Restore (LSE:RST) Effective Interest Rate on Debt %: 5.60% (As of Dec. 2025)

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LSE:RST Restore PLC LSE:RST
74 GF Score
Price £2.68
GF Value £2.99
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Restore Effective Interest Rate on Debt %?

Restore LSE:RST 74 Effective Interest Rate on Debt % is 5.60% as of Dec. 2025. GuruFocus rates LSE:RST with a GF Score™ of 74/100 and a GF Value™ of £2.99 (Modestly Undervalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Restore's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was £15.2 Mil. Restore's average total debt for the quarter that ended in Dec. 2025 was £271.6 Mil. Therefore, Restore's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.60%.


Restore  (LSE:RST) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Restore Effective Interest Rate on Debt % Related Terms


Restore Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Restore's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Restore Effective Interest Rate on Debt % Chart

Restore Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.36 3.93 5.27 5.54 6.24

Restore Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.64 6.18 5.11 6.08 5.60

LSE:RST vs CTAS, CPRT, ULS: Effective Interest Rate on Debt % Comparison

For the Specialty Business Services subindustry, Restore's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Restore Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, Restore's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Restore's Effective Interest Rate on Debt % falls into.


LSE:RST
74GF Score
Restore PLC LSE:RST
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Restore Effective Interest Rate on Debt % Calculation

Restore's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -15.5/( (237+260.1)/ 2 )
=-1  *  -15.5/248.55
=6.24 %

where

Restore's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -15.2/( (283+260.1)/ 2 )
=-1  *  -15.2/271.55
=5.60 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.60% mean?
Restore (LSE:RST) has a Effective Interest Rate on Debt % of 5.60% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Restore and its competitors.
Is Restore's Effective Interest Rate on Debt % too high?
Restore's current Effective Interest Rate on Debt % is 5.60%. Overall, Restore has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Restore's Effective Interest Rate on Debt % compare to CTAS and CPRT?
Restore's Effective Interest Rate on Debt % of 5.60% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Restore and its competitors. Restore's current Effective Interest Rate on Debt % is 5.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Restore stock overvalued right now?
Based on GuruFocus' analysis, Restore (LSE:RST) is currently considered Modestly Undervalued. The stock's GF Value™ is £2.99, compared to a current price of £2.68 — trading 10.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.60%. Restore's overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Restore (LSE:RST), the current Effective Interest Rate on Debt % is 5.60% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Restore (LSE:RST) Overvalued in 2026?

Based on GuruFocus' analysis, Restore stock appears to be undervalued. The current stock price of £2.68 is trading 10.4% below its estimated GF Value™ of £2.99. GuruFocus considers Restore to be Modestly Undervalued.

Key valuation signals for LSE:RST:

  • Effective Interest Rate on Debt %: 5.60%
  • GF Value™: £2.99 vs. price of £2.68 (10.4% below fair value)
  • GF Score™: 74/100 with 6 warning signs

No single metric tells the full story. See the LSE:RST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Restore Business Description

Other Exchanges MWDA:Germany
Address 7-10 Chandos Street, 2nd Floor, London, GBR, W1G 9DQ
Restore PLC provides mission-critical services enabling organizations to protect, and manage their valuable data, information, and assets. The company's segment includes Information Management; Datashred and Technology. The company's notable service revenue streams consist of document storage and retrieval services; document scanning and IT services; relocation services; and document collection and destruction. The company generates the majority of its revenue from the Information Management segment. Geographically, the company principally operates in the UK.
74GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£2.68
Price
£2.99
GF Value