1CM (MILFF) Effective Interest Rate on Debt %: 27.32% (As of Feb. 2026)


MILFF 1CM Inc MILFF
49 GF Score
Price $0.08
GF Value $0.27
Valuation Significantly Undervalued
! 3 Warning Signs
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What is 1CM Effective Interest Rate on Debt %?

1CM MILFF 49 Effective Interest Rate on Debt % is 27.32% as of Feb. 2026. GuruFocus rates MILFF with a GF Score™ of 49/100 and a GF Value™ of $0.27 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. 1CM's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was $0.49 Mil. 1CM's average total debt for the quarter that ended in Feb. 2026 was $1.79 Mil. Therefore, 1CM's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 27.32%.


1CM  (OTCPK:MILFF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


1CM Effective Interest Rate on Debt % Related Terms


1CM Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for 1CM's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

1CM Effective Interest Rate on Debt % Chart

1CM Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.14 14.70 14.11 12.09 15.34

1CM Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.71 9.85 21.87 24.74 27.32

MILFF vs ZTS, UTHR: Effective Interest Rate on Debt % Comparison

For the Drug Manufacturers - Specialty & Generic subindustry, 1CM's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


1CM Effective Interest Rate on Debt % vs Drug Manufacturers Industry

For the Drug Manufacturers industry and Healthcare sector, 1CM's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where 1CM's Effective Interest Rate on Debt % falls into.


MILFF
49GF Score
1CM Inc MILFF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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1CM Effective Interest Rate on Debt % Calculation

1CM's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Aug. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Aug. 2024 )+Total Debt  (A: Aug. 2025 ))/ count )
=-1  *  -0.631/( (5.746+2.48)/ 2 )
=-1  *  -0.631/4.113
=15.34 %

where

Total Debt  (A: Aug. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.853 + 1.893
=5.746

Total Debt  (A: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.093 + 1.387
=2.48

1CM's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Nov. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -0.488/( (2.435+1.137)/ 2 )
=-1  *  -0.488/1.786
=27.32 %

where

Total Debt  (Q: Nov. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.056 + 1.379
=2.435

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.069 + 0.068
=1.137

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 27.32% mean?
1CM (MILFF) has a Effective Interest Rate on Debt % of 27.32% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on 1CM and its competitors.
Is 1CM's Effective Interest Rate on Debt % too high?
1CM's current Effective Interest Rate on Debt % is 27.32%. Overall, 1CM has a GF Score™ of 49/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does 1CM's Effective Interest Rate on Debt % compare to ZTS and UTHR?
1CM's Effective Interest Rate on Debt % of 27.32% can be compared against companies in the Drug Manufacturers industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Drug Manufacturers company?
A good Effective Interest Rate on Debt % depends on the Drug Manufacturers industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on 1CM and its competitors. 1CM's current Effective Interest Rate on Debt % is 27.32%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 1CM stock overvalued right now?
Based on GuruFocus' analysis, 1CM (MILFF) is currently considered Significantly Undervalued. The stock's GF Value™ is $0.27, compared to a current price of $0.08 — trading 71.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 27.32%. 1CM's overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For 1CM (MILFF), the current Effective Interest Rate on Debt % is 27.32% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is 1CM (MILFF) Overvalued in 2026?

Based on GuruFocus' analysis, 1CM stock appears to be undervalued. The current stock price of $0.08 is trading 71.1% below its estimated GF Value™ of $0.27. GuruFocus considers 1CM to be Significantly Undervalued.

Key valuation signals for MILFF:

  • Effective Interest Rate on Debt %: 27.32%
  • GF Value™: $0.27 vs. price of $0.08 (71.1% below fair value)
  • GF Score™: 49/100 with 3 warning signs

No single metric tells the full story. See the MILFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


1CM Business Description

Other Exchanges EPIC:Canada
Address 625 Cochrane Drive, Suite 802, Markham, ON, CAN, L3R9R9
1CM Inc is a multi-jurisdictional cannabis company focused on its retail customers and technology to democratize cannabis markets. The Company focuses on expanding its current operations through organic growth and by way of merger and acquisition transactions. It has a single operating segment, being Cannabis.
49GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.08
Price
$0.27
GF Value