Mani (MNICF) Effective Interest Rate on Debt %: 5.73% (As of Feb. 2026)


MNICF Mani Inc MNICF
93 GF Score
Price $12.82
GF Value $15.57
! 7 Warning Signs
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What is Mani Effective Interest Rate on Debt %?

Mani MNICF 93 Effective Interest Rate on Debt % is 5.73% as of Feb. 2026. GuruFocus rates MNICF with a GF Score™ of 93/100 and a GF Value™ of $15.57. The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Mani's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was $0.0 Mil. Mani's average total debt for the quarter that ended in Feb. 2026 was $0.4 Mil. Therefore, Mani's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 5.73%.


Mani  (OTCPK:MNICF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Mani Effective Interest Rate on Debt % Related Terms


Mani Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Mani's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mani Effective Interest Rate on Debt % Chart

Mani Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.03 1.48 2.21 8.47 3.69

Mani Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 5.50 5.39 0.00 5.73

MNICF vs ISRG, BDX, MDLN: Effective Interest Rate on Debt % Comparison

For the Medical Instruments & Supplies subindustry, Mani's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mani Effective Interest Rate on Debt % vs Medical Devices & Instruments Industry

For the Medical Devices & Instruments industry and Healthcare sector, Mani's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Mani's Effective Interest Rate on Debt % falls into.


MNICF
93GF Score
Mani Inc MNICF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mani Effective Interest Rate on Debt % Calculation

Mani's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Aug. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Aug. 2024 )+Total Debt  (A: Aug. 2025 ))/ count )
=-1  *  -0.02/( (0.568+0.515)/ 2 )
=-1  *  -0.02/0.5415
=3.69 %

where

Total Debt  (A: Aug. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.301 + 0.267
=0.568

Total Debt  (A: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.183 + 0.332
=0.515

Mani's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Nov. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -0.024/( (0.425+0.413)/ 2 )
=-1  *  -0.024/0.419
=5.73 %

where

Total Debt  (Q: Nov. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.174 + 0.251
=0.425

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.168 + 0.245
=0.413

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.73% mean?
Mani (MNICF) has a Effective Interest Rate on Debt % of 5.73% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Mani and its competitors.
Is Mani's Effective Interest Rate on Debt % too high?
Mani's current Effective Interest Rate on Debt % is 5.73%. Overall, Mani has a GF Score™ of 93/100, reflecting its overall financial health beyond just this single metric.
How does Mani's Effective Interest Rate on Debt % compare to ISRG and BDX?
Mani's Effective Interest Rate on Debt % of 5.73% can be compared against companies in the Medical Devices & Instruments industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Medical Devices & Instruments company?
A good Effective Interest Rate on Debt % depends on the Medical Devices & Instruments industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Mani and its competitors. Mani's current Effective Interest Rate on Debt % is 5.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mani stock overvalued right now?
Mani (MNICF) has a current Effective Interest Rate on Debt % of 5.73%. The stock's GF Value™ is $15.57, compared to a current price of $12.82 — trading 17.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.73%. Mani's overall GF Score™ is 93/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Mani (MNICF), the current Effective Interest Rate on Debt % is 5.73% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mani (MNICF) Overvalued in 2026?

Based on GuruFocus' analysis, Mani stock appears to be undervalued. The current stock price of $12.82 is trading 17.7% below its estimated GF Value™ of $15.57.

Key valuation signals for MNICF:

  • Effective Interest Rate on Debt %: 5.73%
  • GF Value™: $15.57 vs. price of $12.82 (17.7% below fair value)
  • GF Score™: 93/100 with 7 warning signs

No single metric tells the full story. See the MNICF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mani Business Description

Other Exchanges 7730:Japan
Address 8-3 Kogyodanchi, Tochigi, JPN
Mani Inc manufactures medical devices and dental instruments. It sells products in four categories: surgical instruments, ophthalmic instruments, suture needles, and dental instruments. Mani's surgical products include instruments such as staplers, vessel knives, and bone saws. Its ophthalmic instruments include a range of knives used during eye surgery and ophthalmic sutures. Mani's suture needles business includes a variety of taper point and cutting eyeless needles, which require suture attachment and sterilization by the customer, as well as stainless-steel eyed needles. The firm's dental instruments include endodontic instruments and accessories, root canal equipment, and finishing and polishing instruments.
93GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.82
Price
$15.57
GF Value