Giocamondo Study SpA (MIL:GMS) Effective Interest Rate on Debt %: 29.27% (As of Mar. 2026)


MIL:GMS Giocamondo Study SpA MIL:GMS
18 GF Score
Price €1.46
! 2 Warning Signs
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What is Giocamondo Study SpA Effective Interest Rate on Debt %?

Giocamondo Study SpA MIL:GMS -0.68% 18 Effective Interest Rate on Debt % is 29.27% as of Mar. 2026. GuruFocus rates MIL:GMS with a GF Score™ of 18/100. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Giocamondo Study SpA's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €0.10 Mil. Giocamondo Study SpA's average total debt for the quarter that ended in Mar. 2026 was €0.33 Mil. Therefore, Giocamondo Study SpA's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 29.27%.

Giocamondo Study SpA  (MIL:GMS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Giocamondo Study SpA Effective Interest Rate on Debt % Related Terms

Giocamondo Study SpA Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Giocamondo Study SpA's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Giocamondo Study SpA Effective Interest Rate on Debt % Chart

Giocamondo Study SpA Annual Data
Trend Sep23 Sep24 Sep25
Effective Interest Rate on Debt %
209.38 7.34 13.74

Giocamondo Study SpA Semi-Annual Data
Sep23 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % 0.00 0.00 2.60 30.38 29.27

MIL:GMS vs EDU, TAL, LAUR: Effective Interest Rate on Debt % Comparison

For the Education & Training Services subindustry, Giocamondo Study SpA's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Giocamondo Study SpA Effective Interest Rate on Debt % vs Education Industry

For the Education industry and Consumer Defensive sector, Giocamondo Study SpA's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Giocamondo Study SpA's Effective Interest Rate on Debt % falls into.


MIL:GMS
18GF Score
Giocamondo Study SpA MIL:GMS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Giocamondo Study SpA Effective Interest Rate on Debt % Calculation

Giocamondo Study SpA's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Sep. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Sep. 2023 )+Total Debt  (A: Sep. 2024 ))/ count )
=-1  *  -0.004/( (0.032+0.077)/ 2 )
=-1  *  -0.004/0.0545
=7.34 %

where

Total Debt  (A: Sep. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.011 + 0.021
=0.032

Total Debt  (A: Sep. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.005 + 0.072
=0.077

Giocamondo Study SpA's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.096/( (0.316+0.34)/ 2 )
=-1  *  -0.096/0.328
=29.27 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.316 + 0
=0.316

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.264 + 0.076
=0.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 29.27% mean?
Giocamondo Study SpA (MIL:GMS) has a Effective Interest Rate on Debt % of 29.27% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Giocamondo Study SpA and its competitors.
Is Giocamondo Study SpA's Effective Interest Rate on Debt % too high?
Giocamondo Study SpA's current Effective Interest Rate on Debt % is 29.27%. Overall, Giocamondo Study SpA has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Giocamondo Study SpA's Effective Interest Rate on Debt % compare to EDU and TAL?
Giocamondo Study SpA's Effective Interest Rate on Debt % of 29.27% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Giocamondo Study SpA and its competitors. Giocamondo Study SpA's current Effective Interest Rate on Debt % is 29.27%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Giocamondo Study SpA stock overvalued right now?
Giocamondo Study SpA (MIL:GMS) has a current Effective Interest Rate on Debt % of 29.27%. The current Effective Interest Rate on Debt % is 29.27%. Giocamondo Study SpA's overall GF Score™ is 18/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Giocamondo Study SpA (MIL:GMS), the current Effective Interest Rate on Debt % is 29.27% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Giocamondo Study SpA Business Description

Address Via Napoli, 8/G, Ascoli Piceno (AP, ITA
Giocamondo Study SpA specializes in study holidays and language courses abroad. The group markets individual and group trips and stays abroad to study and learn foreign languages. It also provides language training services within an edutech model, through two specific e-commerce platforms, which are Go-to-Learn and Lesson Live.
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