McColl's Retail Group (LSE:MCLS) Effective Interest Rate on Debt %: 5.41% (As of May. 2021)

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LSE:MCLS McColl's Retail Group PLC LSE:MCLS
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What is McColl's Retail Group Effective Interest Rate on Debt %?

McColl's Retail Group LSE:MCLS 4 Effective Interest Rate on Debt % is 5.41% as of May. 2021. GuruFocus rates LSE:MCLS with a GF Score™ of 4/100.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. McColl's Retail Group's annualized positive value of Interest Expense for the quarter that ended in May. 2021 was £17 Mil. McColl's Retail Group's average total debt for the quarter that ended in May. 2021 was £314 Mil. Therefore, McColl's Retail Group's annualized Effective Interest Rate on Debt % for the quarter that ended in May. 2021 was 5.41%.


McColl's Retail Group  (LSE:MCLS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


McColl's Retail Group Effective Interest Rate on Debt % Related Terms


McColl's Retail Group Effective Interest Rate on Debt % Historical Data

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The historical data trend for McColl's Retail Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

McColl's Retail Group Effective Interest Rate on Debt % Chart

McColl's Retail Group Annual Data
Trend Nov11 Nov12 Nov13 Nov14 Nov15 Nov16 Nov17 Nov18 Nov19 Nov20
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.58 4.86 5.24 5.81 7.66

McColl's Retail Group Semi-Annual Data
Nov11 Nov12 May13 Nov13 May14 Nov14 May15 Nov15 May16 Nov16 May17 Nov17 May18 Nov18 May19 Nov19 May20 Nov20 May21
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.53 5.21 7.32 4.73 5.41

LSE:MCLS vs BSY, WETG, TYL: Effective Interest Rate on Debt % Comparison

For the Grocery Stores subindustry, McColl's Retail Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


McColl's Retail Group Effective Interest Rate on Debt % vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, McColl's Retail Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where McColl's Retail Group's Effective Interest Rate on Debt % falls into.


LSE:MCLS
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McColl's Retail Group PLC LSE:MCLS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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McColl's Retail Group Effective Interest Rate on Debt % Calculation

McColl's Retail Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Nov. 2020 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Nov. 2019 )+Total Debt  (A: Nov. 2020 ))/ count )
=-1  *  -16.7/( (131.2+305)/ 2 )
=-1  *  -16.7/218.1
=7.66 %

where

Total Debt  (A: Nov. 2019 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=119.9 + 11.3
=131.2

McColl's Retail Group's annualized Effective Interest Rate on Debt % for the quarter that ended in May. 2021 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Nov. 2020 )+Total Debt  (Q: May. 2021 ))/ count )
=-1  *  -17/( (305+323.5)/ 2 )
=-1  *  -17/314.25
=5.41 %

where

Total Debt  (Q: May. 2021 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=292.4 + 31.1
=323.5

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (May. 2021) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.41% mean?
McColl's Retail Group (LSE:MCLS) has a Effective Interest Rate on Debt % of 5.41% as of May. 2021. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on McColl's Retail Group and its competitors.
Is McColl's Retail Group's Effective Interest Rate on Debt % too high?
McColl's Retail Group's current Effective Interest Rate on Debt % is 5.41%. Overall, McColl's Retail Group has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does McColl's Retail Group's Effective Interest Rate on Debt % compare to BSY and WETG?
McColl's Retail Group's Effective Interest Rate on Debt % of 5.41% can be compared against companies in the Retail - Defensive industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Defensive company?
A good Effective Interest Rate on Debt % depends on the Retail - Defensive industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on McColl's Retail Group and its competitors. McColl's Retail Group's current Effective Interest Rate on Debt % is 5.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is McColl's Retail Group stock overvalued right now?
McColl's Retail Group (LSE:MCLS) has a current Effective Interest Rate on Debt % of 5.41%. The current Effective Interest Rate on Debt % is 5.41%. McColl's Retail Group's overall GF Score™ is 4/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For McColl's Retail Group (LSE:MCLS), the current Effective Interest Rate on Debt % is 5.41% as of May. 2021. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

McColl's Retail Group Business Description

Address One London Road, Ground Floor West, Brentwood, Essex, GBR, CM14 4QW
McColl's Retail Group PLC is a retailer operator of convenience and newsagent stores. The company's products and services include everyday groceries, milk, baked beans, fruit pots, snacks, and ready meals, Lotto, Paypoint, and beers, wines, and spirits. The group operates more than 800 convenience stores and approximately 400 newsagent stores. It derives most of the revenue from convenience stores.
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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