SRV Yhtiot Oyj (LTS:0JBJ) Effective Interest Rate on Debt %: 5.24% (As of Mar. 2026)

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LTS:0JBJ SRV Yhtiot Oyj LTS:0JBJ
61 GF Score
Price €5.35
GF Value €3.19
Valuation Significantly Overvalued
! 7 Warning Signs
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What is SRV Yhtiot Oyj Effective Interest Rate on Debt %?

SRV Yhtiot Oyj LTS:0JBJ 61 Effective Interest Rate on Debt % is 5.24% as of Mar. 2026. GuruFocus rates LTS:0JBJ with a GF Score™ of 61/100 and a GF Value™ of €3.19 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. SRV Yhtiot Oyj's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €8.4 Mil. SRV Yhtiot Oyj's average total debt for the quarter that ended in Mar. 2026 was €160.3 Mil. Therefore, SRV Yhtiot Oyj's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.24%.


SRV Yhtiot Oyj  (LTS:0JBJ) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


SRV Yhtiot Oyj Effective Interest Rate on Debt % Related Terms


SRV Yhtiot Oyj Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for SRV Yhtiot Oyj's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SRV Yhtiot Oyj Effective Interest Rate on Debt % Chart

SRV Yhtiot Oyj Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.04 5.04 4.23 3.98 3.88

SRV Yhtiot Oyj Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.45 4.60 8.20 5.51 5.24

LTS:0JBJ vs PWR, FIX, EME: Effective Interest Rate on Debt % Comparison

For the Engineering & Construction subindustry, SRV Yhtiot Oyj's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SRV Yhtiot Oyj Effective Interest Rate on Debt % vs Construction Industry

For the Construction industry and Industrials sector, SRV Yhtiot Oyj's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where SRV Yhtiot Oyj's Effective Interest Rate on Debt % falls into.


LTS:0JBJ
61GF Score
SRV Yhtiot Oyj LTS:0JBJ
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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SRV Yhtiot Oyj Effective Interest Rate on Debt % Calculation

SRV Yhtiot Oyj's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -5.775/( (136.728+160.673)/ 2 )
=-1  *  -5.775/148.7005
=3.88 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=133.929 + 2.799
=136.728

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=148.343 + 12.33
=160.673

SRV Yhtiot Oyj's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -8.4/( (160.673+159.9)/ 2 )
=-1  *  -8.4/160.2865
=5.24 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=148.343 + 12.33
=160.673

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=147.3 + 12.6
=159.9

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.24% mean?
SRV Yhtiot Oyj (LTS:0JBJ) has a Effective Interest Rate on Debt % of 5.24% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SRV Yhtiot Oyj and its competitors.
Is SRV Yhtiot Oyj's Effective Interest Rate on Debt % too high?
SRV Yhtiot Oyj's current Effective Interest Rate on Debt % is 5.24%. Overall, SRV Yhtiot Oyj has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SRV Yhtiot Oyj's Effective Interest Rate on Debt % compare to PWR and FIX?
SRV Yhtiot Oyj's Effective Interest Rate on Debt % of 5.24% can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Construction company?
A good Effective Interest Rate on Debt % depends on the Construction industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SRV Yhtiot Oyj and its competitors. SRV Yhtiot Oyj's current Effective Interest Rate on Debt % is 5.24%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SRV Yhtiot Oyj stock overvalued right now?
Based on GuruFocus' analysis, SRV Yhtiot Oyj (LTS:0JBJ) is currently considered Significantly Overvalued. The stock's GF Value™ is €3.19, compared to a current price of €5.35 — trading 67.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.24%. SRV Yhtiot Oyj's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For SRV Yhtiot Oyj (LTS:0JBJ), the current Effective Interest Rate on Debt % is 5.24% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SRV Yhtiot Oyj (LTS:0JBJ) Overvalued in 2026?

Based on GuruFocus' analysis, SRV Yhtiot Oyj stock appears to be overvalued. The current stock price of €5.35 is trading 67.7% above its estimated GF Value™ of €3.19. GuruFocus considers SRV Yhtiot Oyj to be Significantly Overvalued.

Key valuation signals for LTS:0JBJ:

  • Effective Interest Rate on Debt %: 5.24%
  • GF Value™: €3.19 vs. price of €5.35 (67.7% above fair value)
  • GF Score™: 61/100 with 7 warning signs

No single metric tells the full story. See the LTS:0JBJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SRV Yhtiot Oyj Business Description

Other Exchanges SRV1V:FinlandB7J1:Germany
Address Kalasataman Horisontti, Hermannin rantatie 9 A, Helsinki, FIN, 00580
SRV Yhtiöt Oyj develops and constructs residential, business, industrial, and logistics projects. Its services include housing construction, commercial construction, infrastructure construction, development services, and real estate investment in Finland.
61GF Score

Get the complete analysis for LTS:0JBJ

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.35
Price
€3.19
GF Value