MAMA (Mama's Creations) Effective Interest Rate on Debt %: 3.41% (As of Apr. 2026)


MAMA Mama's Creations Inc MAMA
89 GF Score
Price $18.67
GF Value $11.74
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Mama's Creations Effective Interest Rate on Debt %?

Mama's Creations MAMA +1.88% 89 Effective Interest Rate on Debt % is 3.41% as of Apr. 2026. GuruFocus rates MAMA with a GF Score™ of 89/100 and a GF Value™ of $11.74 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Mama's Creations's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was $0.5 Mil. Mama's Creations's average total debt for the quarter that ended in Apr. 2026 was $14.1 Mil. Therefore, Mama's Creations's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 3.41%.


Mama's Creations  (NAS:MAMA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Mama's Creations Effective Interest Rate on Debt % Related Terms


Mama's Creations Effective Interest Rate on Debt % Historical Data

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The historical data trend for Mama's Creations's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mama's Creations Effective Interest Rate on Debt % Chart

Mama's Creations Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.87 4.61 4.38 4.25 3.84

Mama's Creations Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.18 2.75 5.32 3.29 3.41

MAMA vs OFRM, WEST, UTZ: Effective Interest Rate on Debt % Comparison

For the Packaged Foods subindustry, Mama's Creations's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mama's Creations Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Mama's Creations's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Mama's Creations's Effective Interest Rate on Debt % falls into.


MAMA
89GF Score
Mama's Creations Inc MAMA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mama's Creations Effective Interest Rate on Debt % Calculation

Mama's Creations's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jan. 2025 )+Total Debt  (A: Jan. 2026 ))/ count )
=-1  *  -0.472/( (10.114+14.465)/ 2 )
=-1  *  -0.472/12.2895
=3.84 %

where

Total Debt  (A: Jan. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.141 + 4.973
=10.114

Total Debt  (A: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11.494 + 2.971
=14.465

Mama's Creations's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -0.48/( (14.465+13.697)/ 2 )
=-1  *  -0.48/14.081
=3.41 %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11.494 + 2.971
=14.465

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10.655 + 3.042
=13.697

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.41% mean?
Mama's Creations (MAMA) has a Effective Interest Rate on Debt % of 3.41% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Mama's Creations and its competitors.
Is Mama's Creations' Effective Interest Rate on Debt % too high?
Mama's Creations' current Effective Interest Rate on Debt % is 3.41%. Overall, Mama's Creations has a GF Score™ of 89/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mama's Creations' Effective Interest Rate on Debt % compare to OFRM and WEST?
Mama's Creations' Effective Interest Rate on Debt % of 3.41% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Mama's Creations and its competitors. Mama's Creations's current Effective Interest Rate on Debt % is 3.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mama's Creations stock overvalued right now?
Based on GuruFocus' analysis, Mama's Creations (MAMA) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.74, compared to a current price of $18.67 — trading 59% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.41%. Mama's Creations' overall GF Score™ is 89/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Mama's Creations (MAMA), the current Effective Interest Rate on Debt % is 3.41% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mama's Creations (MAMA) Overvalued in 2026?

Based on GuruFocus' analysis, Mama's Creations stock appears to be overvalued. The current stock price of $18.67 is trading 59% above its estimated GF Value™ of $11.74. GuruFocus considers Mama's Creations to be Significantly Overvalued.

Key valuation signals for MAMA:

  • Effective Interest Rate on Debt %: 3.41%
  • GF Value™: $11.74 vs. price of $18.67 (59% above fair value)
  • GF Score™: 89/100 with 7 warning signs

No single metric tells the full story. See the MAMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mama's Creations Business Description

Address 25 Branca Road, East Rutherford, NJ, USA, 07073
Mama's Creations Inc manufactures and markets fresh deli-prepared foods distributed through grocery, mass, club, and convenience stores across the United States. Its product portfolio includes refrigerated prepared foods such as meatballs, meatloaf, sausage products, and pasta and rice entrees. The products are principally sold to supermarkets, club chains, mass-market retailers, and food distributors. The brand of the company includes Mama's Creations, Mama's Mancini's, The Olive Branch, Creative Salads, and others.
89GF Score

Get the complete analysis for MAMA

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.67
Price
$11.74
GF Value