Vitec Software Group AB (LTS:0RDI) Effective Interest Rate on Debt %: 5.07% (As of Mar. 2026)

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LTS:0RDI Vitec Software Group AB LTS:0RDI
76 GF Score
Price kr233.00
GF Value kr624.52
Valuation Possible Value Trap
! 4 Warning Signs
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What is Vitec Software Group AB Effective Interest Rate on Debt %?

Vitec Software Group AB LTS:0RDI +1.68% 76 Effective Interest Rate on Debt % is 5.07% as of Mar. 2026. GuruFocus rates LTS:0RDI with a GF Score™ of 76/100 and a GF Value™ of kr624.52 (Possible Value Trap). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Vitec Software Group AB's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was kr169 Mil. Vitec Software Group AB's average total debt for the quarter that ended in Mar. 2026 was kr3,325 Mil. Therefore, Vitec Software Group AB's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.07%.


Vitec Software Group AB  (LTS:0RDI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Vitec Software Group AB Effective Interest Rate on Debt % Related Terms


Vitec Software Group AB Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Vitec Software Group AB's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vitec Software Group AB Effective Interest Rate on Debt % Chart

Vitec Software Group AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.84 3.51 5.11 5.20 3.91

Vitec Software Group AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.73 4.83 4.06 4.12 5.07

LTS:0RDI vs UBER, SHOP, CRM: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Vitec Software Group AB's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vitec Software Group AB Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Vitec Software Group AB's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Vitec Software Group AB's Effective Interest Rate on Debt % falls into.


LTS:0RDI
76GF Score
Vitec Software Group AB LTS:0RDI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Vitec Software Group AB Effective Interest Rate on Debt % Calculation

Vitec Software Group AB's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -109.205/( (2543.857+3038.527)/ 2 )
=-1  *  -109.205/2791.192
=3.91 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2283.979 + 259.878
=2543.857

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2803.389 + 235.138
=3038.527

Vitec Software Group AB's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -168.696/( (3038.527+3611.723)/ 2 )
=-1  *  -168.696/3325.125
=5.07 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2803.389 + 235.138
=3038.527

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3496.157 + 115.566
=3611.723

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.07% mean?
Vitec Software Group AB (LTS:0RDI) has a Effective Interest Rate on Debt % of 5.07% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Vitec Software Group AB and its competitors.
Is Vitec Software Group AB's Effective Interest Rate on Debt % too high?
Vitec Software Group AB's current Effective Interest Rate on Debt % is 5.07%. Overall, Vitec Software Group AB has a GF Score™ of 76/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Vitec Software Group AB's Effective Interest Rate on Debt % compare to UBER and SHOP?
Vitec Software Group AB's Effective Interest Rate on Debt % of 5.07% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Vitec Software Group AB and its competitors. Vitec Software Group AB's current Effective Interest Rate on Debt % is 5.07%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vitec Software Group AB stock overvalued right now?
Based on GuruFocus' analysis, Vitec Software Group AB (LTS:0RDI) is currently considered Possible Value Trap. The stock's GF Value™ is kr624.52, compared to a current price of kr233.00 — trading 62.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.07%. Vitec Software Group AB's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Vitec Software Group AB (LTS:0RDI), the current Effective Interest Rate on Debt % is 5.07% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vitec Software Group AB (LTS:0RDI) Overvalued in 2026?

Based on GuruFocus' analysis, Vitec Software Group AB stock appears to be undervalued. The current stock price of kr233.00 is trading 62.7% below its estimated GF Value™ of kr624.52. GuruFocus considers Vitec Software Group AB to be Possible Value Trap.

Key valuation signals for LTS:0RDI:

  • Effective Interest Rate on Debt %: 5.07%
  • GF Value™: kr624.52 vs. price of kr233.00 (62.7% below fair value)
  • GF Score™: 76/100 with 4 warning signs

No single metric tells the full story. See the LTS:0RDI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vitec Software Group AB Business Description

Address Tvistevagen 47A, Umea, SWE, 907 29
Vitec Software Group AB is a software company in Vertical Market Software in the Nordic region. The company provides software for the pharmacy market, automotive and machine industry, banks and insurance companies, healthcare companies, real estate agents, and the education sector. Its segments comprise Auto, Energy, Real Estate, Finance and insurance, Environment, Estate Agents, and Education and health.
76GF Score

Get the complete analysis for LTS:0RDI

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr233.00
Price
kr624.52
GF Value