NORMA Group SE (LTS:0P38) Effective Interest Rate on Debt %: 6.40% (As of Mar. 2026)

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LTS:0P38 NORMA Group SE LTS:0P38
67 GF Score
Price €18.29
GF Value €12.52
Valuation Significantly Overvalued
! 6 Warning Signs
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What is NORMA Group SE Effective Interest Rate on Debt %?

NORMA Group SE LTS:0P38 -0.92% 67 Effective Interest Rate on Debt % is 6.40% as of Mar. 2026. GuruFocus rates LTS:0P38 with a GF Score™ of 67/100 and a GF Value™ of €12.52 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. NORMA Group SE's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €15.3 Mil. NORMA Group SE's average total debt for the quarter that ended in Mar. 2026 was €239.3 Mil. Therefore, NORMA Group SE's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.40%.


NORMA Group SE  (LTS:0P38) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


NORMA Group SE Effective Interest Rate on Debt % Related Terms


NORMA Group SE Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for NORMA Group SE's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NORMA Group SE Effective Interest Rate on Debt % Chart

NORMA Group SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.88 2.15 4.69 5.21 4.38

NORMA Group SE Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.30 4.57 4.50 4.57 6.40

LTS:0P38 vs CRS, ATI, MLI: Effective Interest Rate on Debt % Comparison

For the Metal Fabrication subindustry, NORMA Group SE's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NORMA Group SE Effective Interest Rate on Debt % vs Industrial Products Industry

For the Industrial Products industry and Industrials sector, NORMA Group SE's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where NORMA Group SE's Effective Interest Rate on Debt % falls into.


LTS:0P38
67GF Score
NORMA Group SE LTS:0P38
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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NORMA Group SE Effective Interest Rate on Debt % Calculation

NORMA Group SE's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -18.489/( (455.277+389.838)/ 2 )
=-1  *  -18.489/422.5575
=4.38 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=401.327 + 53.95
=455.277

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=41.681 + 348.157
=389.838

NORMA Group SE's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -15.304/( (389.838+88.703)/ 2 )
=-1  *  -15.304/239.2705
=6.40 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=41.681 + 348.157
=389.838

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=41.354 + 47.349
=88.703

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.40% mean?
NORMA Group SE (LTS:0P38) has a Effective Interest Rate on Debt % of 6.40% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on NORMA Group SE and its competitors.
Is NORMA Group SE's Effective Interest Rate on Debt % too high?
NORMA Group SE's current Effective Interest Rate on Debt % is 6.40%. Overall, NORMA Group SE has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NORMA Group SE's Effective Interest Rate on Debt % compare to CRS and ATI?
NORMA Group SE's Effective Interest Rate on Debt % of 6.40% can be compared against companies in the Industrial Products industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Industrial Products company?
A good Effective Interest Rate on Debt % depends on the Industrial Products industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on NORMA Group SE and its competitors. NORMA Group SE's current Effective Interest Rate on Debt % is 6.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NORMA Group SE stock overvalued right now?
Based on GuruFocus' analysis, NORMA Group SE (LTS:0P38) is currently considered Significantly Overvalued. The stock's GF Value™ is €12.52, compared to a current price of €18.29 — trading 46.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 6.40%. NORMA Group SE's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For NORMA Group SE (LTS:0P38), the current Effective Interest Rate on Debt % is 6.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NORMA Group SE (LTS:0P38) Overvalued in 2026?

Based on GuruFocus' analysis, NORMA Group SE stock appears to be overvalued. The current stock price of €18.29 is trading 46.1% above its estimated GF Value™ of €12.52. GuruFocus considers NORMA Group SE to be Significantly Overvalued.

Key valuation signals for LTS:0P38:

  • Effective Interest Rate on Debt %: 6.40%
  • GF Value™: €12.52 vs. price of €18.29 (46.1% above fair value)
  • GF Score™: 67/100 with 6 warning signs

No single metric tells the full story. See the LTS:0P38 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NORMA Group SE Business Description

Other Exchanges NOEJ:GermanyNOEJ:Austria
Address Edisonstrasse 4, Maintal, DEU, 63477
NORMA Group SE manufactures a wide range of joining technology solutions. Its product offerings include hose clamps, heavy-duty clamps, ear clips, cable ties, pipe couplings, plast connectors, etc. The products are used in various industries and can be found in vehicles, household appliances, engines, plumbing systems, and medical fields. The company's operations are managed in three regional reportable segments: EMEA (Europe, Middle East, Africa), the Americas (North, Central, and South America), and Asia-Pacific (East Asia, Southeast Asia, Australia, and Oceania). The majority of its revenue is generated from the EMEA region.
67GF Score

Get the complete analysis for LTS:0P38

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€18.29
Price
€12.52
GF Value