Irish Continental Group (LSE:ICGC) Effective Interest Rate on Debt %: 3.86% (As of Dec. 2025)

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LSE:ICGC Irish Continental Group PLC LSE:ICGC
84 GF Score
Price £5.60
GF Value £5.62
Valuation Fairly Valued
! 7 Warning Signs
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What is Irish Continental Group Effective Interest Rate on Debt %?

Irish Continental Group LSE:ICGC +3.70% 84 Effective Interest Rate on Debt % is 3.86% as of Dec. 2025. GuruFocus rates LSE:ICGC with a GF Score™ of 84/100 and a GF Value™ of £5.62 (Fairly Valued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Irish Continental Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was £8.9 Mil. Irish Continental Group's average total debt for the quarter that ended in Dec. 2025 was £230.9 Mil. Therefore, Irish Continental Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.86%.


Irish Continental Group  (LSE:ICGC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Irish Continental Group Effective Interest Rate on Debt % Related Terms


Irish Continental Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Irish Continental Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Irish Continental Group Effective Interest Rate on Debt % Chart

Irish Continental Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.84 2.22 3.23 4.23 4.20

Irish Continental Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.70 3.15 4.15 4.63 3.86

LSE:ICGC vs KEX: Effective Interest Rate on Debt % Comparison

For the Marine Shipping subindustry, Irish Continental Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Irish Continental Group Effective Interest Rate on Debt % vs Transportation Industry

For the Transportation industry and Industrials sector, Irish Continental Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Irish Continental Group's Effective Interest Rate on Debt % falls into.


LSE:ICGC
84GF Score
Irish Continental Group PLC LSE:ICGC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Irish Continental Group Effective Interest Rate on Debt % Calculation

Irish Continental Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -8.922/( (168.553+256.115)/ 2 )
=-1  *  -8.922/212.334
=4.20 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=156.295 + 12.258
=168.553

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=175.729 + 80.386
=256.115

Irish Continental Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -8.922/( (205.629+256.115)/ 2 )
=-1  *  -8.922/230.872
=3.86 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=129.804 + 75.825
=205.629

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=175.729 + 80.386
=256.115

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.86% mean?
Irish Continental Group (LSE:ICGC) has a Effective Interest Rate on Debt % of 3.86% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Irish Continental Group and its competitors.
Is Irish Continental Group's Effective Interest Rate on Debt % too high?
Irish Continental Group's current Effective Interest Rate on Debt % is 3.86%. Overall, Irish Continental Group has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Irish Continental Group's Effective Interest Rate on Debt % compare to KEX?
Irish Continental Group's Effective Interest Rate on Debt % of 3.86% can be compared against companies in the Transportation industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Transportation company?
A good Effective Interest Rate on Debt % depends on the Transportation industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Irish Continental Group and its competitors. Irish Continental Group's current Effective Interest Rate on Debt % is 3.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Irish Continental Group stock overvalued right now?
Based on GuruFocus' analysis, Irish Continental Group (LSE:ICGC) is currently considered Fairly Valued. The stock's GF Value™ is £5.62, compared to a current price of £5.60 — trading 0.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.86%. Irish Continental Group's overall GF Score™ is 84/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Irish Continental Group (LSE:ICGC), the current Effective Interest Rate on Debt % is 3.86% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Irish Continental Group (LSE:ICGC) Overvalued in 2026?

Based on GuruFocus' analysis, Irish Continental Group stock appears to be undervalued. The current stock price of £5.60 is trading 0.4% below its estimated GF Value™ of £5.62. GuruFocus considers Irish Continental Group to be Fairly Valued.

Key valuation signals for LSE:ICGC:

  • Effective Interest Rate on Debt %: 3.86%
  • GF Value™: £5.62 vs. price of £5.60 (0.4% below fair value)
  • GF Score™: 84/100 with 7 warning signs

No single metric tells the full story. See the LSE:ICGC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Irish Continental Group Business Description

Address Alexandra Road, Ferryport, Dublin 1, IRL, D01W2F5
Irish Continental Group PLC is a transportation and logistics company domiciled in Ireland. The company organizes itself into two segments: ferries and containers & terminals. The ferries segment transports passengers and vehicles on roll-on/roll-off ferries and chartering vessels. The containers and terminal segment transports cargo and provides stevedoring and other related terminal services. The company derives maximum revenue from the Ferries Segment. Its geographical segments are Ireland, the United Kingdom, the Netherlands, Belgium, France, Poland, Germany, Austria, and Other.
84GF Score

Get the complete analysis for LSE:ICGC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£5.60
Price
£5.62
GF Value