1Spatial (LSE:SPA) Effective Interest Rate on Debt %: 9.44% (As of Jul. 2025)

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LSE:SPA 1Spatial PLC LSE:SPA
28 GF Score
Price £0.73
GF Value £0.63
! 7 Warning Signs
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What is 1Spatial Effective Interest Rate on Debt %?

1Spatial LSE:SPA 28 Effective Interest Rate on Debt % is 9.44% as of Jul. 2025. GuruFocus rates LSE:SPA with a GF Score™ of 28/100 and a GF Value™ of £0.63. The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. 1Spatial's annualized positive value of Interest Expense for the quarter that ended in Jul. 2025 was £0.64 Mil. 1Spatial's average total debt for the quarter that ended in Jul. 2025 was £6.76 Mil. Therefore, 1Spatial's annualized Effective Interest Rate on Debt % for the quarter that ended in Jul. 2025 was 9.44%.


1Spatial  (LSE:SPA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


1Spatial Effective Interest Rate on Debt % Related Terms


1Spatial Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for 1Spatial's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

1Spatial Effective Interest Rate on Debt % Chart

1Spatial Annual Data
Trend Jan16 Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.31 3.41 4.52 8.31 11.61

1Spatial Semi-Annual Data
Jan16 Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.28 8.72 9.82 13.62 9.44

LSE:SPA vs SHOP, UBER, CRM: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, 1Spatial's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


1Spatial Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, 1Spatial's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where 1Spatial's Effective Interest Rate on Debt % falls into.


LSE:SPA
28GF Score
1Spatial PLC LSE:SPA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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1Spatial Effective Interest Rate on Debt % Calculation

1Spatial's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jan. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jan. 2024 )+Total Debt  (A: Jan. 2025 ))/ count )
=-1  *  -0.613/( (4.585+5.975)/ 2 )
=-1  *  -0.613/5.28
=11.61 %

where

Total Debt  (A: Jan. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.354 + 1.231
=4.585

Total Debt  (A: Jan. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.184 + 0.791
=5.975

1Spatial's annualized Effective Interest Rate on Debt % for the quarter that ended in Jul. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2025 )+Total Debt  (Q: Jul. 2025 ))/ count )
=-1  *  -0.638/( (5.975+7.544)/ 2 )
=-1  *  -0.638/6.7595
=9.44 %

where

Total Debt  (Q: Jan. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.184 + 0.791
=5.975

Total Debt  (Q: Jul. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.667 + 0.877
=7.544

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jul. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 9.44% mean?
1Spatial (LSE:SPA) has a Effective Interest Rate on Debt % of 9.44% as of Jul. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on 1Spatial and its competitors.
Is 1Spatial's Effective Interest Rate on Debt % too high?
1Spatial's current Effective Interest Rate on Debt % is 9.44%. Overall, 1Spatial has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does 1Spatial's Effective Interest Rate on Debt % compare to SHOP and UBER?
1Spatial's Effective Interest Rate on Debt % of 9.44% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on 1Spatial and its competitors. 1Spatial's current Effective Interest Rate on Debt % is 9.44%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 1Spatial stock overvalued right now?
1Spatial (LSE:SPA) has a current Effective Interest Rate on Debt % of 9.44%. The stock's GF Value™ is £0.63, compared to a current price of £0.73 — trading 15.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 9.44%. 1Spatial's overall GF Score™ is 28/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For 1Spatial (LSE:SPA), the current Effective Interest Rate on Debt % is 9.44% as of Jul. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is 1Spatial (LSE:SPA) Overvalued in 2026?

Based on GuruFocus' analysis, 1Spatial stock appears to be overvalued. The current stock price of £0.73 is trading 15.6% above its estimated GF Value™ of £0.63.

Key valuation signals for LSE:SPA:

  • Effective Interest Rate on Debt %: 9.44%
  • GF Value™: £0.63 vs. price of £0.73 (15.6% above fair value)
  • GF Score™: 28/100 with 7 warning signs

No single metric tells the full story. See the LSE:SPA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


1Spatial Business Description

Address Denny End Road, Unit F7, Stirling House, Cambridge Innovation Park, Waterbeach, Cambridge, Cambridgeshire, GBR, CB25 9PB
1Spatial PLC is engaged in providing Location Master Data Management (LMDM) software, solutions, and business applications. The company serves various industries such as Utilities, Government, Transportation and Infrastructure, Defence, and Engineering. Its product includes 1Integrate, 1Generalise, FME, Geocortex, and others. The company's geographical segments are UK/Ireland, Europe, United States, and Australia.
28GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.73
Price
£0.63
GF Value