Dillistone Group (LSE:DSG) Effective Interest Rate on Debt %: 11.99% (As of Dec. 2025)

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LSE:DSG Dillistone Group PLC LSE:DSG
39 GF Score
Price £0.11
GF Value £0.08
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Dillistone Group Effective Interest Rate on Debt %?

Dillistone Group LSE:DSG 39 Effective Interest Rate on Debt % is 11.99% as of Dec. 2025. GuruFocus rates LSE:DSG with a GF Score™ of 39/100 and a GF Value™ of £0.08 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Dillistone Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was £0.17 Mil. Dillistone Group's average total debt for the quarter that ended in Dec. 2025 was £1.39 Mil. Therefore, Dillistone Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 11.99%.


Dillistone Group  (LSE:DSG) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Dillistone Group Effective Interest Rate on Debt % Related Terms


Dillistone Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Dillistone Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dillistone Group Effective Interest Rate on Debt % Chart

Dillistone Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.71 6.07 9.73 11.64 11.05

Dillistone Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.96 12.45 10.19 10.17 11.99

LSE:DSG vs QH, SHOP, UBER: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Dillistone Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dillistone Group Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Dillistone Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Dillistone Group's Effective Interest Rate on Debt % falls into.


LSE:DSG
39GF Score
Dillistone Group PLC LSE:DSG
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Dillistone Group Effective Interest Rate on Debt % Calculation

Dillistone Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.155/( (1.434+1.371)/ 2 )
=-1  *  -0.155/1.4025
=11.05 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.032 + 0.402
=1.434

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.97 + 0.401
=1.371

Dillistone Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.166/( (1.399+1.371)/ 2 )
=-1  *  -0.166/1.385
=11.99 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.001 + 0.398
=1.399

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.97 + 0.401
=1.371

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 11.99% mean?
Dillistone Group (LSE:DSG) has a Effective Interest Rate on Debt % of 11.99% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Dillistone Group and its competitors.
Is Dillistone Group's Effective Interest Rate on Debt % too high?
Dillistone Group's current Effective Interest Rate on Debt % is 11.99%. Overall, Dillistone Group has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dillistone Group's Effective Interest Rate on Debt % compare to QH and SHOP?
Dillistone Group's Effective Interest Rate on Debt % of 11.99% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Dillistone Group and its competitors. Dillistone Group's current Effective Interest Rate on Debt % is 11.99%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dillistone Group stock overvalued right now?
Based on GuruFocus' analysis, Dillistone Group (LSE:DSG) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.08, compared to a current price of £0.11 — trading 31.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 11.99%. Dillistone Group's overall GF Score™ is 39/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Dillistone Group (LSE:DSG), the current Effective Interest Rate on Debt % is 11.99% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dillistone Group (LSE:DSG) Overvalued in 2026?

Based on GuruFocus' analysis, Dillistone Group stock appears to be overvalued. The current stock price of £0.11 is trading 31.3% above its estimated GF Value™ of £0.08. GuruFocus considers Dillistone Group to be Significantly Overvalued.

Key valuation signals for LSE:DSG:

  • Effective Interest Rate on Debt %: 11.99%
  • GF Value™: £0.08 vs. price of £0.11 (31.3% above fair value)
  • GF Score™: 39/100 with 4 warning signs

No single metric tells the full story. See the LSE:DSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dillistone Group Business Description

Address 9 Cedarwood, Crockford Lane, Chineham Business Park, Basingstoke, GBR, RG24 8WD
Dillistone Group PLC is engaged in the development and distribution of recruitment software solutions and associated consultancy and support. The Group provides software and services that enable recruitment firms and in-house recruiters to manage their selection process and address training needs. It includes Voyager Software, supplier of Infinity recruitment software and the Mid-Office Pay & Bill solution, Dillistone FileFinder, supplier of executive search software, ISV.online, which provides online pre-employment skills testing and training tools, and GatedTalent. Its brands include Talentis Global, Voyager, FileFinder, ISV.online and GatedTalent. The Group generates maximum revenue from the UK.
39GF Score

Get the complete analysis for LSE:DSG

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.11
Price
£0.08
GF Value