ECO Buildings Group (LSE:ECOB) Effective Interest Rate on Debt %: 12.08% (As of Dec. 2025)

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What is ECO Buildings Group Effective Interest Rate on Debt %?

ECO Buildings Group LSE:ECOB Effective Interest Rate on Debt % is 12.08% as of Dec. 2025. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. ECO Buildings Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was £0.68 Mil. ECO Buildings Group's average total debt for the quarter that ended in Dec. 2025 was £5.61 Mil. Therefore, ECO Buildings Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 12.08%.

ECO Buildings Group  (LSE:ECOB) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

ECO Buildings Group Effective Interest Rate on Debt % Related Terms

ECO Buildings Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for ECO Buildings Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ECO Buildings Group Effective Interest Rate on Debt % Chart

ECO Buildings Group Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
0.00 3.39 9.04 6.61 6.66

ECO Buildings Group Semi-Annual Data
Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only 9.63 11.20 2.70 0.75 12.08

LSE:ECOB vs CRH, VMC, MLM: Effective Interest Rate on Debt % Comparison

For the Building Materials subindustry, ECO Buildings Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ECO Buildings Group Effective Interest Rate on Debt % vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, ECO Buildings Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where ECO Buildings Group's Effective Interest Rate on Debt % falls into.


ECO Buildings Group Effective Interest Rate on Debt % Calculation

ECO Buildings Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.36/( (5.102+5.702)/ 2 )
=-1  *  -0.36/5.402
=6.66 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.329 + 1.773
=5.102

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.221 + 2.481
=5.702

ECO Buildings Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.678/( (5.525+5.702)/ 2 )
=-1  *  -0.678/5.6135
=12.08 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.662 + 1.863
=5.525

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.221 + 2.481
=5.702

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 12.08% mean?
ECO Buildings Group (LSE:ECOB) has a Effective Interest Rate on Debt % of 12.08% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ECO Buildings Group and its competitors.
Is ECO Buildings Group's Effective Interest Rate on Debt % too high?
ECO Buildings Group's current Effective Interest Rate on Debt % is 12.08%.
How does ECO Buildings Group's Effective Interest Rate on Debt % compare to CRH and VMC?
ECO Buildings Group's Effective Interest Rate on Debt % of 12.08% can be compared against companies in the Building Materials industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Building Materials company?
A good Effective Interest Rate on Debt % depends on the Building Materials industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ECO Buildings Group and its competitors. ECO Buildings Group's current Effective Interest Rate on Debt % is 12.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ECO Buildings Group stock overvalued right now?
ECO Buildings Group (LSE:ECOB) has a current Effective Interest Rate on Debt % of 12.08%. The current Effective Interest Rate on Debt % is 12.08%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For ECO Buildings Group (LSE:ECOB), the current Effective Interest Rate on Debt % is 12.08% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

ECO Buildings Group Business Description

Address 160 Camden High Street, London, GBR, NW1 0NE
ECO Buildings Group PLC operates in the prefabricated modular housing sector. The company manufactures glass fibre-reinforced gypsum (GFRG) panels, for housing and commercial developments. It comprises two divisions; Eco Buildings Group Ltd which provides housing solutions based on Glass Fibre Reinforced Gypsum (GFRG) technology; and Fox Marble which provides processed marble quarried in the Balkans for use in construction and developments. Geographically, the company generates its revenue from Europe.