LUD (Luda Technology Group) Effective Interest Rate on Debt %: 4.01% (As of Dec. 2025)

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LUD Luda Technology Group Ltd LUD
20 GF Score
Price $4.40
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What is Luda Technology Group Effective Interest Rate on Debt %?

Luda Technology Group LUD 20 Effective Interest Rate on Debt % is 4.01% as of Dec. 2025. GuruFocus rates LUD with a GF Score™ of 20/100. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Luda Technology Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.52 Mil. Luda Technology Group's average total debt for the quarter that ended in Dec. 2025 was $13.01 Mil. Therefore, Luda Technology Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.01%.


Luda Technology Group  (AMEX:LUD) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Luda Technology Group Effective Interest Rate on Debt % Related Terms


Luda Technology Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Luda Technology Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Luda Technology Group Effective Interest Rate on Debt % Chart

Luda Technology Group Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
3.78 4.26 4.04 4.57 4.09

Luda Technology Group Semi-Annual Data
Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only 4.31 4.45 4.77 4.14 4.01

LUD vs HLP, ZKIN, HUDI: Effective Interest Rate on Debt % Comparison

For the Steel subindustry, Luda Technology Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Luda Technology Group Effective Interest Rate on Debt % vs Steel Industry

For the Steel industry and Basic Materials sector, Luda Technology Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Luda Technology Group's Effective Interest Rate on Debt % falls into.


LUD
20GF Score
Luda Technology Group Ltd LUD
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Luda Technology Group Effective Interest Rate on Debt % Calculation

Luda Technology Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.521/( (12.289+13.197)/ 2 )
=-1  *  -0.521/12.743
=4.09 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.614 + 11.675
=12.289

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.008 + 11.189
=13.197

Luda Technology Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.522/( (12.82+13.197)/ 2 )
=-1  *  -0.522/13.0085
=4.01 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.574 + 12.246
=12.82

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.008 + 11.189
=13.197

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.01% mean?
Luda Technology Group (LUD) has a Effective Interest Rate on Debt % of 4.01% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Luda Technology Group and its competitors.
Is Luda Technology Group's Effective Interest Rate on Debt % too high?
Luda Technology Group's current Effective Interest Rate on Debt % is 4.01%. Overall, Luda Technology Group has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Luda Technology Group's Effective Interest Rate on Debt % compare to HLP and ZKIN?
Luda Technology Group's Effective Interest Rate on Debt % of 4.01% can be compared against companies in the Steel industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Steel company?
A good Effective Interest Rate on Debt % depends on the Steel industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Luda Technology Group and its competitors. Luda Technology Group's current Effective Interest Rate on Debt % is 4.01%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Luda Technology Group stock overvalued right now?
Luda Technology Group (LUD) has a current Effective Interest Rate on Debt % of 4.01%. The current Effective Interest Rate on Debt % is 4.01%. Luda Technology Group's overall GF Score™ is 20/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Luda Technology Group (LUD), the current Effective Interest Rate on Debt % is 4.01% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Luda Technology Group Business Description

Address 38 Gloucester Road, Rooms 1604-1605, 16th Floor, YF Life Centre, Wanchai, HKG
Luda Technology Group Ltd is a company principally engaged in the manufacture and sale of stainless steel and carbon steel flanges and fittings, and in the trading of steel pipes, valves, and other steel tubing products. The company has two operating segments: Hong Kong Trading and PRC Manufacturing. Hong Kong Trading mainly engages in the trading of flange and fitting products sourced from suppliers, and this operating segment is conducted through Luda HK. PRC Manufacturing represents the trading and manufacturing of the in-house flanges and fittings products. It generates the majority of its revenue from the PRC Manufacturing segment. Geographically, it generates the majority of its revenue from the People's Republic of China (PRC).
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