Real Matters (MEX:REAL) Effective Interest Rate on Debt %: 21.62% (As of Mar. 2026)


MEX:REAL Real Matters Inc MEX:REAL
76 GF Score
Price MXN297.47
GF Value MXN356.62
! 2 Warning Signs
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What is Real Matters Effective Interest Rate on Debt %?

Real Matters MEX:REAL 76 Effective Interest Rate on Debt % is 21.62% as of Mar. 2026. GuruFocus rates MEX:REAL with a GF Score™ of 76/100 and a GF Value™ of MXN356.62. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Real Matters's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was MXN5 Mil. Real Matters's average total debt for the quarter that ended in Mar. 2026 was MXN24 Mil. Therefore, Real Matters's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 21.62%.


Real Matters  (MEX:REAL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Real Matters Effective Interest Rate on Debt % Related Terms


Real Matters Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Real Matters's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Real Matters Effective Interest Rate on Debt % Chart

Real Matters Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.77 3.75 5.21 10.72 13.07

Real Matters Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.69 13.95 15.39 16.19 21.62

MEX:REAL vs CBRE, BEKE, JLL: Effective Interest Rate on Debt % Comparison

For the Real Estate Services subindustry, Real Matters's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Real Matters Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Real Matters's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Real Matters's Effective Interest Rate on Debt % falls into.


MEX:REAL
76GF Score
Real Matters Inc MEX:REAL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Real Matters Effective Interest Rate on Debt % Calculation

Real Matters's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Sep. 2024 )+Total Debt  (A: Sep. 2025 ))/ count )
=-1  *  -5.705/( (55.586+31.717)/ 2 )
=-1  *  -5.705/43.6515
=13.07 %

where

Total Debt  (A: Sep. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=34.222 + 21.364
=55.586

Total Debt  (A: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.06 + 14.657
=31.717

Real Matters's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -5.264/( (26.108+22.577)/ 2 )
=-1  *  -5.264/24.3425
=21.62 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=15.089 + 11.019
=26.108

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=13.29 + 9.287
=22.577

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 21.62% mean?
Real Matters (MEX:REAL) has a Effective Interest Rate on Debt % of 21.62% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Real Matters and its competitors.
Is Real Matters' Effective Interest Rate on Debt % too high?
Real Matters' current Effective Interest Rate on Debt % is 21.62%. Overall, Real Matters has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Real Matters' Effective Interest Rate on Debt % compare to CBRE and BEKE?
Real Matters' Effective Interest Rate on Debt % of 21.62% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Real Matters and its competitors. Real Matters's current Effective Interest Rate on Debt % is 21.62%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Real Matters stock overvalued right now?
Real Matters (MEX:REAL) has a current Effective Interest Rate on Debt % of 21.62%. The stock's GF Value™ is MXN356.62, compared to a current price of MXN297.47 — trading 16.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 21.62%. Real Matters' overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Real Matters (MEX:REAL), the current Effective Interest Rate on Debt % is 21.62% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Real Matters (MEX:REAL) Overvalued in 2026?

Based on GuruFocus' analysis, Real Matters stock appears to be undervalued. The current stock price of MXN297.47 is trading 16.6% below its estimated GF Value™ of MXN356.62.

Key valuation signals for MEX:REAL:

  • Effective Interest Rate on Debt %: 21.62%
  • GF Value™: MXN356.62 vs. price of MXN297.47 (16.6% below fair value)
  • GF Score™: 76/100 with 2 warning signs

No single metric tells the full story. See the MEX:REAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Real Matters Business Description

Address 50 Minthorn Boulevard, Suite 401, Markham, ON, CAN, L3T 7X8
Real Matters Inc is a Canadian network management services provider for the mortgage lending and insurance industries. The company's platform combines proprietary technology and network management capabilities with tens of thousands of independent qualified field agents. Its operating segment includes U.S. Appraisal; U.S. Title, and Canada. The company generates maximum revenue from the U.S. Appraisal segment. Its U.S. Appraisal segment provides residential mortgage appraisals for purchase, refinance, and home equity transactions through its Solidifi brand.
76GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN297.47
Price
MXN356.62
GF Value