MCTA (Charming Medical) Effective Interest Rate on Debt %: 2.54% (As of Sep. 2025)

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MCTA Charming Medical Ltd MCTA
29 GF Score
Price $29.36
! 6 Warning Signs
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What is Charming Medical Effective Interest Rate on Debt %?

Charming Medical MCTA -0.15% 29 Effective Interest Rate on Debt % is 2.54% as of Sep. 2025. GuruFocus rates MCTA with a GF Score™ of 29/100. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Charming Medical's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was $0.02 Mil. Charming Medical's average total debt for the quarter that ended in Sep. 2025 was $0.87 Mil. Therefore, Charming Medical's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 2.54%.


Charming Medical  (NAS:MCTA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Charming Medical Effective Interest Rate on Debt % Related Terms


Charming Medical Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Charming Medical's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Charming Medical Effective Interest Rate on Debt % Chart

Charming Medical Annual Data
Trend Mar23 Mar24 Mar25
Effective Interest Rate on Debt %
1.11 1.88 1.98

Charming Medical Semi-Annual Data
Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Effective Interest Rate on Debt % Get a 7-Day Free Trial 1.55 2.50 1.90 1.59 2.54

MCTA vs EHAB, CYH, SRTA: Effective Interest Rate on Debt % Comparison

For the Medical Care Facilities subindustry, Charming Medical's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Charming Medical Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Charming Medical's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Charming Medical's Effective Interest Rate on Debt % falls into.


MCTA
29GF Score
Charming Medical Ltd MCTA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Charming Medical Effective Interest Rate on Debt % Calculation

Charming Medical's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2024 )+Total Debt  (A: Mar. 2025 ))/ count )
=-1  *  -0.021/( (0.961+1.161)/ 2 )
=-1  *  -0.021/1.061
=1.98 %

where

Total Debt  (A: Mar. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.148 + 0.813
=0.961

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.358 + 0.803
=1.161

Charming Medical's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  -0.022/( (1.161+0.573)/ 2 )
=-1  *  -0.022/0.867
=2.54 %

where

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.358 + 0.803
=1.161

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.106 + 0.467
=0.573

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.54% mean?
Charming Medical (MCTA) has a Effective Interest Rate on Debt % of 2.54% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Charming Medical and its competitors.
Is Charming Medical's Effective Interest Rate on Debt % too high?
Charming Medical's current Effective Interest Rate on Debt % is 2.54%. Overall, Charming Medical has a GF Score™ of 29/100, reflecting its overall financial health beyond just this single metric.
How does Charming Medical's Effective Interest Rate on Debt % compare to EHAB and CYH?
Charming Medical's Effective Interest Rate on Debt % of 2.54% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Charming Medical and its competitors. Charming Medical's current Effective Interest Rate on Debt % is 2.54%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Charming Medical stock overvalued right now?
Charming Medical (MCTA) has a current Effective Interest Rate on Debt % of 2.54%. The current Effective Interest Rate on Debt % is 2.54%. Charming Medical's overall GF Score™ is 29/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Charming Medical (MCTA), the current Effective Interest Rate on Debt % is 2.54% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Charming Medical Business Description

Address 2-20 Paterson Street, Causeway Bay, Units 1803-1806, 18th Floor, Hang Lung Centre, Hong Kong, HKG
Charming Medical Ltd is a Hong Kong-based provider of Traditional Chinese Medicine (TCM)-inspired therapies and products. It offers a wide range of beauty, wellness, and postpartum services and products rooted and influenced by the principles and practices of TCM, such as the use of herbal ingredients, acupuncture techniques, Tuina massage, and dietary guidance. Its beauty, wellness, and postpartum services include but are not limited to womb-warming therapy, BTS (Beauty, Tailor-made, Slim) pelvic detox therapy, agarwood moxibustion therapy, TCM-inspired prenatal massage, and Indonesian traditional abdominal binding.
29GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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