Macfarlane Group (LSE:MACF) Effective Interest Rate on Debt %: 6.74% (As of Dec. 2025)


LSE:MACF Macfarlane Group PLC LSE:MACF
57 GF Score
Price £0.65
GF Value £1.18
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Macfarlane Group Effective Interest Rate on Debt %?

Macfarlane Group LSE:MACF -0.62% 57 Effective Interest Rate on Debt % is 6.74% as of Dec. 2025. GuruFocus rates LSE:MACF with a GF Score™ of 57/100 and a GF Value™ of £1.18 (Significantly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Macfarlane Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was £5.7 Mil. Macfarlane Group's average total debt for the quarter that ended in Dec. 2025 was £84.7 Mil. Therefore, Macfarlane Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 6.74%.


Macfarlane Group  (LSE:MACF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Macfarlane Group Effective Interest Rate on Debt % Related Terms


Macfarlane Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Macfarlane Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Macfarlane Group Effective Interest Rate on Debt % Chart

Macfarlane Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.42 3.93 5.28 6.21 6.76

Macfarlane Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.58 4.69 7.33 6.14 6.74

LSE:MACF vs SW, PKG, IP: Effective Interest Rate on Debt % Comparison

For the Packaging & Containers subindustry, Macfarlane Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Macfarlane Group Effective Interest Rate on Debt % vs Packaging & Containers Industry

For the Packaging & Containers industry and Consumer Cyclical sector, Macfarlane Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Macfarlane Group's Effective Interest Rate on Debt % falls into.


LSE:MACF
57GF Score
Macfarlane Group PLC LSE:MACF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Macfarlane Group Effective Interest Rate on Debt % Calculation

Macfarlane Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -4.968/( (57.722+89.365)/ 2 )
=-1  *  -4.968/73.5435
=6.76 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=35.653 + 22.069
=57.722

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=48.917 + 40.448
=89.365

Macfarlane Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -5.71/( (79.946+89.365)/ 2 )
=-1  *  -5.71/84.6555
=6.74 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=42.416 + 37.53
=79.946

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=48.917 + 40.448
=89.365

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.74% mean?
Macfarlane Group (LSE:MACF) has a Effective Interest Rate on Debt % of 6.74% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Macfarlane Group and its competitors.
Is Macfarlane Group's Effective Interest Rate on Debt % too high?
Macfarlane Group's current Effective Interest Rate on Debt % is 6.74%. Overall, Macfarlane Group has a GF Score™ of 57/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Macfarlane Group's Effective Interest Rate on Debt % compare to SW and PKG?
Macfarlane Group's Effective Interest Rate on Debt % of 6.74% can be compared against companies in the Packaging & Containers industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Packaging & Containers company?
A good Effective Interest Rate on Debt % depends on the Packaging & Containers industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Macfarlane Group and its competitors. Macfarlane Group's current Effective Interest Rate on Debt % is 6.74%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Macfarlane Group stock overvalued right now?
Based on GuruFocus' analysis, Macfarlane Group (LSE:MACF) is currently considered Significantly Undervalued. The stock's GF Value™ is £1.18, compared to a current price of £0.65 — trading 45.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.74%. Macfarlane Group's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Macfarlane Group (LSE:MACF), the current Effective Interest Rate on Debt % is 6.74% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Macfarlane Group (LSE:MACF) Overvalued in 2026?

Based on GuruFocus' analysis, Macfarlane Group stock appears to be undervalued. The current stock price of £0.65 is trading 45.3% below its estimated GF Value™ of £1.18. GuruFocus considers Macfarlane Group to be Significantly Undervalued.

Key valuation signals for LSE:MACF:

  • Effective Interest Rate on Debt %: 6.74%
  • GF Value™: £1.18 vs. price of £0.65 (45.3% below fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the LSE:MACF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Macfarlane Group Business Description

Other Exchanges MACFl:UK5K6:Germany
Address 3 Park Gardens, First Floor, Glasgow, GBR, G3 7YE
Macfarlane Group PLC is a United Kingdom-based company that provides services for the packaging sector. It operates in two segments Packaging Distribution segment, which includes the distribution of packaging materials & supply of storage & warehousing services, & Manufacturing Operations comprises the manufacturing & supplying of self-adhesive labels to fast-moving consumer goods. The business operates Regional Distribution Centers, supplying customers with a range of packaging materials & services. It operates across a wide range of sectors such as Aerospace, Defense, Electronics, Medical General, Industrial food, health & beauty, household products, & beverages sectors. It derives key revenue from the Distribution segment. Geographically, it derives the majority revenue from the UK.
57GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.65
Price
£1.18
GF Value