Sicily By Car SpA (MIL:SBC) Effective Interest Rate on Debt %: 4.05% (As of Dec. 2025)


MIL:SBC Sicily By Car SpA MIL:SBC
37 GF Score
Price €2.98
GF Value €5.59
Valuation Possible Value Trap
! 2 Warning Signs
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What is Sicily By Car SpA Effective Interest Rate on Debt %?

Sicily By Car SpA MIL:SBC -0.67% 37 Effective Interest Rate on Debt % is 4.05% as of Dec. 2025. GuruFocus rates MIL:SBC with a GF Score™ of 37/100 and a GF Value™ of €5.59 (Possible Value Trap). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Sicily By Car SpA's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €5.4 Mil. Sicily By Car SpA's average total debt for the quarter that ended in Dec. 2025 was €133.9 Mil. Therefore, Sicily By Car SpA's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.05%.

Sicily By Car SpA  (MIL:SBC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Sicily By Car SpA Effective Interest Rate on Debt % Related Terms

Sicily By Car SpA Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Sicily By Car SpA's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sicily By Car SpA Effective Interest Rate on Debt % Chart

Sicily By Car SpA Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
0.00 2.55 6.46 5.93 5.16

Sicily By Car SpA Semi-Annual Data
Dec21 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial 6.34 4.57 6.73 3.26 4.05

MIL:SBC vs URI, SUNB, AER: Effective Interest Rate on Debt % Comparison

For the Rental & Leasing Services subindustry, Sicily By Car SpA's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sicily By Car SpA Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, Sicily By Car SpA's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Sicily By Car SpA's Effective Interest Rate on Debt % falls into.


MIL:SBC
37GF Score
Sicily By Car SpA MIL:SBC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sicily By Car SpA Effective Interest Rate on Debt % Calculation

Sicily By Car SpA's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -4.82/( (88.725+98.203)/ 2 )
=-1  *  -4.82/93.464
=5.16 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=41.132 + 47.593
=88.725

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=21.583 + 76.62
=98.203

Sicily By Car SpA's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -5.428/( (169.571+98.203)/ 2 )
=-1  *  -5.428/133.887
=4.05 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=34.769 + 134.802
=169.571

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=21.583 + 76.62
=98.203

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.05% mean?
Sicily By Car SpA (MIL:SBC) has a Effective Interest Rate on Debt % of 4.05% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Sicily By Car SpA and its competitors.
Is Sicily By Car SpA's Effective Interest Rate on Debt % too high?
Sicily By Car SpA's current Effective Interest Rate on Debt % is 4.05%. Overall, Sicily By Car SpA has a GF Score™ of 37/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Sicily By Car SpA's Effective Interest Rate on Debt % compare to URI and SUNB?
Sicily By Car SpA's Effective Interest Rate on Debt % of 4.05% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Sicily By Car SpA and its competitors. Sicily By Car SpA's current Effective Interest Rate on Debt % is 4.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sicily By Car SpA stock overvalued right now?
Based on GuruFocus' analysis, Sicily By Car SpA (MIL:SBC) is currently considered Possible Value Trap. The stock's GF Value™ is €5.59, compared to a current price of €2.98 — trading 46.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.05%. Sicily By Car SpA's overall GF Score™ is 37/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Sicily By Car SpA (MIL:SBC), the current Effective Interest Rate on Debt % is 4.05% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sicily By Car SpA (MIL:SBC) Overvalued in 2026?

Based on GuruFocus' analysis, Sicily By Car SpA stock appears to be undervalued. The current stock price of €2.98 is trading 46.7% below its estimated GF Value™ of €5.59. GuruFocus considers Sicily By Car SpA to be Possible Value Trap.

Key valuation signals for MIL:SBC:

  • Effective Interest Rate on Debt %: 4.05%
  • GF Value™: €5.59 vs. price of €2.98 (46.7% below fair value)
  • GF Score™: 37/100 with 2 warning signs

No single metric tells the full story. See the MIL:SBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sicily By Car SpA Business Description

Other Exchanges 5LC:Germany
Address Via Galileo Galilei, 10H, Bolzano, ITA, 39100
Sicily By Car SpA operates in the Italian short-term rental market with 55 rental offices directly located at the main Italian airports and cities. The company allows to choose among: Private hire (cheap, compact, medium, standard, convertible, estate and 9-seater cars), Commercial vehicles, Electric car rentals, Boat rental.
37GF Score

Get the complete analysis for MIL:SBC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.98
Price
€5.59
GF Value