Gladstone Investment (LTS:0IVR) Effective Interest Rate on Debt %: 6.70% (As of Mar. 2026)

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LTS:0IVR Gladstone Investment Corp LTS:0IVR
59 GF Score
Price $16.97
GF Value $28.57
Valuation Possible Value Trap
! 7 Warning Signs
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What is Gladstone Investment Effective Interest Rate on Debt %?

Gladstone Investment LTS:0IVR +2.97% 59 Effective Interest Rate on Debt % is 6.70% as of Mar. 2026. GuruFocus rates LTS:0IVR with a GF Score™ of 59/100 and a GF Value™ of $28.57 (Possible Value Trap). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Gladstone Investment's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $38.1 Mil. Gladstone Investment's average total debt for the quarter that ended in Mar. 2026 was $568.2 Mil. Therefore, Gladstone Investment's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.70%.


Gladstone Investment  (LTS:0IVR) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Gladstone Investment Effective Interest Rate on Debt % Related Terms


Gladstone Investment Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Gladstone Investment's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gladstone Investment Effective Interest Rate on Debt % Chart

Gladstone Investment Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.34 5.73 6.98 6.61 7.28

Gladstone Investment Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.17 6.98 7.18 6.74 6.70

LTS:0IVR vs PDT, MUJ, ACP: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, Gladstone Investment's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gladstone Investment Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Gladstone Investment's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Gladstone Investment's Effective Interest Rate on Debt % falls into.


LTS:0IVR
59GF Score
Gladstone Investment Corp LTS:0IVR
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Gladstone Investment Effective Interest Rate on Debt % Calculation

Gladstone Investment's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -37.14/( (455.709+564.474)/ 2 )
=-1  *  -37.14/510.0915
=7.28 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=455.709 + 0
=455.709

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=564.474 + 0
=564.474

Gladstone Investment's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -38.06/( (571.838+564.474)/ 2 )
=-1  *  -38.06/568.156
=6.70 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=571.838 + 0
=571.838

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=564.474 + 0
=564.474

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.70% mean?
Gladstone Investment (LTS:0IVR) has a Effective Interest Rate on Debt % of 6.70% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Gladstone Investment and its competitors.
Is Gladstone Investment's Effective Interest Rate on Debt % too high?
Gladstone Investment's current Effective Interest Rate on Debt % is 6.70%. Overall, Gladstone Investment has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Gladstone Investment's Effective Interest Rate on Debt % compare to PDT and MUJ?
Gladstone Investment's Effective Interest Rate on Debt % of 6.70% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Gladstone Investment and its competitors. Gladstone Investment's current Effective Interest Rate on Debt % is 6.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gladstone Investment stock overvalued right now?
Based on GuruFocus' analysis, Gladstone Investment (LTS:0IVR) is currently considered Possible Value Trap. The stock's GF Value™ is $28.57, compared to a current price of $16.97 — trading 40.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.70%. Gladstone Investment's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Gladstone Investment (LTS:0IVR), the current Effective Interest Rate on Debt % is 6.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gladstone Investment (LTS:0IVR) Overvalued in 2026?

Based on GuruFocus' analysis, Gladstone Investment stock appears to be undervalued. The current stock price of $16.97 is trading 40.6% below its estimated GF Value™ of $28.57. GuruFocus considers Gladstone Investment to be Possible Value Trap.

Key valuation signals for LTS:0IVR:

  • Effective Interest Rate on Debt %: 6.70%
  • GF Value™: $28.57 vs. price of $16.97 (40.6% below fair value)
  • GF Score™: 59/100 with 7 warning signs

No single metric tells the full story. See the LTS:0IVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gladstone Investment Business Description

Other Exchanges GAIN:USA1G3:Germany
Address 1521 Westbranch Drive, Suite 100, McLean, VA, USA, 22102
Gladstone Investment Corp operates as an externally managed, closed-end, non-diversified management investment company. Its objective is to invest in debt and equity securities of established private businesses operating in the U.S., to achieve and grow current income by investing in debt securities of established businesses, and to provide stockholders with long-term capital appreciation in the value of its assets by investing in equity securities of established businesses. It focuses on investing in lower-middle-market private businesses.
59GF Score

Get the complete analysis for LTS:0IVR

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.97
Price
$28.57
GF Value