LUCMF (Luca Mining) Effective Interest Rate on Debt %: 7.21% (As of Mar. 2026)

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LUCMF Luca Mining Corp LUCMF
39 GF Score
Price $0.62
GF Value $0.73
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Luca Mining Effective Interest Rate on Debt %?

Luca Mining LUCMF -6.64% 39 Effective Interest Rate on Debt % is 7.21% as of Mar. 2026. GuruFocus rates LUCMF with a GF Score™ of 39/100 and a GF Value™ of $0.73 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Luca Mining's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.9 Mil. Luca Mining's average total debt for the quarter that ended in Mar. 2026 was $12.5 Mil. Therefore, Luca Mining's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 7.21%.


Luca Mining  (OTCPK:LUCMF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Luca Mining Effective Interest Rate on Debt % Related Terms


Luca Mining Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Luca Mining's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Luca Mining Effective Interest Rate on Debt % Chart

Luca Mining Annual Data
Trend Feb16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.81 5.94 6.98 5.24 8.64

Luca Mining Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.81 11.58 15.59 -2.57 7.21

Luca Mining Effective Interest Rate on Debt % Competitor Comparison

For the Other Industrial Metals & Mining subindustry, Luca Mining's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Luca Mining Effective Interest Rate on Debt % vs Metals & Mining Industry

For the Metals & Mining industry and Basic Materials sector, Luca Mining's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Luca Mining's Effective Interest Rate on Debt % falls into.


LUCMF
39GF Score
Luca Mining Corp LUCMF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Luca Mining Effective Interest Rate on Debt % Calculation

Luca Mining's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1.801/( (28.047+13.62)/ 2 )
=-1  *  -1.801/20.8335
=8.64 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11.648 + 16.399
=28.047

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9.055 + 4.565
=13.62

Luca Mining's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.904/( (13.62+11.464)/ 2 )
=-1  *  -0.904/12.542
=7.21 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9.055 + 4.565
=13.62

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8.734 + 2.73
=11.464

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.21% mean?
Luca Mining (LUCMF) has a Effective Interest Rate on Debt % of 7.21% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Luca Mining and its competitors.
Is Luca Mining's Effective Interest Rate on Debt % too high?
Luca Mining's current Effective Interest Rate on Debt % is 7.21%. Overall, Luca Mining has a GF Score™ of 39/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Luca Mining's Effective Interest Rate on Debt % compare to competitors?
Luca Mining's Effective Interest Rate on Debt % of 7.21% can be compared against companies in the Metals & Mining industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Metals & Mining company?
A good Effective Interest Rate on Debt % depends on the Metals & Mining industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Luca Mining and its competitors. Luca Mining's current Effective Interest Rate on Debt % is 7.21%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Luca Mining stock overvalued right now?
Based on GuruFocus' analysis, Luca Mining (LUCMF) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.73, compared to a current price of $0.62 — trading 15% below its estimated fair value. The current Effective Interest Rate on Debt % is 7.21%. Luca Mining's overall GF Score™ is 39/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Luca Mining (LUCMF), the current Effective Interest Rate on Debt % is 7.21% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Luca Mining (LUCMF) Overvalued in 2026?

Based on GuruFocus' analysis, Luca Mining stock appears to be undervalued. The current stock price of $0.62 is trading 15% below its estimated GF Value™ of $0.73. GuruFocus considers Luca Mining to be Modestly Undervalued.

Key valuation signals for LUCMF:

  • Effective Interest Rate on Debt %: 7.21%
  • GF Value™: $0.73 vs. price of $0.62 (15% below fair value)
  • GF Score™: 39/100 with 3 warning signs

No single metric tells the full story. See the LUCMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Luca Mining Business Description

Other Exchanges Z68:GermanyLUCA:Canada
Address 1111 Melville Street, Suite 410, Vancouver, BC, CAN, V6E 3V6
Luca Mining Corp is a Canadian-based mining company engages in the production of base metals and the acquisition, exploration and development of resource properties in Mexico. The company is engaged in mining, exploration, and development of mineral properties in Mexico with a corporate head office of Canada and Mexico and two reportable operating segments namely: Campo Morado, which derives maximum revenue; and Tahuehueto. Campo Morado is a polymetallic underground operation located in the state of Guerrero, Mexico. Tahuehueto is a hectare property covering mineralized zones hosted within a structurally controlled epithermal system.
39GF Score

Get the complete analysis for LUCMF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.62
Price
$0.73
GF Value