LZM (Lifezone Metals) Effective Interest Rate on Debt %: 26.08% (As of Dec. 2025)

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LZM Lifezone Metals Ltd LZM
40 GF Score
Price $3.05
GF Value $5.09
Valuation Possible Value Trap
! 7 Warning Signs
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What is Lifezone Metals Effective Interest Rate on Debt %?

Lifezone Metals LZM -3.79% 40 Effective Interest Rate on Debt % is 26.08% as of Dec. 2025. GuruFocus rates LZM with a GF Score™ of 40/100 and a GF Value™ of $5.09 (Possible Value Trap). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Lifezone Metals's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $11.04 Mil. Lifezone Metals's average total debt for the quarter that ended in Dec. 2025 was $42.31 Mil. Therefore, Lifezone Metals's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 26.08%.


Lifezone Metals  (NYSE:LZM) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Lifezone Metals Effective Interest Rate on Debt % Related Terms


Lifezone Metals Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Lifezone Metals's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lifezone Metals Effective Interest Rate on Debt % Chart

Lifezone Metals Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 0.00 67.17 19.41 43.71 25.70

Lifezone Metals Semi-Annual Data
Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.02 17.58 20.45 33.07 26.08

LZM vs TMCR, REA, REEMF: Effective Interest Rate on Debt % Comparison

For the Other Industrial Metals & Mining subindustry, Lifezone Metals's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lifezone Metals Effective Interest Rate on Debt % vs Metals & Mining Industry

For the Metals & Mining industry and Basic Materials sector, Lifezone Metals's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Lifezone Metals's Effective Interest Rate on Debt % falls into.


LZM
40GF Score
Lifezone Metals Ltd LZM
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Lifezone Metals Effective Interest Rate on Debt % Calculation

Lifezone Metals's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -10.398/( (27.654+53.254)/ 2 )
=-1  *  -10.398/40.454
=25.70 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.801 + 26.853
=27.654

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.801 + 35.453
=53.254

Lifezone Metals's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -11.036/( (31.372+53.254)/ 2 )
=-1  *  -11.036/42.313
=26.08 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.432 + 30.94
=31.372

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.801 + 35.453
=53.254

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 26.08% mean?
Lifezone Metals (LZM) has a Effective Interest Rate on Debt % of 26.08% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Lifezone Metals and its competitors.
Is Lifezone Metals' Effective Interest Rate on Debt % too high?
Lifezone Metals' current Effective Interest Rate on Debt % is 26.08%. Overall, Lifezone Metals has a GF Score™ of 40/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Lifezone Metals' Effective Interest Rate on Debt % compare to TMCR and REA?
Lifezone Metals' Effective Interest Rate on Debt % of 26.08% can be compared against companies in the Metals & Mining industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Metals & Mining company?
A good Effective Interest Rate on Debt % depends on the Metals & Mining industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Lifezone Metals and its competitors. Lifezone Metals's current Effective Interest Rate on Debt % is 26.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lifezone Metals stock overvalued right now?
Based on GuruFocus' analysis, Lifezone Metals (LZM) is currently considered Possible Value Trap. The stock's GF Value™ is $5.09, compared to a current price of $3.05 — trading 40.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 26.08%. Lifezone Metals' overall GF Score™ is 40/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Lifezone Metals (LZM), the current Effective Interest Rate on Debt % is 26.08% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lifezone Metals (LZM) Overvalued in 2026?

Based on GuruFocus' analysis, Lifezone Metals stock appears to be undervalued. The current stock price of $3.05 is trading 40.1% below its estimated GF Value™ of $5.09. GuruFocus considers Lifezone Metals to be Possible Value Trap.

Key valuation signals for LZM:

  • Effective Interest Rate on Debt %: 26.08%
  • GF Value™: $5.09 vs. price of $3.05 (40.1% below fair value)
  • GF Score™: 40/100 with 7 warning signs

No single metric tells the full story. See the LZM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lifezone Metals Business Description

Address Upper Church Street, 2nd Floor, St George\'s Court, Douglas, IMN, IM1 1EE
Lifezone Metals Ltd seeks to support the clean energy transition through the licensing of Hydromet Technology as an alternative to smelting and metals refining. Its business comprises three segments: Metals extraction and refining for developing and operating a vertically integrated base metal operation in the northwest region of Tanzania, and Intellectual property licensing comprises patents residing with and managed by the subsidiary and corporate. Geographically, the company operates in South Africa, Australia, and the rest of the world. The majority of its revenue is generated from Australia.
40GF Score

Get the complete analysis for LZM

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.05
Price
$5.09
GF Value