VPC Specialty Lending Investments (LSE:VSL) Effective Interest Rate on Debt %: 0.00% (As of Dec. 2025)

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LSE:VSL VPC Specialty Lending Investments PLC LSE:VSL
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What is VPC Specialty Lending Investments Effective Interest Rate on Debt %?

VPC Specialty Lending Investments LSE:VSL -0.22% 30 Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus rates LSE:VSL with a GF Score™ of 30/100. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. VPC Specialty Lending Investments's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was £0.00 Mil. VPC Specialty Lending Investments's average total debt for the quarter that ended in Dec. 2025 was £0.00 Mil. Therefore, VPC Specialty Lending Investments's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was N/A%.


VPC Specialty Lending Investments  (LSE:VSL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


VPC Specialty Lending Investments Effective Interest Rate on Debt % Related Terms


VPC Specialty Lending Investments Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for VPC Specialty Lending Investments's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

VPC Specialty Lending Investments Effective Interest Rate on Debt % Chart

VPC Specialty Lending Investments Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.90 6.98 10.70 10.52 3.80

VPC Specialty Lending Investments Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.49 10.03 9.99 7.61 0.00

LSE:VSL vs BLK, BX, KKR: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, VPC Specialty Lending Investments's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VPC Specialty Lending Investments Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, VPC Specialty Lending Investments's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where VPC Specialty Lending Investments's Effective Interest Rate on Debt % falls into.


LSE:VSL
30GF Score
VPC Specialty Lending Investments PLC LSE:VSL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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VPC Specialty Lending Investments Effective Interest Rate on Debt % Calculation

VPC Specialty Lending Investments's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.842/( (22.132+0)/ 1 )
=-1  *  -0.842/22.132
=3.80 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=22.132 + 0
=22.132

VPC Specialty Lending Investments's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  0/( (0+0)/ 1 )
=-1  *  0/0
=N/A %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
VPC Specialty Lending Investments (LSE:VSL) has a Effective Interest Rate on Debt % of 0.00% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on VPC Specialty Lending Investments and its competitors.
Is VPC Specialty Lending Investments' Effective Interest Rate on Debt % too high?
VPC Specialty Lending Investments' current Effective Interest Rate on Debt % is 0.00%. Overall, VPC Specialty Lending Investments has a GF Score™ of 30/100, reflecting its overall financial health beyond just this single metric.
How does VPC Specialty Lending Investments' Effective Interest Rate on Debt % compare to BLK and BX?
VPC Specialty Lending Investments' Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on VPC Specialty Lending Investments and its competitors. VPC Specialty Lending Investments's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VPC Specialty Lending Investments stock overvalued right now?
VPC Specialty Lending Investments (LSE:VSL) has a current Effective Interest Rate on Debt % of 0.00%. The current Effective Interest Rate on Debt % is 0.00%. VPC Specialty Lending Investments' overall GF Score™ is 30/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For VPC Specialty Lending Investments (LSE:VSL), the current Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

VPC Specialty Lending Investments Business Description

Address 29 Wellington Street, Central Square, Leeds, GBR, LS1 4DU
VPC Specialty Lending Investments PLC is an investment trust based in the United Kingdom that invests in asset-backed lending to emerging and established businesses to build long-term, sustainable income generation. It focuses on providing capital to vital segments of the economy that are underserved by the traditional banking industry, including small businesses, working capital products, consumer finance, and real estate, among others. It is managed by Victory Park Capital Advisors, LLC. The company invests across several portfolio companies, asset classes, geographies, and credit bands to create a diversified portfolio.
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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