Innovatec SpA (MIL:INC) Effective Interest Rate on Debt %: 4.49% (As of Dec. 2025)


MIL:INC Innovatec SpA MIL:INC
26 GF Score
Price €0.20
GF Value €0.04
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Innovatec SpA Effective Interest Rate on Debt %?

Innovatec SpA MIL:INC +3.63% 26 Effective Interest Rate on Debt % is 4.49% as of Dec. 2025. GuruFocus rates MIL:INC with a GF Score™ of 26/100 and a GF Value™ of €0.04 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Innovatec SpA's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.51 Mil. Innovatec SpA's average total debt for the quarter that ended in Dec. 2025 was €11.37 Mil. Therefore, Innovatec SpA's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.49%.


Innovatec SpA  (MIL:INC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Innovatec SpA Effective Interest Rate on Debt % Related Terms


Innovatec SpA Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Innovatec SpA's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Innovatec SpA Effective Interest Rate on Debt % Chart

Innovatec SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.61 7.54 15.60 7.75 1.62

Innovatec SpA Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.29 9.92 6.40 2.42 4.49

MIL:INC vs NEE, SO, DUK: Effective Interest Rate on Debt % Comparison

For the Utilities - Regulated Electric subindustry, Innovatec SpA's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Innovatec SpA Effective Interest Rate on Debt % vs Utilities - Regulated Industry

For the Utilities - Regulated industry and Utilities sector, Innovatec SpA's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Innovatec SpA's Effective Interest Rate on Debt % falls into.


MIL:INC
26GF Score
Innovatec SpA MIL:INC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Innovatec SpA Effective Interest Rate on Debt % Calculation

Innovatec SpA's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.719/( (71.413+17.459)/ 2 )
=-1  *  -0.719/44.436
=1.62 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=46.512 + 24.901
=71.413

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.347 + 14.112
=17.459

Innovatec SpA's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.51/( (5.276+17.459)/ 2 )
=-1  *  -0.51/11.3675
=4.49 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.628 + 1.648
=5.276

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.347 + 14.112
=17.459

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.49% mean?
Innovatec SpA (MIL:INC) has a Effective Interest Rate on Debt % of 4.49% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Innovatec SpA and its competitors.
Is Innovatec SpA's Effective Interest Rate on Debt % too high?
Innovatec SpA's current Effective Interest Rate on Debt % is 4.49%. Overall, Innovatec SpA has a GF Score™ of 26/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Innovatec SpA's Effective Interest Rate on Debt % compare to NEE and SO?
Innovatec SpA's Effective Interest Rate on Debt % of 4.49% can be compared against companies in the Utilities - Regulated industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Utilities - Regulated company?
A good Effective Interest Rate on Debt % depends on the Utilities - Regulated industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Innovatec SpA and its competitors. Innovatec SpA's current Effective Interest Rate on Debt % is 4.49%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Innovatec SpA stock overvalued right now?
Based on GuruFocus' analysis, Innovatec SpA (MIL:INC) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.04, compared to a current price of €0.20 — trading 406.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.49%. Innovatec SpA's overall GF Score™ is 26/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Innovatec SpA (MIL:INC), the current Effective Interest Rate on Debt % is 4.49% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Innovatec SpA (MIL:INC) Overvalued in 2026?

Based on GuruFocus' analysis, Innovatec SpA stock appears to be overvalued. The current stock price of €0.20 is trading 406.3% above its estimated GF Value™ of €0.04. GuruFocus considers Innovatec SpA to be Significantly Overvalued.

Key valuation signals for MIL:INC:

  • Effective Interest Rate on Debt %: 4.49%
  • GF Value™: €0.04 vs. price of €0.20 (406.3% above fair value)
  • GF Score™: 26/100 with 8 warning signs

No single metric tells the full story. See the MIL:INC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Innovatec SpA Business Description

Other Exchanges 5JT:Germany
Address Via Giovanni Bensi 12/3, Milano, ITA, 20152
Innovatec SpA is engaged in the field of energy efficiency and renewable energies. The group is an integrated energy service provider which develops and operates technology, products and services.
26GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.20
Price
€0.04
GF Value