Whirlpool (MEX:WHR) Effective Interest Rate on Debt %: 4.31% (As of Mar. 2026)

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MEX:WHR Whirlpool Corp MEX:WHR
53 GF Score
Price MXN665.03
GF Value MXN1,386.21
Valuation Possible Value Trap
! 7 Warning Signs
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What is Whirlpool Effective Interest Rate on Debt %?

Whirlpool MEX:WHR 53 Effective Interest Rate on Debt % is 4.31% as of Mar. 2026. GuruFocus rates MEX:WHR with a GF Score™ of 53/100 and a GF Value™ of MXN1,386.21 (Possible Value Trap). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Whirlpool's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was MXN5,554 Mil. Whirlpool's average total debt for the quarter that ended in Mar. 2026 was MXN128,774 Mil. Therefore, Whirlpool's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.31%.


Whirlpool  (MEX:WHR) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Whirlpool Effective Interest Rate on Debt % Related Terms


Whirlpool Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Whirlpool's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Whirlpool Effective Interest Rate on Debt % Chart

Whirlpool Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.90 2.61 4.89 5.22 4.35

Whirlpool Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.97 4.04 4.38 4.35 4.31

MEX:WHR vs HNI, TILE, LZB: Effective Interest Rate on Debt % Comparison

For the Furnishings, Fixtures & Appliances subindustry, Whirlpool's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Whirlpool Effective Interest Rate on Debt % vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Whirlpool's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Whirlpool's Effective Interest Rate on Debt % falls into.


MEX:WHR
53GF Score
Whirlpool Corp MEX:WHR
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Whirlpool Effective Interest Rate on Debt % Calculation

Whirlpool's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -6139.944/( (153018.271+129442.977)/ 2 )
=-1  *  -6139.944/141230.624
=4.35 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=114059.823 + 38958.448
=153018.271

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=112571.636 + 16871.341
=129442.977

Whirlpool's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -5554.072/( (129442.977+128104.301)/ 2 )
=-1  *  -5554.072/128773.639
=4.31 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=112571.636 + 16871.341
=129442.977

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=112073.231 + 16031.07
=128104.301

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.31% mean?
Whirlpool (MEX:WHR) has a Effective Interest Rate on Debt % of 4.31% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Whirlpool and its competitors.
Is Whirlpool's Effective Interest Rate on Debt % too high?
Whirlpool's current Effective Interest Rate on Debt % is 4.31%. Overall, Whirlpool has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Whirlpool's Effective Interest Rate on Debt % compare to HNI and TILE?
Whirlpool's Effective Interest Rate on Debt % of 4.31% can be compared against companies in the Furnishings, Fixtures & Appliances industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Furnishings, Fixtures & Appliances company?
A good Effective Interest Rate on Debt % depends on the Furnishings, Fixtures & Appliances industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Whirlpool and its competitors. Whirlpool's current Effective Interest Rate on Debt % is 4.31%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Whirlpool stock overvalued right now?
Based on GuruFocus' analysis, Whirlpool (MEX:WHR) is currently considered Possible Value Trap. The stock's GF Value™ is MXN1,386.21, compared to a current price of MXN665.03 — trading 52% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.31%. Whirlpool's overall GF Score™ is 53/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Whirlpool (MEX:WHR), the current Effective Interest Rate on Debt % is 4.31% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Whirlpool (MEX:WHR) Overvalued in 2026?

Based on GuruFocus' analysis, Whirlpool stock appears to be undervalued. The current stock price of MXN665.03 is trading 52% below its estimated GF Value™ of MXN1,386.21. GuruFocus considers Whirlpool to be Possible Value Trap.

Key valuation signals for MEX:WHR:

  • Effective Interest Rate on Debt %: 4.31%
  • GF Value™: MXN1,386.21 vs. price of MXN665.03 (52% below fair value)
  • GF Score™: 53/100 with 7 warning signs

No single metric tells the full story. See the MEX:WHR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Whirlpool Business Description

Address 2000 North M-63, Mail Drop 2609, Benton Harbor, MI, USA, 49022-2692
Whirlpool Corp is a manufacturer and marketer of kitchen and laundry appliances, with its presence in different markets around the world. It offers products like refrigerators, washing machines, cooktops, ovens, freezers, and others, which are marketed through various brands such as KitchenAid, Maytag, Amana, Brastemp, Consul, Whirlpool, Jennair, etc. The company's operating and reportable segments are: Major Domestic Appliances (MDA) North America (its key revenue-generating segment), MDA Europe, MDA Latin America, and Small Domestic Appliances (SDA) Global.
53GF Score

Get the complete analysis for MEX:WHR

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN665.03
Price
MXN1,386.21
GF Value