International Care Co (MIL:ICC) Effective Interest Rate on Debt %: 11.67% (As of Dec. 2025)

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MIL:ICC International Care Co MIL:ICC
60 GF Score
Price €1.10
GF Value €1.80
Valuation Significantly Undervalued
! 3 Warning Signs
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What is International Care Co Effective Interest Rate on Debt %?

International Care Co MIL:ICC -1.79% 60 Effective Interest Rate on Debt % is 11.67% as of Dec. 2025. GuruFocus rates MIL:ICC with a GF Score™ of 60/100 and a GF Value™ of €1.80 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. International Care Co's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.03 Mil. International Care Co's average total debt for the quarter that ended in Dec. 2025 was €0.24 Mil. Therefore, International Care Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 11.67%.


International Care Co  (MIL:ICC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


International Care Co Effective Interest Rate on Debt % Related Terms


International Care Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for International Care Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International Care Co Effective Interest Rate on Debt % Chart

International Care Co Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 3.38 3.46 12.47 9.76 9.10

International Care Co Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.73 10.00 8.05 13.45 11.67

MIL:ICC vs CTAS, CPRT, ULS: Effective Interest Rate on Debt % Comparison

For the Specialty Business Services subindustry, International Care Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


International Care Co Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, International Care Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where International Care Co's Effective Interest Rate on Debt % falls into.


MIL:ICC
60GF Score
International Care Co MIL:ICC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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International Care Co Effective Interest Rate on Debt % Calculation

International Care Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.034/( (0.431+0.316)/ 2 )
=-1  *  -0.034/0.3735
=9.10 %

where

International Care Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.028/( (0.164+0.316)/ 2 )
=-1  *  -0.028/0.24
=11.67 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 11.67% mean?
International Care Co (MIL:ICC) has a Effective Interest Rate on Debt % of 11.67% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on International Care Co and its competitors.
Is International Care Co's Effective Interest Rate on Debt % too high?
International Care Co's current Effective Interest Rate on Debt % is 11.67%. Overall, International Care Co has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does International Care Co's Effective Interest Rate on Debt % compare to CTAS and CPRT?
International Care Co's Effective Interest Rate on Debt % of 11.67% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on International Care Co and its competitors. International Care Co's current Effective Interest Rate on Debt % is 11.67%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Care Co stock overvalued right now?
Based on GuruFocus' analysis, International Care Co (MIL:ICC) is currently considered Significantly Undervalued. The stock's GF Value™ is €1.80, compared to a current price of €1.10 — trading 38.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 11.67%. International Care Co's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For International Care Co (MIL:ICC), the current Effective Interest Rate on Debt % is 11.67% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International Care Co (MIL:ICC) Overvalued in 2026?

Based on GuruFocus' analysis, International Care Co stock appears to be undervalued. The current stock price of €1.10 is trading 38.9% below its estimated GF Value™ of €1.80. GuruFocus considers International Care Co to be Significantly Undervalued.

Key valuation signals for MIL:ICC:

  • Effective Interest Rate on Debt %: 11.67%
  • GF Value™: €1.80 vs. price of €1.10 (38.9% below fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the MIL:ICC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


International Care Co Business Description

Address Via Paracelso 24, Agrate Brianza, ITA, 20864
International Care Co is a service company that specializes in the development of healthcare and telecare services for improving the safety, quality of life, and independence of foreign nationals living in Italy. The various services offered by the company include medical assistance services, assistance with car-related problems, telemedicine and remote assistance services, call center management and sale of satellite systems, and management of various insurance claims on behalf of third parties. The company derives its maximum revenue by offering different assistance services. Geographically, a majority of its revenue is generated from Italy.
60GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.10
Price
€1.80
GF Value