Iveco Group NV (MIL:IVG) Effective Interest Rate on Debt %: 5.93% (As of Mar. 2026)

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MIL:IVG Iveco Group NV MIL:IVG
70 GF Score
Price €13.95
GF Value €10.60
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Iveco Group NV Effective Interest Rate on Debt %?

Iveco Group NV MIL:IVG -0.07% 70 Effective Interest Rate on Debt % is 5.93% as of Mar. 2026. GuruFocus rates MIL:IVG with a GF Score™ of 70/100 and a GF Value™ of €10.60 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Iveco Group NV's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €332 Mil. Iveco Group NV's average total debt for the quarter that ended in Mar. 2026 was €5,598 Mil. Therefore, Iveco Group NV's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.93%.


Iveco Group NV  (MIL:IVG) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Iveco Group NV Effective Interest Rate on Debt % Related Terms


Iveco Group NV Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Iveco Group NV's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Iveco Group NV Effective Interest Rate on Debt % Chart

Iveco Group NV Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 1.62 3.37 5.11 3.49 3.70

Iveco Group NV Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.49 7.51 5.50 -2.28 5.93

MIL:IVG vs CAT, DE, PCAR: Effective Interest Rate on Debt % Comparison

For the Farm & Heavy Construction Machinery subindustry, Iveco Group NV's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Iveco Group NV Effective Interest Rate on Debt % vs Farm & Heavy Construction Machinery Industry

For the Farm & Heavy Construction Machinery industry and Industrials sector, Iveco Group NV's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Iveco Group NV's Effective Interest Rate on Debt % falls into.


MIL:IVG
70GF Score
Iveco Group NV MIL:IVG
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Iveco Group NV Effective Interest Rate on Debt % Calculation

Iveco Group NV's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -229/( (6306+6061)/ 2 )
=-1  *  -229/6183.5
=3.70 %

where

Iveco Group NV's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -332/( (6061+5135)/ 2 )
=-1  *  -332/5598
=5.93 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.93% mean?
Iveco Group NV (MIL:IVG) has a Effective Interest Rate on Debt % of 5.93% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Iveco Group NV and its competitors.
Is Iveco Group NV's Effective Interest Rate on Debt % too high?
Iveco Group NV's current Effective Interest Rate on Debt % is 5.93%. Overall, Iveco Group NV has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Iveco Group NV's Effective Interest Rate on Debt % compare to CAT and DE?
Iveco Group NV's Effective Interest Rate on Debt % of 5.93% can be compared against companies in the Farm & Heavy Construction Machinery industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Farm & Heavy Construction Machinery company?
A good Effective Interest Rate on Debt % depends on the Farm & Heavy Construction Machinery industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Iveco Group NV and its competitors. Iveco Group NV's current Effective Interest Rate on Debt % is 5.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Iveco Group NV stock overvalued right now?
Based on GuruFocus' analysis, Iveco Group NV (MIL:IVG) is currently considered Significantly Overvalued. The stock's GF Value™ is €10.60, compared to a current price of €13.95 — trading 31.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.93%. Iveco Group NV's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Iveco Group NV (MIL:IVG), the current Effective Interest Rate on Debt % is 5.93% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Iveco Group NV (MIL:IVG) Overvalued in 2026?

Based on GuruFocus' analysis, Iveco Group NV stock appears to be overvalued. The current stock price of €13.95 is trading 31.6% above its estimated GF Value™ of €10.60. GuruFocus considers Iveco Group NV to be Significantly Overvalued.

Key valuation signals for MIL:IVG:

  • Effective Interest Rate on Debt %: 5.93%
  • GF Value™: €10.60 vs. price of €13.95 (31.6% above fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the MIL:IVG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Iveco Group NV Business Description

Address Via Puglia n. 35, Turin, ITA, 10156
Iveco Group NV is engaged in the design, production, marketing, sale, servicing, and financing of trucks, commercial vehicles, buses, and specialty vehicles for firefighting, defense, and other uses, as well as combustion engines, alternative propulsion systems, transmissions, and axles. The group has four operating segments: Truck, Bus, Powertrain, and Financial Services. The majority of revenue is generated from the Truck segment which designs, manufactures, and distributes a full range of light, medium, and heavy vehicles for the transportation and distribution of goods under the IVECO brand. Geographically, the majority of revenue is generated from Europe.
70GF Score

Get the complete analysis for MIL:IVG

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.95
Price
€10.60
GF Value