Ten Lifestyle Group (LSE:TENG) Effective Interest Rate on Debt %: 12.18% (As of Feb. 2026)


LSE:TENG Ten Lifestyle Group PLC LSE:TENG
59 GF Score
Price £0.88
GF Value £0.67
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Ten Lifestyle Group Effective Interest Rate on Debt %?

Ten Lifestyle Group LSE:TENG +2.33% 59 Effective Interest Rate on Debt % is 12.18% as of Feb. 2026. GuruFocus rates LSE:TENG with a GF Score™ of 59/100 and a GF Value™ of £0.67 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Ten Lifestyle Group's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was £1.06 Mil. Ten Lifestyle Group's average total debt for the quarter that ended in Feb. 2026 was £8.72 Mil. Therefore, Ten Lifestyle Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 12.18%.


Ten Lifestyle Group  (LSE:TENG) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Ten Lifestyle Group Effective Interest Rate on Debt % Related Terms


Ten Lifestyle Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Ten Lifestyle Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ten Lifestyle Group Effective Interest Rate on Debt % Chart

Ten Lifestyle Group Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.05 5.58 10.28 11.73 10.81

Ten Lifestyle Group Semi-Annual Data
Aug15 Aug16 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.71 12.68 8.57 11.01 12.18

LSE:TENG vs BKNG, ABNB, RCL: Effective Interest Rate on Debt % Comparison

For the Travel Services subindustry, Ten Lifestyle Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ten Lifestyle Group Effective Interest Rate on Debt % vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Ten Lifestyle Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Ten Lifestyle Group's Effective Interest Rate on Debt % falls into.


LSE:TENG
59GF Score
Ten Lifestyle Group PLC LSE:TENG
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Ten Lifestyle Group Effective Interest Rate on Debt % Calculation

Ten Lifestyle Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Aug. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Aug. 2024 )+Total Debt  (A: Aug. 2025 ))/ count )
=-1  *  -1.086/( (10.996+9.095)/ 2 )
=-1  *  -1.086/10.0455
=10.81 %

where

Total Debt  (A: Aug. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.371 + 5.625
=10.996

Total Debt  (A: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.475 + 2.62
=9.095

Ten Lifestyle Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Aug. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -1.062/( (9.095+8.345)/ 2 )
=-1  *  -1.062/8.72
=12.18 %

where

Total Debt  (Q: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.475 + 2.62
=9.095

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.332 + 2.013
=8.345

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 12.18% mean?
Ten Lifestyle Group (LSE:TENG) has a Effective Interest Rate on Debt % of 12.18% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ten Lifestyle Group and its competitors.
Is Ten Lifestyle Group's Effective Interest Rate on Debt % too high?
Ten Lifestyle Group's current Effective Interest Rate on Debt % is 12.18%. Overall, Ten Lifestyle Group has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ten Lifestyle Group's Effective Interest Rate on Debt % compare to BKNG and ABNB?
Ten Lifestyle Group's Effective Interest Rate on Debt % of 12.18% can be compared against companies in the Travel & Leisure industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Travel & Leisure company?
A good Effective Interest Rate on Debt % depends on the Travel & Leisure industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ten Lifestyle Group and its competitors. Ten Lifestyle Group's current Effective Interest Rate on Debt % is 12.18%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ten Lifestyle Group stock overvalued right now?
Based on GuruFocus' analysis, Ten Lifestyle Group (LSE:TENG) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.67, compared to a current price of £0.88 — trading 31.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 12.18%. Ten Lifestyle Group's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Ten Lifestyle Group (LSE:TENG), the current Effective Interest Rate on Debt % is 12.18% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ten Lifestyle Group (LSE:TENG) Overvalued in 2026?

Based on GuruFocus' analysis, Ten Lifestyle Group stock appears to be overvalued. The current stock price of £0.88 is trading 31.3% above its estimated GF Value™ of £0.67. GuruFocus considers Ten Lifestyle Group to be Significantly Overvalued.

Key valuation signals for LSE:TENG:

  • Effective Interest Rate on Debt %: 12.18%
  • GF Value™: £0.67 vs. price of £0.88 (31.3% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the LSE:TENG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ten Lifestyle Group Business Description

Other Exchanges TENGl:UK
Address 338 Euston Road, Level 9, Regent's Place, London, GBR, NW1 3BG
Ten Lifestyle Group PLC is a technology-enabled lifestyle and travel platform company. It assists its customers to discover, organize, and book travel, dining, and live entertainment to save time and money. The company's geographical segments include Europe, the Middle East and Africa (EMEA), North and South America (The Americas) and Asia-Pacific (APAC). It offers a range of product platforms such as Ten Digital Platforms Ten MAID (management and information delivery) and others. The company derives revenue mainly from service fees that are paid by its corporate clients, under contracts.
59GF Score

Get the complete analysis for LSE:TENG

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.88
Price
£0.67
GF Value