MRPLY (Mr Price Group) Effective Interest Rate on Debt %: 7.58% (As of Mar. 2026)

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MRPLY Mr Price Group Ltd MRPLY
93 GF Score
Price $10.68
GF Value $13.22
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Mr Price Group Effective Interest Rate on Debt %?

Mr Price Group MRPLY 93 Effective Interest Rate on Debt % is 7.58% as of Mar. 2026. GuruFocus rates MRPLY with a GF Score™ of 93/100 and a GF Value™ of $13.22 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Mr Price Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $54 Mil. Mr Price Group's average total debt for the quarter that ended in Mar. 2026 was $715 Mil. Therefore, Mr Price Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 7.58%.


Mr Price Group  (OTCPK:MRPLY) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Mr Price Group Effective Interest Rate on Debt % Related Terms


Mr Price Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Mr Price Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mr Price Group Effective Interest Rate on Debt % Chart

Mr Price Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.10 7.69 8.85 9.61 7.34

Mr Price Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.35 9.66 9.52 9.77 7.58

MRPLY vs TJX, ROST, BURL: Effective Interest Rate on Debt % Comparison

For the Apparel Retail subindustry, Mr Price Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mr Price Group Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Mr Price Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Mr Price Group's Effective Interest Rate on Debt % falls into.


MRPLY
93GF Score
Mr Price Group Ltd MRPLY
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mr Price Group Effective Interest Rate on Debt % Calculation

Mr Price Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -51.763/( (475.591+935.735)/ 2 )
=-1  *  -51.763/705.663
=7.34 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=347.96 + 127.631
=475.591

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=788.983 + 146.752
=935.735

Mr Price Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -54.21/( (494.973+935.735)/ 2 )
=-1  *  -54.21/715.354
=7.58 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=359.594 + 135.379
=494.973

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=788.983 + 146.752
=935.735

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.58% mean?
Mr Price Group (MRPLY) has a Effective Interest Rate on Debt % of 7.58% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Mr Price Group and its competitors.
Is Mr Price Group's Effective Interest Rate on Debt % too high?
Mr Price Group's current Effective Interest Rate on Debt % is 7.58%. Overall, Mr Price Group has a GF Score™ of 93/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mr Price Group's Effective Interest Rate on Debt % compare to TJX and ROST?
Mr Price Group's Effective Interest Rate on Debt % of 7.58% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Mr Price Group and its competitors. Mr Price Group's current Effective Interest Rate on Debt % is 7.58%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mr Price Group stock overvalued right now?
Based on GuruFocus' analysis, Mr Price Group (MRPLY) is currently considered Modestly Undervalued. The stock's GF Value™ is $13.22, compared to a current price of $10.68 — trading 19.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 7.58%. Mr Price Group's overall GF Score™ is 93/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Mr Price Group (MRPLY), the current Effective Interest Rate on Debt % is 7.58% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mr Price Group (MRPLY) Overvalued in 2026?

Based on GuruFocus' analysis, Mr Price Group stock appears to be undervalued. The current stock price of $10.68 is trading 19.2% below its estimated GF Value™ of $13.22. GuruFocus considers Mr Price Group to be Modestly Undervalued.

Key valuation signals for MRPLY:

  • Effective Interest Rate on Debt %: 7.58%
  • GF Value™: $13.22 vs. price of $10.68 (19.2% below fair value)
  • GF Score™: 93/100 with 3 warning signs

No single metric tells the full story. See the MRPLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mr Price Group Business Description

Address 65 Masabalala Yengwa Avenue, Upper Level Durban Station Complex, Stamford Hill, North Concourse, Durban, NL, ZAF, 4001
Mr Price Group Ltd is a retailer that sells proprietary-branded apparel and home goods through more than a thousand stores and online channels. It operates almost exclusively in Africa, with the vast majority of sales coming from South Africa. The company's segment involves: Apparel segment; Homeware segment; Financial Services segment; Telecoms segment; and Central Services segment. It derives maximum revenue from Apparel Segment.
93GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.68
Price
$13.22
GF Value