LVLU (Lulus Fashion Lounge Holdings) Effective Interest Rate on Debt %: 5.19% (As of Mar. 2026)

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LVLU Lulus Fashion Lounge Holdings Inc LVLU
61 GF Score
Price $19.03
GF Value $15.59
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Lulus Fashion Lounge Holdings Effective Interest Rate on Debt %?

Lulus Fashion Lounge Holdings LVLU +18.27% 61 Effective Interest Rate on Debt % is 5.19% as of Mar. 2026. GuruFocus rates LVLU with a GF Score™ of 61/100 and a GF Value™ of $15.59 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Lulus Fashion Lounge Holdings's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $1.6 Mil. Lulus Fashion Lounge Holdings's average total debt for the quarter that ended in Mar. 2026 was $30.4 Mil. Therefore, Lulus Fashion Lounge Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.19%.


Lulus Fashion Lounge Holdings  (NAS:LVLU) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Lulus Fashion Lounge Holdings Effective Interest Rate on Debt % Related Terms


Lulus Fashion Lounge Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Lulus Fashion Lounge Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lulus Fashion Lounge Holdings Effective Interest Rate on Debt % Chart

Lulus Fashion Lounge Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 18.18 2.64 3.54 3.24 6.99

Lulus Fashion Lounge Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.50 12.03 8.28 6.66 5.19

LVLU vs DBGI, IVDN, DXLG: Effective Interest Rate on Debt % Comparison

For the Apparel Retail subindustry, Lulus Fashion Lounge Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lulus Fashion Lounge Holdings Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Lulus Fashion Lounge Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Lulus Fashion Lounge Holdings's Effective Interest Rate on Debt % falls into.


LVLU
61GF Score
Lulus Fashion Lounge Holdings Inc LVLU
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Lulus Fashion Lounge Holdings Effective Interest Rate on Debt % Calculation

Lulus Fashion Lounge Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -2.464/( (39.354+31.181)/ 2 )
=-1  *  -2.464/35.2675
=6.99 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=19.653 + 19.701
=39.354

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10.389 + 20.792
=31.181

Lulus Fashion Lounge Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -1.576/( (31.181+29.534)/ 2 )
=-1  *  -1.576/30.3575
=5.19 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10.389 + 20.792
=31.181

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9.22 + 20.314
=29.534

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.19% mean?
Lulus Fashion Lounge Holdings (LVLU) has a Effective Interest Rate on Debt % of 5.19% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Lulus Fashion Lounge Holdings and its competitors.
Is Lulus Fashion Lounge Holdings' Effective Interest Rate on Debt % too high?
Lulus Fashion Lounge Holdings' current Effective Interest Rate on Debt % is 5.19%. Overall, Lulus Fashion Lounge Holdings has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lulus Fashion Lounge Holdings' Effective Interest Rate on Debt % compare to DBGI and IVDN?
Lulus Fashion Lounge Holdings' Effective Interest Rate on Debt % of 5.19% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Lulus Fashion Lounge Holdings and its competitors. Lulus Fashion Lounge Holdings's current Effective Interest Rate on Debt % is 5.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lulus Fashion Lounge Holdings stock overvalued right now?
Based on GuruFocus' analysis, Lulus Fashion Lounge Holdings (LVLU) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.59, compared to a current price of $19.03 — trading 22.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.19%. Lulus Fashion Lounge Holdings' overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Lulus Fashion Lounge Holdings (LVLU), the current Effective Interest Rate on Debt % is 5.19% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lulus Fashion Lounge Holdings (LVLU) Overvalued in 2026?

Based on GuruFocus' analysis, Lulus Fashion Lounge Holdings stock appears to be overvalued. The current stock price of $19.03 is trading 22.1% above its estimated GF Value™ of $15.59. GuruFocus considers Lulus Fashion Lounge Holdings to be Modestly Overvalued.

Key valuation signals for LVLU:

  • Effective Interest Rate on Debt %: 5.19%
  • GF Value™: $15.59 vs. price of $19.03 (22.1% above fair value)
  • GF Score™: 61/100 with 3 warning signs

No single metric tells the full story. See the LVLU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lulus Fashion Lounge Holdings Business Description

Address 195 Humboldt Avenue, Chico, CA, USA, 95928
Lulus Fashion Lounge Holdings Inc is a fashion brand serving Millennial and Gen Z women. Its products include Fall Dresses, Winter Dresses, Sweater Dresses, Short Dresses, Casual Dresses, Wedding Dresses, and Denims, among others. The company generates the majority of its revenue from customers based in the United States.
61GF Score

Get the complete analysis for LVLU

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.03
Price
$15.59
GF Value