Honkarakenne Oyj (LTS:0EPR) Effective Interest Rate on Debt %: 5.77% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0EPR Honkarakenne Oyj LTS:0EPR
69 GF Score
Price €2.44
GF Value €2.40
! 5 Warning Signs
View Full Analysis

What is Honkarakenne Oyj Effective Interest Rate on Debt %?

Honkarakenne Oyj LTS:0EPR 69 Effective Interest Rate on Debt % is 5.77% as of Dec. 2025. GuruFocus rates LTS:0EPR with a GF Score™ of 69/100 and a GF Value™ of €2.40. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Honkarakenne Oyj's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.20 Mil. Honkarakenne Oyj's average total debt for the quarter that ended in Dec. 2025 was €3.46 Mil. Therefore, Honkarakenne Oyj's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.77%.


Honkarakenne Oyj  (LTS:0EPR) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Honkarakenne Oyj Effective Interest Rate on Debt % Related Terms


Honkarakenne Oyj Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Honkarakenne Oyj's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Honkarakenne Oyj Effective Interest Rate on Debt % Chart

Honkarakenne Oyj Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.06 3.25 7.08 1.89 2.36

Honkarakenne Oyj Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 -22.93 4.45 5.77

LTS:0EPR vs DHI, PHM, LEN: Effective Interest Rate on Debt % Comparison

For the Residential Construction subindustry, Honkarakenne Oyj's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Honkarakenne Oyj Effective Interest Rate on Debt % vs Homebuilding & Construction Industry

For the Homebuilding & Construction industry and Consumer Cyclical sector, Honkarakenne Oyj's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Honkarakenne Oyj's Effective Interest Rate on Debt % falls into.


LTS:0EPR
69GF Score
Honkarakenne Oyj LTS:0EPR
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Honkarakenne Oyj Effective Interest Rate on Debt % Calculation

Honkarakenne Oyj's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.094/( (4.492+3.464)/ 2 )
=-1  *  -0.094/3.978
=2.36 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.672 + 0.82
=4.492

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.723 + 0.741
=3.464

Honkarakenne Oyj's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.2/( (0+3.464)/ 1 )
=-1  *  -0.2/3.464
=5.77 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.723 + 0.741
=3.464

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.77% mean?
Honkarakenne Oyj (LTS:0EPR) has a Effective Interest Rate on Debt % of 5.77% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Honkarakenne Oyj and its competitors.
Is Honkarakenne Oyj's Effective Interest Rate on Debt % too high?
Honkarakenne Oyj's current Effective Interest Rate on Debt % is 5.77%. Overall, Honkarakenne Oyj has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Honkarakenne Oyj's Effective Interest Rate on Debt % compare to DHI and PHM?
Honkarakenne Oyj's Effective Interest Rate on Debt % of 5.77% can be compared against companies in the Homebuilding & Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Homebuilding & Construction company?
A good Effective Interest Rate on Debt % depends on the Homebuilding & Construction industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Honkarakenne Oyj and its competitors. Honkarakenne Oyj's current Effective Interest Rate on Debt % is 5.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Honkarakenne Oyj stock overvalued right now?
Honkarakenne Oyj (LTS:0EPR) has a current Effective Interest Rate on Debt % of 5.77%. The stock's GF Value™ is €2.40, compared to a current price of €2.44 — trading 1.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.77%. Honkarakenne Oyj's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Honkarakenne Oyj (LTS:0EPR), the current Effective Interest Rate on Debt % is 5.77% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Honkarakenne Oyj (LTS:0EPR) Overvalued in 2026?

Based on GuruFocus' analysis, Honkarakenne Oyj stock appears to be overvalued. The current stock price of €2.44 is trading 1.7% above its estimated GF Value™ of €2.40.

Key valuation signals for LTS:0EPR:

  • Effective Interest Rate on Debt %: 5.77%
  • GF Value™: €2.40 vs. price of €2.44 (1.7% above fair value)
  • GF Score™: 69/100 with 5 warning signs

No single metric tells the full story. See the LTS:0EPR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Honkarakenne Oyj Business Description

Other Exchanges HONBS:Finland
Address Hongantie 41, Karstula, FIN, FI-43500
Honkarakenne Oyj is a Finnish company engaged in the manufacture and sales of log houses in Finland and abroad. It supplies contemporary log homes, traditional log homes, holiday lodges and log cabins for organic, healthy and ecological living. The company also offers services including Honka design service, building service, and extension services. Its business is divided into two geographical operating segments including Finland and Export. The company derives a majority of its revenue from Finland. The Group sells and manufactures log and solid-wood house packages as well as related design and construction services. The sales income related to company's primary business activities is presented as revenue.
69GF Score

Get the complete analysis for LTS:0EPR

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.44
Price
€2.40
GF Value