:CKT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Checkit Effective Interest Rate on Debt % Related Terms


Checkit Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Checkit's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Checkit Effective Interest Rate on Debt % Chart

Checkit Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Checkit Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

LSE:CKT vs UBER, SHOP, CRM: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Checkit's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Checkit Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Checkit's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Checkit's Effective Interest Rate on Debt % falls into.


LSE:CKT
30GF Score
Checkit PLC LSE:CKT
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Checkit Effective Interest Rate on Debt % Calculation

Checkit's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jan. 2025 )+Total Debt  (A: Jan. 2026 ))/ count )
=-1  *  0/( (0.6+0.3)/ 2 )
=-1  *  0/0.45
=0.00 %

where

Checkit's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jul. 2025 )+Total Debt  (Q: Jan. 2026 ))/ count )
=-1  *  0/( (0.4+0.3)/ 2 )
=-1  *  0/0.35
=0.00 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jan. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Checkit (LSE:CKT) has a Effective Interest Rate on Debt % of 0.00% as of Jan. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Checkit and its competitors.
Is Checkit's Effective Interest Rate on Debt % too high?
Checkit's current Effective Interest Rate on Debt % is 0.00%. Overall, Checkit has a GF Score™ of 30/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Checkit's Effective Interest Rate on Debt % compare to UBER and SHOP?
Checkit's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Checkit and its competitors. Checkit's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Checkit stock overvalued right now?
Based on GuruFocus' analysis, Checkit (LSE:CKT) is currently considered Modestly Undervalued. The stock's GF Value™ is £0.24, compared to a current price of £0.20 — trading 18.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Checkit's overall GF Score™ is 30/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Checkit (LSE:CKT), the current Effective Interest Rate on Debt % is 0.00% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Checkit (LSE:CKT) Overvalued in 2026?

Based on GuruFocus' analysis, Checkit stock appears to be undervalued. The current stock price of £0.20 is trading 18.8% below its estimated GF Value™ of £0.24. GuruFocus considers Checkit to be Modestly Undervalued.

Key valuation signals for LSE:CKT:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: £0.24 vs. price of £0.20 (18.8% below fair value)
  • GF Score™: 30/100 with 2 warning signs

No single metric tells the full story. See the LSE:CKT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Checkit Business Description

Other Exchanges EKC1:Germany
Address JJ Thomson Avenue, Broers Building, Cambridge, GBR, CB3 0FA
Checkit PLC is a real-time operation management software company engaged in providing intelligent operations management platforms for desk less workforces, enabling operational agility and intelligent decision-making in large multinational and complex national organizations. The company's subscription business model offers optional plugins for smart sensor networks and workflow task management. Its solutions apply digital tools and monitoring to transform workforce management and incorporate physical assets into a digital ecosystem using Internet of Things (IoT) sensors and monitoring devices. The company has two operating segments; the United Kingdom, and The Americas. It derives a majority of its revenue from the United Kingdom.
30GF Score

Get the complete analysis for LSE:CKT

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.20
Price
£0.24
GF Value