Polyus PJSC (MIC:PLZL) Effective Interest Rate on Debt %: 8.74% (As of Dec. 2025)


MIC:PLZL Polyus PJSC MIC:PLZL
100 GF Score
Price ₽1,191.60
GF Value ₽23,804.80
Valuation Significantly Undervalued
! 4 Warning Signs
View Full Analysis

What is Polyus PJSC Effective Interest Rate on Debt %?

Polyus PJSC MIC:PLZL -10.67% 100 Effective Interest Rate on Debt % is 8.74% as of Dec. 2025. GuruFocus rates MIC:PLZL with a GF Score™ of 100/100 and a GF Value™ of ₽23,804.80 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Polyus PJSC's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was ₽68,685 Mil. Polyus PJSC's average total debt for the quarter that ended in Dec. 2025 was ₽785,682 Mil. Therefore, Polyus PJSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 8.74%.


Polyus PJSC  (MIC:PLZL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Polyus PJSC Effective Interest Rate on Debt % Related Terms


Polyus PJSC Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Polyus PJSC's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Polyus PJSC Effective Interest Rate on Debt % Chart

Polyus PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.01 5.77 6.68 9.25 8.55

Polyus PJSC Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.99 7.36 9.97 8.77 8.74

MIC:PLZL vs NEM, AU, RGLD: Effective Interest Rate on Debt % Comparison

For the Gold subindustry, Polyus PJSC's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Polyus PJSC Effective Interest Rate on Debt % vs Metals & Mining Industry

For the Metals & Mining industry and Basic Materials sector, Polyus PJSC's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Polyus PJSC's Effective Interest Rate on Debt % falls into.


MIC:PLZL
100GF Score
Polyus PJSC MIC:PLZL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Polyus PJSC Effective Interest Rate on Debt % Calculation

Polyus PJSC's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -70831.115/( (856650.712+801083.216)/ 2 )
=-1  *  -70831.115/828866.964
=8.55 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=845204.333 + 11446.379
=856650.712

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=791702.664 + 9380.552
=801083.216

Polyus PJSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -68684.718/( (770280.595+801083.216)/ 2 )
=-1  *  -68684.718/785681.9055
=8.74 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=760486.916 + 9793.679
=770280.595

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=791702.664 + 9380.552
=801083.216

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.74% mean?
Polyus PJSC (MIC:PLZL) has a Effective Interest Rate on Debt % of 8.74% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Polyus PJSC and its competitors.
Is Polyus PJSC's Effective Interest Rate on Debt % too high?
Polyus PJSC's current Effective Interest Rate on Debt % is 8.74%. Overall, Polyus PJSC has a GF Score™ of 100/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Polyus PJSC's Effective Interest Rate on Debt % compare to NEM and AU?
Polyus PJSC's Effective Interest Rate on Debt % of 8.74% can be compared against companies in the Metals & Mining industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Metals & Mining company?
A good Effective Interest Rate on Debt % depends on the Metals & Mining industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Polyus PJSC and its competitors. Polyus PJSC's current Effective Interest Rate on Debt % is 8.74%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Polyus PJSC stock overvalued right now?
Based on GuruFocus' analysis, Polyus PJSC (MIC:PLZL) is currently considered Significantly Undervalued. The stock's GF Value™ is ₽23,804.80, compared to a current price of ₽1,191.60 — trading 95% below its estimated fair value. The current Effective Interest Rate on Debt % is 8.74%. Polyus PJSC's overall GF Score™ is 100/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Polyus PJSC (MIC:PLZL), the current Effective Interest Rate on Debt % is 8.74% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Polyus PJSC (MIC:PLZL) Overvalued in 2026?

Based on GuruFocus' analysis, Polyus PJSC stock appears to be undervalued. The current stock price of ₽1,191.60 is trading 95% below its estimated GF Value™ of ₽23,804.80. GuruFocus considers Polyus PJSC to be Significantly Undervalued.

Key valuation signals for MIC:PLZL:

  • Effective Interest Rate on Debt %: 8.74%
  • GF Value™: ₽23,804.80 vs. price of ₽1,191.60 (95% below fair value)
  • GF Score™: 100/100 with 4 warning signs

No single metric tells the full story. See the MIC:PLZL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Polyus PJSC Business Description

Address 3 Krasina Street, Building 1, Cab 801, Moscow, RUS, 123056
Polyus PJSC and its subsidiaries are engaged in the extraction, refining, and sale of gold. The mining and processing facilities of the company are in the Krasnoyarsk, Irkutsk, Magadan regions, and the Sakha Republic of the Russian Federation. The operating business segments are the Olimpiada business unit, the Blagodatnoye business unit, the Natalka business unit, the Verninskoye business unit, the Kuranakh business unit, the Exploration business unit, the Sukhoi Log business unit, and others.
100GF Score

Get the complete analysis for MIC:PLZL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₽1,191.60
Price
₽23,804.80
GF Value