Gismondi 1754 SpA (MIL:GIS) Effective Interest Rate on Debt %: 4.89% (As of Dec. 2025)

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MIL:GIS Gismondi 1754 SpA MIL:GIS
48 GF Score
Price €1.25
GF Value €2.68
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Gismondi 1754 SpA Effective Interest Rate on Debt %?

Gismondi 1754 SpA MIL:GIS -0.79% 48 Effective Interest Rate on Debt % is 4.89% as of Dec. 2025. GuruFocus rates MIL:GIS with a GF Score™ of 48/100 and a GF Value™ of €2.68 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Gismondi 1754 SpA's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.29 Mil. Gismondi 1754 SpA's average total debt for the quarter that ended in Dec. 2025 was €5.89 Mil. Therefore, Gismondi 1754 SpA's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.89%.


Gismondi 1754 SpA  (MIL:GIS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Gismondi 1754 SpA Effective Interest Rate on Debt % Related Terms


Gismondi 1754 SpA Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Gismondi 1754 SpA's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gismondi 1754 SpA Effective Interest Rate on Debt % Chart

Gismondi 1754 SpA Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 2.39 4.17 6.23 6.90 6.12

Gismondi 1754 SpA Semi-Annual Data
Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.71 6.92 6.37 6.86 4.89

MIL:GIS vs TPR, SIG: Effective Interest Rate on Debt % Comparison

For the Luxury Goods subindustry, Gismondi 1754 SpA's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gismondi 1754 SpA Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Gismondi 1754 SpA's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Gismondi 1754 SpA's Effective Interest Rate on Debt % falls into.


MIL:GIS
48GF Score
Gismondi 1754 SpA MIL:GIS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Gismondi 1754 SpA Effective Interest Rate on Debt % Calculation

Gismondi 1754 SpA's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.371/( (6.787+5.328)/ 2 )
=-1  *  -0.371/6.0575
=6.12 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.628 + 3.159
=6.787

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.382 + 2.946
=5.328

Gismondi 1754 SpA's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.288/( (6.449+5.328)/ 2 )
=-1  *  -0.288/5.8885
=4.89 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.139 + 3.31
=6.449

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.382 + 2.946
=5.328

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.89% mean?
Gismondi 1754 SpA (MIL:GIS) has a Effective Interest Rate on Debt % of 4.89% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Gismondi 1754 SpA and its competitors.
Is Gismondi 1754 SpA's Effective Interest Rate on Debt % too high?
Gismondi 1754 SpA's current Effective Interest Rate on Debt % is 4.89%. Overall, Gismondi 1754 SpA has a GF Score™ of 48/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Gismondi 1754 SpA's Effective Interest Rate on Debt % compare to TPR and SIG?
Gismondi 1754 SpA's Effective Interest Rate on Debt % of 4.89% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Gismondi 1754 SpA and its competitors. Gismondi 1754 SpA's current Effective Interest Rate on Debt % is 4.89%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gismondi 1754 SpA stock overvalued right now?
Based on GuruFocus' analysis, Gismondi 1754 SpA (MIL:GIS) is currently considered Significantly Undervalued. The stock's GF Value™ is €2.68, compared to a current price of €1.25 — trading 53.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.89%. Gismondi 1754 SpA's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Gismondi 1754 SpA (MIL:GIS), the current Effective Interest Rate on Debt % is 4.89% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gismondi 1754 SpA (MIL:GIS) Overvalued in 2026?

Based on GuruFocus' analysis, Gismondi 1754 SpA stock appears to be undervalued. The current stock price of €1.25 is trading 53.4% below its estimated GF Value™ of €2.68. GuruFocus considers Gismondi 1754 SpA to be Significantly Undervalued.

Key valuation signals for MIL:GIS:

  • Effective Interest Rate on Debt %: 4.89%
  • GF Value™: €2.68 vs. price of €1.25 (53.4% below fair value)
  • GF Score™: 48/100 with 4 warning signs

No single metric tells the full story. See the MIL:GIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gismondi 1754 SpA Business Description

Address Via San Vincenzo 51/1, Genoa, ITA, 16121
Gismondi 1754 SpA is engaged in the creation, production, and marketing of jewelry. The company manufactures rings, necklaces, earrings, pendants, and other jewelry products. Its products are sold under the following brands; Essenza, Noi, Aura, Vela, Genesi, Clip, and Prato Fiorito.
48GF Score

Get the complete analysis for MIL:GIS

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.25
Price
€2.68
GF Value