Figure Technology Solutions (MEX:FIGR) Effective Interest Rate on Debt %: 5.96% (As of Mar. 2026)

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MEX:FIGR Figure Technology Solutions Inc MEX:FIGR
12 GF Score
Price MXN500.68
! 3 Warning Signs
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What is Figure Technology Solutions Effective Interest Rate on Debt %?

Figure Technology Solutions MEX:FIGR 12 Effective Interest Rate on Debt % is 5.96% as of Mar. 2026. GuruFocus rates MEX:FIGR with a GF Score™ of 12/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Figure Technology Solutions's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was MXN1,218 Mil. Figure Technology Solutions's average total debt for the quarter that ended in Mar. 2026 was MXN20,434 Mil. Therefore, Figure Technology Solutions's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.96%.


Figure Technology Solutions  (MEX:FIGR) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Figure Technology Solutions Effective Interest Rate on Debt % Related Terms


Figure Technology Solutions Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Figure Technology Solutions's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Figure Technology Solutions Effective Interest Rate on Debt % Chart

Figure Technology Solutions Annual Data
Trend Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
11.86 10.99 5.61

Figure Technology Solutions Quarterly Data
Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.57 5.88 6.38 5.92 5.96

MEX:FIGR vs BGC, VIRT, PIPR: Effective Interest Rate on Debt % Comparison

For the Capital Markets subindustry, Figure Technology Solutions's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Figure Technology Solutions Effective Interest Rate on Debt % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Figure Technology Solutions's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Figure Technology Solutions's Effective Interest Rate on Debt % falls into.


MEX:FIGR
12GF Score
Figure Technology Solutions Inc MEX:FIGR
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Figure Technology Solutions Effective Interest Rate on Debt % Calculation

Figure Technology Solutions's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -879.939/( (14360.922+17018.664)/ 2 )
=-1  *  -879.939/15689.793
=5.61 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3559.484 + 10801.438
=14360.922

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4219.024 + 12799.64
=17018.664

Figure Technology Solutions's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -1218.216/( (17018.664+23848.985)/ 2 )
=-1  *  -1218.216/20433.8245
=5.96 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4219.024 + 12799.64
=17018.664

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4798.808 + 19050.177
=23848.985

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.96% mean?
Figure Technology Solutions (MEX:FIGR) has a Effective Interest Rate on Debt % of 5.96% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Figure Technology Solutions and its competitors.
Is Figure Technology Solutions' Effective Interest Rate on Debt % too high?
Figure Technology Solutions' current Effective Interest Rate on Debt % is 5.96%. Overall, Figure Technology Solutions has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Figure Technology Solutions' Effective Interest Rate on Debt % compare to BGC and VIRT?
Figure Technology Solutions' Effective Interest Rate on Debt % of 5.96% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Figure Technology Solutions and its competitors. Figure Technology Solutions's current Effective Interest Rate on Debt % is 5.96%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Figure Technology Solutions stock overvalued right now?
Figure Technology Solutions (MEX:FIGR) has a current Effective Interest Rate on Debt % of 5.96%. The current Effective Interest Rate on Debt % is 5.96%. Figure Technology Solutions' overall GF Score™ is 12/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Figure Technology Solutions (MEX:FIGR), the current Effective Interest Rate on Debt % is 5.96% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Figure Technology Solutions Business Description

Other Exchanges FIGR:USA
Address 100 West Liberty Street, Suite 600, Reno, NV, USA, 89501
Figure Technology Solutions Inc is building the future of capital markets with blockchain technology. proprietary technology powers next-generation lending, trading, and investing activities in areas such as consumer credit and digital assets. Its use of the blockchain ledger allows them to serve their end customers, improve speed and efficiency, and enhance standardization and liquidity. The Company operates as a single operating and reportable segment. The company's geographical operations is within the USA, with the majority of revenue from California.
12GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN500.68
Price