Polar Capital Global Financials Trust (LSE:PCFT) Effective Interest Rate on Debt %: 4.33% (As of Nov. 2025)


LSE:PCFT Polar Capital Global Financials Trust PLC LSE:PCFT
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What is Polar Capital Global Financials Trust Effective Interest Rate on Debt %?

Polar Capital Global Financials Trust LSE:PCFT +0.21% 37 Effective Interest Rate on Debt % is 4.33% as of Nov. 2025. GuruFocus rates LSE:PCFT with a GF Score™ of 37/100. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Polar Capital Global Financials Trust's annualized positive value of Interest Expense for the quarter that ended in Nov. 2025 was £2.56 Mil. Polar Capital Global Financials Trust's average total debt for the quarter that ended in Nov. 2025 was £59.18 Mil. Therefore, Polar Capital Global Financials Trust's annualized Effective Interest Rate on Debt % for the quarter that ended in Nov. 2025 was 4.33%.


Polar Capital Global Financials Trust  (LSE:PCFT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Polar Capital Global Financials Trust Effective Interest Rate on Debt % Related Terms


Polar Capital Global Financials Trust Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Polar Capital Global Financials Trust's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Polar Capital Global Financials Trust Effective Interest Rate on Debt % Chart

Polar Capital Global Financials Trust Annual Data
Trend Nov16 Nov17 Nov18 Nov19 Nov20 Nov21 Nov22 Nov23 Nov24 Nov25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.96 1.81 5.39 5.28 5.76

Polar Capital Global Financials Trust Semi-Annual Data
May16 Nov16 May17 Nov17 May18 Nov18 May19 Nov19 May20 Nov20 May21 Nov21 May22 Nov22 May23 Nov23 May24 Nov24 May25 Nov25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.66 5.68 5.26 5.50 4.33

LSE:PCFT vs BLK, BX, KKR: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, Polar Capital Global Financials Trust's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Polar Capital Global Financials Trust Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Polar Capital Global Financials Trust's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Polar Capital Global Financials Trust's Effective Interest Rate on Debt % falls into.


LSE:PCFT
37GF Score
Polar Capital Global Financials Trust PLC LSE:PCFT
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Polar Capital Global Financials Trust Effective Interest Rate on Debt % Calculation

Polar Capital Global Financials Trust's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Nov. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Nov. 2024 )+Total Debt  (A: Nov. 2025 ))/ count )
=-1  *  -3.438/( (78.935+40.415)/ 2 )
=-1  *  -3.438/59.675
=5.76 %

where

Total Debt  (A: Nov. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=78.935 + 0
=78.935

Total Debt  (A: Nov. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=40.415 + 0
=40.415

Polar Capital Global Financials Trust's annualized Effective Interest Rate on Debt % for the quarter that ended in Nov. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: May. 2025 )+Total Debt  (Q: Nov. 2025 ))/ count )
=-1  *  -2.564/( (77.937+40.415)/ 2 )
=-1  *  -2.564/59.176
=4.33 %

where

Total Debt  (Q: May. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=77.937 + 0
=77.937

Total Debt  (Q: Nov. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=40.415 + 0
=40.415

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Nov. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.33% mean?
Polar Capital Global Financials Trust (LSE:PCFT) has a Effective Interest Rate on Debt % of 4.33% as of Nov. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Polar Capital Global Financials Trust and its competitors.
Is Polar Capital Global Financials Trust's Effective Interest Rate on Debt % too high?
Polar Capital Global Financials Trust's current Effective Interest Rate on Debt % is 4.33%. Overall, Polar Capital Global Financials Trust has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Polar Capital Global Financials Trust's Effective Interest Rate on Debt % compare to BLK and BX?
Polar Capital Global Financials Trust's Effective Interest Rate on Debt % of 4.33% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Polar Capital Global Financials Trust and its competitors. Polar Capital Global Financials Trust's current Effective Interest Rate on Debt % is 4.33%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Polar Capital Global Financials Trust stock overvalued right now?
Polar Capital Global Financials Trust (LSE:PCFT) has a current Effective Interest Rate on Debt % of 4.33%. The current Effective Interest Rate on Debt % is 4.33%. Polar Capital Global Financials Trust's overall GF Score™ is 37/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Polar Capital Global Financials Trust (LSE:PCFT), the current Effective Interest Rate on Debt % is 4.33% as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Polar Capital Global Financials Trust Business Description

Address 16 Palace Street, London, GBR, SW1E 5JD
Polar Capital Global Financials Trust PLC is an asset management firm based in the United Kingdom. Its core objective is to provide its investors with a growing dividend income with capital appreciation. To achieve this, it invests in listed or quoted securities issued by companies in the financial sector operating in the banking, insurance, property and other subsectors. Its portfolio entails equities, index-linked and other debt securities, cash deposits, money market instruments, foreign currency exchange transactions, forward transactions, index options, and other instruments, including derivatives. It has a diversified portfolio of investments in different geographical regions such as North America, Europe, Asia, the United Kingdom, Latin America, Japan and East Europe.
37GF Score

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