AX Real Estate (MAL:AXR) Effective Interest Rate on Debt %: 7.42% (As of Oct. 2025)


MAL:AXR AX Real Estate PLC MAL:AXR
29 GF Score
Price €0.49
GF Value €0.81
Valuation Possible Value Trap
! 9 Warning Signs
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What is AX Real Estate Effective Interest Rate on Debt %?

AX Real Estate MAL:AXR 29 Effective Interest Rate on Debt % is 7.42% as of Oct. 2025. GuruFocus rates MAL:AXR with a GF Score™ of 29/100 and a GF Value™ of €0.81 (Possible Value Trap). The stock has 9 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. AX Real Estate's annualized positive value of Interest Expense for the quarter that ended in Oct. 2025 was €6.52 Mil. AX Real Estate's average total debt for the quarter that ended in Oct. 2025 was €87.92 Mil. Therefore, AX Real Estate's annualized Effective Interest Rate on Debt % for the quarter that ended in Oct. 2025 was 7.42%.


AX Real Estate  (MAL:AXR) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


AX Real Estate Effective Interest Rate on Debt % Related Terms


AX Real Estate Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for AX Real Estate's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AX Real Estate Effective Interest Rate on Debt % Chart

AX Real Estate Annual Data
Trend Oct22 Oct23 Oct24 Oct25
Effective Interest Rate on Debt %
2.78 4.90 7.03 7.22

AX Real Estate Semi-Annual Data
Apr22 Oct22 Apr23 Oct23 Apr24 Oct24 Apr25 Oct25
Effective Interest Rate on Debt % Get a 7-Day Free Trial 7.84 7.31 6.99 7.08 7.42

AX Real Estate Effective Interest Rate on Debt % Competitor Comparison

For the Real Estate - Diversified subindustry, AX Real Estate's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AX Real Estate Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, AX Real Estate's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where AX Real Estate's Effective Interest Rate on Debt % falls into.


MAL:AXR
29GF Score
AX Real Estate PLC MAL:AXR
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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AX Real Estate Effective Interest Rate on Debt % Calculation

AX Real Estate's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Oct. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Oct. 2024 )+Total Debt  (A: Oct. 2025 ))/ count )
=-1  *  -6.457/( (91.915+87.038)/ 2 )
=-1  *  -6.457/89.4765
=7.22 %

where

Total Debt  (A: Oct. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=85.885 + 6.03
=91.915

Total Debt  (A: Oct. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=81.936 + 5.102
=87.038

AX Real Estate's annualized Effective Interest Rate on Debt % for the quarter that ended in Oct. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Apr. 2025 )+Total Debt  (Q: Oct. 2025 ))/ count )
=-1  *  -6.52/( (88.793+87.038)/ 2 )
=-1  *  -6.52/87.9155
=7.42 %

where

Total Debt  (Q: Apr. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=83.796 + 4.997
=88.793

Total Debt  (Q: Oct. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=81.936 + 5.102
=87.038

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Oct. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.42% mean?
AX Real Estate (MAL:AXR) has a Effective Interest Rate on Debt % of 7.42% as of Oct. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AX Real Estate and its competitors.
Is AX Real Estate's Effective Interest Rate on Debt % too high?
AX Real Estate's current Effective Interest Rate on Debt % is 7.42%. Overall, AX Real Estate has a GF Score™ of 29/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AX Real Estate's Effective Interest Rate on Debt % compare to competitors?
AX Real Estate's Effective Interest Rate on Debt % of 7.42% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AX Real Estate and its competitors. AX Real Estate's current Effective Interest Rate on Debt % is 7.42%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AX Real Estate stock overvalued right now?
Based on GuruFocus' analysis, AX Real Estate (MAL:AXR) is currently considered Possible Value Trap. The stock's GF Value™ is €0.81, compared to a current price of €0.49 — trading 39.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 7.42%. AX Real Estate's overall GF Score™ is 29/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For AX Real Estate (MAL:AXR), the current Effective Interest Rate on Debt % is 7.42% as of Oct. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AX Real Estate (MAL:AXR) Overvalued in 2026?

Based on GuruFocus' analysis, AX Real Estate stock appears to be undervalued. The current stock price of €0.49 is trading 39.5% below its estimated GF Value™ of €0.81. GuruFocus considers AX Real Estate to be Possible Value Trap.

Key valuation signals for MAL:AXR:

  • Effective Interest Rate on Debt %: 7.42%
  • GF Value™: €0.81 vs. price of €0.49 (39.5% below fair value)
  • GF Score™: 29/100 with 9 warning signs

No single metric tells the full story. See the MAL:AXR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AX Real Estate Business Description

Address AX Business Centre, Triq Id-Difiza Civili, Mosta, MLT, MST 1741
AX Real Estate PLC serves as the holding company of the Estates Group within the AX Group, with the former boasting a diverse portfolio of properties. It is engaged in four main business sectors namely, Care, Construction, Hospitality, Real Estate, and Development, and is also involved in renewable energy. It generates rental revenues from Hospitality, Care home, Offices, Residential, and Warehousing. It generates the majority of its revenue from the Hospitality segment.
29GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.49
Price
€0.81
GF Value