Ryder System (MEX:R1) Effective Interest Rate on Debt %: 4.46% (As of Mar. 2026)

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MEX:R1 Ryder System Inc MEX:R1
82 GF Score
Price MXN3,955.69
GF Value MXN2,393.60
! 10 Warning Signs
View Full Analysis

What is Ryder System Effective Interest Rate on Debt %?

Ryder System MEX:R1 82 Effective Interest Rate on Debt % is 4.46% as of Mar. 2026. GuruFocus rates MEX:R1 with a GF Score™ of 82/100 and a GF Value™ of MXN2,393.60. The stock has 10 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Ryder System's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was MXN6,997 Mil. Ryder System's average total debt for the quarter that ended in Mar. 2026 was MXN156,740 Mil. Therefore, Ryder System's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.46%.


Ryder System  (MEX:R1) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Ryder System Effective Interest Rate on Debt % Related Terms


Ryder System Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Ryder System's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ryder System Effective Interest Rate on Debt % Chart

Ryder System Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.15 3.17 3.64 4.98 4.26

Ryder System Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.47 4.46 4.59 4.52 4.46

MEX:R1 vs UHAL, GATX, CAR: Effective Interest Rate on Debt % Comparison

For the Rental & Leasing Services subindustry, Ryder System's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ryder System Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, Ryder System's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Ryder System's Effective Interest Rate on Debt % falls into.


MEX:R1
82GF Score
Ryder System Inc MEX:R1
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ryder System Effective Interest Rate on Debt % Calculation

Ryder System's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -7274.303/( (185302.894+156289.476)/ 2 )
=-1  *  -7274.303/170796.185
=4.26 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=155646.089 + 29656.805
=185302.894

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=136087.081 + 20202.395
=156289.476

Ryder System's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -6996.688/( (156289.476+157191.046)/ 2 )
=-1  *  -6996.688/156740.261
=4.46 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=136087.081 + 20202.395
=156289.476

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=120801.057 + 36389.989
=157191.046

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.46% mean?
Ryder System (MEX:R1) has a Effective Interest Rate on Debt % of 4.46% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ryder System and its competitors.
Is Ryder System's Effective Interest Rate on Debt % too high?
Ryder System's current Effective Interest Rate on Debt % is 4.46%. Overall, Ryder System has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Ryder System's Effective Interest Rate on Debt % compare to UHAL and GATX?
Ryder System's Effective Interest Rate on Debt % of 4.46% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ryder System and its competitors. Ryder System's current Effective Interest Rate on Debt % is 4.46%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ryder System stock overvalued right now?
Ryder System (MEX:R1) has a current Effective Interest Rate on Debt % of 4.46%. The stock's GF Value™ is MXN2,393.60, compared to a current price of MXN3,955.69 — trading 65.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.46%. Ryder System's overall GF Score™ is 82/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Ryder System (MEX:R1), the current Effective Interest Rate on Debt % is 4.46% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ryder System (MEX:R1) Overvalued in 2026?

Based on GuruFocus' analysis, Ryder System stock appears to be overvalued. The current stock price of MXN3,955.69 is trading 65.3% above its estimated GF Value™ of MXN2,393.60.

Key valuation signals for MEX:R1:

  • Effective Interest Rate on Debt %: 4.46%
  • GF Value™: MXN2,393.60 vs. price of MXN3,955.69 (65.3% above fair value)
  • GF Score™: 82/100 with 10 warning signs

No single metric tells the full story. See the MEX:R1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ryder System Business Description

Other Exchanges R:USARYD:Germany
Address 2333 Ponce de Leon Boulevard, Suite 700, Miami Coral Gables, FL, USA, 33134
Ryder System Inc operates in three business segments: (1) Fleet Management Solutions which provides full-service leasing and leasing with flexible maintenance options, commercial rental and maintenance services of trucks, tractors and trailers to customers; (2) Supply Chain Solutions (SCS), which provides integrated logistics solutions, including distribution management, dedicated transportation, transportation management, brokerage, e-commerce, last mile, and professional services; and (3) Dedicated Transportation Solutions (DTS), which provides turnkey transportation solutions in the U.S., including dedicated vehicles, professional drivers, management, and administrative support.
82GF Score

Get the complete analysis for MEX:R1

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN3,955.69
Price
MXN2,393.60
GF Value