Execus SpA (MIL:EXEC) Effective Interest Rate on Debt %: 26.97% (As of Dec. 2025)


MIL:EXEC Execus SpA MIL:EXEC
23 GF Score
Price €1.03
GF Value €3.87
Valuation Possible Value Trap
! 6 Warning Signs
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What is Execus SpA Effective Interest Rate on Debt %?

Execus SpA MIL:EXEC -3.74% 23 Effective Interest Rate on Debt % is 26.97% as of Dec. 2025. GuruFocus rates MIL:EXEC with a GF Score™ of 23/100 and a GF Value™ of €3.87 (Possible Value Trap). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Execus SpA's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.31 Mil. Execus SpA's average total debt for the quarter that ended in Dec. 2025 was €1.13 Mil. Therefore, Execus SpA's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 26.97%.


Execus SpA  (MIL:EXEC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Execus SpA Effective Interest Rate on Debt % Related Terms


Execus SpA Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Execus SpA's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Execus SpA Effective Interest Rate on Debt % Chart

Execus SpA Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
0.00 0.00 4.64 34.78 18.40

Execus SpA Semi-Annual Data
Dec21 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial 4.29 20.34 54.52 12.01 26.97

MIL:EXEC vs EDU, TAL, LAUR: Effective Interest Rate on Debt % Comparison

For the Education & Training Services subindustry, Execus SpA's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Execus SpA Effective Interest Rate on Debt % vs Education Industry

For the Education industry and Consumer Defensive sector, Execus SpA's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Execus SpA's Effective Interest Rate on Debt % falls into.


MIL:EXEC
23GF Score
Execus SpA MIL:EXEC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Execus SpA Effective Interest Rate on Debt % Calculation

Execus SpA's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.18/( (0.293+1.663)/ 2 )
=-1  *  -0.18/0.978
=18.40 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.106 + 0.187
=0.293

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.945 + 0.718
=1.663

Execus SpA's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.306/( (0.606+1.663)/ 2 )
=-1  *  -0.306/1.1345
=26.97 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.189 + 0.417
=0.606

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.945 + 0.718
=1.663

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 26.97% mean?
Execus SpA (MIL:EXEC) has a Effective Interest Rate on Debt % of 26.97% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Execus SpA and its competitors.
Is Execus SpA's Effective Interest Rate on Debt % too high?
Execus SpA's current Effective Interest Rate on Debt % is 26.97%. Overall, Execus SpA has a GF Score™ of 23/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Execus SpA's Effective Interest Rate on Debt % compare to EDU and TAL?
Execus SpA's Effective Interest Rate on Debt % of 26.97% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Execus SpA and its competitors. Execus SpA's current Effective Interest Rate on Debt % is 26.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Execus SpA stock overvalued right now?
Based on GuruFocus' analysis, Execus SpA (MIL:EXEC) is currently considered Possible Value Trap. The stock's GF Value™ is €3.87, compared to a current price of €1.03 — trading 73.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 26.97%. Execus SpA's overall GF Score™ is 23/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Execus SpA (MIL:EXEC), the current Effective Interest Rate on Debt % is 26.97% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Execus SpA (MIL:EXEC) Overvalued in 2026?

Based on GuruFocus' analysis, Execus SpA stock appears to be undervalued. The current stock price of €1.03 is trading 73.4% below its estimated GF Value™ of €3.87. GuruFocus considers Execus SpA to be Possible Value Trap.

Key valuation signals for MIL:EXEC:

  • Effective Interest Rate on Debt %: 26.97%
  • GF Value™: €3.87 vs. price of €1.03 (73.4% below fair value)
  • GF Score™: 23/100 with 6 warning signs

No single metric tells the full story. See the MIL:EXEC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Execus SpA Business Description

Address Viale Premuda 46, Milan, ITA, 20129
Execus SpA is a training and consulting company specializing in digital transformation in sales, SaaS, and Social Selling. Its services include Training for Sales Management, sales networks, and professionals who want to take advantage of the opportunities afforded by digital and social media for sales, Consulting in Digital Sales, and Digital Marketing.
23GF Score

Get the complete analysis for MIL:EXEC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.03
Price
€3.87
GF Value