MONTF (Montfort Capital) Effective Interest Rate on Debt %: 6.86% (As of Sep. 2025)


What is Montfort Capital Effective Interest Rate on Debt %?

Montfort Capital MONTF Effective Interest Rate on Debt % is 6.86% as of Sep. 2025. The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Montfort Capital's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was $12.05 Mil. Montfort Capital's average total debt for the quarter that ended in Sep. 2025 was $175.69 Mil. Therefore, Montfort Capital's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 6.86%.

Montfort Capital  (OTCPK:MONTF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Montfort Capital Effective Interest Rate on Debt % Related Terms

Montfort Capital Effective Interest Rate on Debt % Historical Data

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The historical data trend for Montfort Capital's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Montfort Capital Effective Interest Rate on Debt % Chart

Montfort Capital Annual Data
Trend Nov15 Nov16 Nov17 Nov18 Nov19 Nov20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.23 0.00 6.76 6.11 6.66

Montfort Capital Quarterly Data
Nov20 Feb21 May21 Aug21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.87 5.36 7.22 7.09 6.86

MONTF vs BLK, BX, KKR: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, Montfort Capital's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Montfort Capital Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Montfort Capital's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Montfort Capital's Effective Interest Rate on Debt % falls into.


Montfort Capital Effective Interest Rate on Debt % Calculation

Montfort Capital's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -13.721/( (263.78+148.249)/ 2 )
=-1  *  -13.721/206.0145
=6.66 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.871 + 262.909
=263.78

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.178 + 147.071
=148.249

Montfort Capital's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  -12.052/( (168.138+183.245)/ 2 )
=-1  *  -12.052/175.6915
=6.86 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=33.482 + 134.656
=168.138

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.878 + 180.367
=183.245

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.86% mean?
Montfort Capital (MONTF) has a Effective Interest Rate on Debt % of 6.86% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Montfort Capital and its competitors.
Is Montfort Capital's Effective Interest Rate on Debt % too high?
Montfort Capital's current Effective Interest Rate on Debt % is 6.86%.
How does Montfort Capital's Effective Interest Rate on Debt % compare to BLK and BX?
Montfort Capital's Effective Interest Rate on Debt % of 6.86% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Montfort Capital and its competitors. Montfort Capital's current Effective Interest Rate on Debt % is 6.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Montfort Capital stock overvalued right now?
Montfort Capital (MONTF) has a current Effective Interest Rate on Debt % of 6.86%. The stock's GF Value™ is $0.07, compared to a current price of $0.00 — trading 95% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.86%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Montfort Capital (MONTF), the current Effective Interest Rate on Debt % is 6.86% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Montfort Capital Business Description

Address 181 Bay Street, Suite 2920, Bay Wellington Tower, Toronto, ON, CAN, M5J 2T3
Montfort Capital Corp manages a diversified family of specialized private credit brands that utilize focused strategies and experienced management teams combined with advanced technology to improve fee-related performance. Montfort facilitates transparency for all its investors through public company reporting. Its mission is to create value for shareholders by leveraging a tech-enabled lending platform to provide private debt capital to growing businesses through its group of specialty finance companies.