Future FinTech Group (MEX:FTFT) Effective Interest Rate on Debt %: 12.23% (As of Mar. 2026)

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MEX:FTFT Future FinTech Group Inc MEX:FTFT
44 GF Score
Price MXN434.24
GF Value MXN2,573.21
! 6 Warning Signs
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What is Future FinTech Group Effective Interest Rate on Debt %?

Future FinTech Group MEX:FTFT 44 Effective Interest Rate on Debt % is 12.23% as of Mar. 2026. GuruFocus rates MEX:FTFT with a GF Score™ of 44/100 and a GF Value™ of MXN2,573.21. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Future FinTech Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was MXN4.18 Mil. Future FinTech Group's average total debt for the quarter that ended in Mar. 2026 was MXN34.20 Mil. Therefore, Future FinTech Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 12.23%.


Future FinTech Group  (MEX:FTFT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Future FinTech Group Effective Interest Rate on Debt % Related Terms


Future FinTech Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Future FinTech Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Future FinTech Group Effective Interest Rate on Debt % Chart

Future FinTech Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.03 0.00 0.03 7.83 8.50

Future FinTech Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.81 3.66 10.16 16.17 12.23

MEX:FTFT vs RPGL, MYSZ, OMQS: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Future FinTech Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Future FinTech Group Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Future FinTech Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Future FinTech Group's Effective Interest Rate on Debt % falls into.


MEX:FTFT
44GF Score
Future FinTech Group Inc MEX:FTFT
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Future FinTech Group Effective Interest Rate on Debt % Calculation

Future FinTech Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -2.305/( (19.291+34.913)/ 2 )
=-1  *  -2.305/27.102
=8.50 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.025 + 15.266
=19.291

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.558 + 34.355
=34.913

Future FinTech Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -4.184/( (34.913+33.487)/ 2 )
=-1  *  -4.184/34.2
=12.23 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.558 + 34.355
=34.913

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.361 + 33.126
=33.487

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 12.23% mean?
Future FinTech Group (MEX:FTFT) has a Effective Interest Rate on Debt % of 12.23% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Future FinTech Group and its competitors.
Is Future FinTech Group's Effective Interest Rate on Debt % too high?
Future FinTech Group's current Effective Interest Rate on Debt % is 12.23%. Overall, Future FinTech Group has a GF Score™ of 44/100, reflecting its overall financial health beyond just this single metric.
How does Future FinTech Group's Effective Interest Rate on Debt % compare to RPGL and MYSZ?
Future FinTech Group's Effective Interest Rate on Debt % of 12.23% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Future FinTech Group and its competitors. Future FinTech Group's current Effective Interest Rate on Debt % is 12.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Future FinTech Group stock overvalued right now?
Future FinTech Group (MEX:FTFT) has a current Effective Interest Rate on Debt % of 12.23%. The stock's GF Value™ is MXN2,573.21, compared to a current price of MXN434.24 — trading 83.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 12.23%. Future FinTech Group's overall GF Score™ is 44/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Future FinTech Group (MEX:FTFT), the current Effective Interest Rate on Debt % is 12.23% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Future FinTech Group (MEX:FTFT) Overvalued in 2026?

Based on GuruFocus' analysis, Future FinTech Group stock appears to be undervalued. The current stock price of MXN434.24 is trading 83.1% below its estimated GF Value™ of MXN2,573.21.

Key valuation signals for MEX:FTFT:

  • Effective Interest Rate on Debt %: 12.23%
  • GF Value™: MXN2,573.21 vs. price of MXN434.24 (83.1% below fair value)
  • GF Score™: 44/100 with 6 warning signs

No single metric tells the full story. See the MEX:FTFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Future FinTech Group Business Description

Other Exchanges FTFT:USA0A8H:UK
Address Sino Plaza, 255-257 Gloucester Road, 02B-03A, 23rd Floor, Causeway Bay, HKG
Future FinTech Group Inc is engaged in the production and sale of fruit juice concentrates (including fruit purees and fruit juices), fruit beverages (including fruit juice beverages and fruit cider beverages) in the PRC. The company participates in supply chain financing services and trading in China, asset management business in Hong Kong, and cross-border money transfer services in the United Kingdom. It has also expanded into brokerage and investment banking business in Hong Kong and a cryptocurrency mining farm in the U.S. The Company classified its business segments into Trading Commission and Consulting services, Fast-Moving Consumer Goods (FMCG), and Supply Chain Financing and Trading.
44GF Score

Get the complete analysis for MEX:FTFT

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN434.24
Price
MXN2,573.21
GF Value