Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. CIR SpA's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €37 Mil. CIR SpA's average total debt for the quarter that ended in Dec. 2025 was €1,072 Mil. Therefore, CIR SpA's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.42%.
CIR SpA (MIL:CIR) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
CIR SpA Effective Interest Rate on Debt % Related Terms
CIR SpA Effective Interest Rate on Debt % Historical Data
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The historical data trend for CIR SpA's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MIL:CIR vs ORLY, AZO, GPC: Effective Interest Rate on Debt % Comparison
For the Auto Parts subindustry, CIR SpA's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CIR SpA Effective Interest Rate on Debt % vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, CIR SpA's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where CIR SpA's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 3.42% mean?
CIR SpA (MIL:CIR) has a Effective Interest Rate on Debt % of 3.42% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CIR SpA and its competitors.
Is CIR SpA's Effective Interest Rate on Debt % too high?
CIR SpA's current Effective Interest Rate on Debt % is 3.42%. Overall, CIR SpA has a GF Score™ of 42/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CIR SpA's Effective Interest Rate on Debt % compare to ORLY and AZO?
CIR SpA's Effective Interest Rate on Debt % of 3.42% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CIR SpA and its competitors. CIR SpA's current Effective Interest Rate on Debt % is 3.42%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIR SpA stock overvalued right now?
Based on GuruFocus' analysis, CIR SpA (MIL:CIR) is currently considered Fairly Valued. The stock's GF Value™ is €0.69, compared to a current price of €0.76 — trading 10% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.42%. CIR SpA's overall GF Score™ is 42/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For CIR SpA (MIL:CIR), the current Effective Interest Rate on Debt % is 3.42% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CIR SpA (MIL:CIR) Overvalued in 2026?
Based on GuruFocus' analysis, CIR SpA stock appears to be overvalued.
The current stock price of €0.76 is trading 10% above its estimated GF Value™ of €0.69.
GuruFocus considers CIR SpA to be Fairly Valued.
Key valuation signals for MIL:CIR:
Effective Interest Rate on Debt %: 3.42%
GF Value™: €0.69 vs. price of €0.76 (10% above fair value)
No single metric tells the full story. See the MIL:CIR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CIR SpA is a holding company engaged in the Automotive Components and Healthcare Sectors. It operates through two subsidiaries namely, the KOS group and the Sogefi group. Sogefi Group is engaged in providing automobile components that generate maximum revenue for the company. Its geographical operations are spread across Italy, Other European countries, North America, South America, and Asia. The company operates through four distinct segments which are Care Homes, which encompasses operations in Italy under the Anni Azzurri brand and in Germany under the Charleston brand; Rehabilitation, Psychiatric Care, and Non-Residential Care; and the Acute Care segment. It generates majority of the revenue from Care Homes segment.
42GF Score
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