Smart Capital SpA (MIL:SMCAP) Effective Interest Rate on Debt %: 1.44% (As of Dec. 2025)

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MIL:SMCAP Smart Capital SpA MIL:SMCAP
9 GF Score
Price €1.55
! 4 Warning Signs
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What is Smart Capital SpA Effective Interest Rate on Debt %?

Smart Capital SpA MIL:SMCAP 9 Effective Interest Rate on Debt % is 1.44% as of Dec. 2025. GuruFocus rates MIL:SMCAP with a GF Score™ of 9/100. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Smart Capital SpA's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.21 Mil. Smart Capital SpA's average total debt for the quarter that ended in Dec. 2025 was €14.72 Mil. Therefore, Smart Capital SpA's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 1.44%.


Smart Capital SpA  (MIL:SMCAP) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Smart Capital SpA Effective Interest Rate on Debt % Related Terms


Smart Capital SpA Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Smart Capital SpA's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Smart Capital SpA Effective Interest Rate on Debt % Chart

Smart Capital SpA Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
1.88 7.15 10.24 0.98

Smart Capital SpA Semi-Annual Data
Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial 31.94 7.67 11.75 1.80 1.44

MIL:SMCAP vs BLK, BX, KKR: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, Smart Capital SpA's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Smart Capital SpA Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Smart Capital SpA's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Smart Capital SpA's Effective Interest Rate on Debt % falls into.


MIL:SMCAP
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Smart Capital SpA MIL:SMCAP
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Smart Capital SpA Effective Interest Rate on Debt % Calculation

Smart Capital SpA's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.151/( (5.659+25.092)/ 2 )
=-1  *  -0.151/15.3755
=0.98 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.191 + 5.468
=5.659

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.191 + 24.901
=25.092

Smart Capital SpA's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.212/( (4.345+25.092)/ 2 )
=-1  *  -0.212/14.7185
=1.44 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.191 + 4.154
=4.345

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.191 + 24.901
=25.092

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.44% mean?
Smart Capital SpA (MIL:SMCAP) has a Effective Interest Rate on Debt % of 1.44% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Smart Capital SpA and its competitors.
Is Smart Capital SpA's Effective Interest Rate on Debt % too high?
Smart Capital SpA's current Effective Interest Rate on Debt % is 1.44%. Overall, Smart Capital SpA has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does Smart Capital SpA's Effective Interest Rate on Debt % compare to BLK and BX?
Smart Capital SpA's Effective Interest Rate on Debt % of 1.44% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Smart Capital SpA and its competitors. Smart Capital SpA's current Effective Interest Rate on Debt % is 1.44%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Smart Capital SpA stock overvalued right now?
Smart Capital SpA (MIL:SMCAP) has a current Effective Interest Rate on Debt % of 1.44%. The current Effective Interest Rate on Debt % is 1.44%. Smart Capital SpA's overall GF Score™ is 9/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Smart Capital SpA (MIL:SMCAP), the current Effective Interest Rate on Debt % is 1.44% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Smart Capital SpA Business Description

Address Via Carlo Alberto, 11, Monza, ITA, 20900
Smart Capital SpA is a permanent capital industrial holding company specializing in private investments in public equity (PIPE) and private equity, focusing on small and medium-sized Italian companies, listed, unlisted or in the pre-IPO phase, operating both in Italy and abroad. It is characterized, also in its investment approach, by an entrepreneurial and longterm DNA. The company's main activity consists of acquiring shares and other financial instruments that allow the purchase or subscription of shares, including in the context of capital increases, at the time of listing or subsequently (such as the PIPE), reserved placements, public subscription and sale offers.
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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